Bright: Loans & Credit Builder vs Chime® - Mobile Banking
Bright: Loans & Credit Builder
Bright Capital Inc
App Store
$13.92M/mo
~$167.04M/yr · 38.2M installs
VS
Chime® - Mobile Banking
Chime Financial, Inc.
App Store
$0/mo
~$0/yr · 256.3M installs
Revenue winner
Bright: Loans & Credit Builder wins
+1392007600% vs other
Installs winner
Chime® - Mobile Banking wins
+571% vs other
MAU winner
Chime® - Mobile Banking wins
+44% vs other
Rating winner
Chime® - Mobile Banking wins
+1% vs other
Why Bright: Loans & Credit Builder is winning
Top 2 reasons - backed by the public App Store / Play Store numbers.
- Bright: Loans & Credit Builder earns roughly 13920076× more per month than Chime® - Mobile Banking - $13.92M vs $0.
- Subscription model. Bright: Loans & Credit Builder runs a $4.00/mo subscription that compounds; Chime® - Mobile Banking relies on one-shot IAP or ads.
→ Find more apps with this revenue gap · Full Bright: Loans & Credit Builder report
Side-by-side metrics
Bars scale to whichever app is bigger on that row. Green = winner.
Bright: Loans & Credit Builder
vs
Chime® - Mobile Banking
Monthly revenue (est.)?
$13.92M
◀
$0
Annual revenue (est.)
$167.04M
◀
$0
Lifetime installs (est.)
38.2M
▶
256.3M
Monthly active users (est.)?
12.3M
▶
17.7M
App Store rating
4.77★
▶
4.82★
Total ratings
255K
▶
1.5M
US grossing rank
-
=
-
Cheapest monthly sub
$4.00
◀
No sub
IAP tiers detected
0 tiers
=
0 tiers
- Category
- Finance
- Price
- Free
- Released
- Jun 30, 2020
- Last updated
- Jun 4, 2026
- File size
- 101.0 MB
- Content rating
- 17+
- Version
- 1.60.1
- Languages
- English
- Category
- Finance
- Price
- Free
- Released
- Mar 16, 2014
- Last updated
- Jun 23, 2026
- File size
- 239.0 MB
- Content rating
- 4+
- Version
- 5.332.0
- Languages
- English
Bright: Loans & Credit Builder trajectory
Chime® - Mobile Banking trajectory
FAQ
Which makes more money, Bright: Loans & Credit Builder or Chime® - Mobile Banking? v
Bright: Loans & Credit Builder earns about $13.92M per month, while Chime® - Mobile Banking earns about $0. That is a ∞× revenue gap (~$13.92M more per month for Bright: Loans & Credit Builder). Annual revenue: Bright: Loans & Credit Builder ≈ $167.04M/year, Chime® - Mobile Banking ≈ $0/year. Estimates are derived from public App Store signals - grossing rank, scraped IAP tiers, ratings and category benchmarks.
Which has more downloads, Bright: Loans & Credit Builder or Chime® - Mobile Banking? v
Chime® - Mobile Banking leads with about 256.3M estimated downloads vs 38.2M for Bright: Loans & Credit Builder - a 6.7× gap. Bright: Loans & Credit Builder's App Store downloads are estimated from 255K ratings × the standard 1:75 ratio. Chime® - Mobile Banking's App Store downloads are estimated from 1.5M ratings.
Are Bright: Loans & Credit Builder and Chime® - Mobile Banking in the same App Store category and competing for the same money? v
Yes - both apps sit in the Finance category, which means they compete directly for the same paying users and category-level wallet share. Direct competitors, head-to-head.
Do Bright: Loans & Credit Builder and Chime® - Mobile Banking have in-app purchases? v
Bright: Loans & Credit Builder does not appear to offer in-app purchases on its public listing. Chime® - Mobile Banking does not appear to offer in-app purchases. Monetization model: Bright: Loans & Credit Builder runs "Subscription (~$4.00/mo)", Chime® - Mobile Banking runs "No App Store revenue (monetizes off-store)".
Which has better ratings, Bright: Loans & Credit Builder or Chime® - Mobile Banking? v
Chime® - Mobile Banking edges ahead with ★ 4.8 vs ★ 4.8 (gap of 0.1 stars). Rating volume: Bright: Loans & Credit Builder 255K ratings, Chime® - Mobile Banking 1.5M ratings. Higher rating volume = stronger ASO signal even when star averages are close.
How accurate are these Bright: Loans & Credit Builder vs Chime® - Mobile Banking revenue estimates? v
Directional - typically within 2-3× of actual money earned for popular apps. The $13.92M for Bright: Loans & Credit Builder and $0 for Chime® - Mobile Banking are derived from App Store grossing rank, scraped IAP tiers, ratings volume and category benchmarks (Finance) - net of the 15-30% Apple/Google store cut. Real revenue depends on country mix, retention, refunds and ad fill rate, none of which Apple or Google publish.
How do I compare Bright: Loans & Credit Builder or Chime® - Mobile Banking to a different App Store app? v
Use the search box at the bottom of this page or paste any two App Store links into the homepage tool. We auto-generate a permanent comparison URL with revenue, downloads, IAP tiers, subscription pricing and grossing rank for both apps.