Monarch: Budget & Track Money vs PayPal - Pay, Send, Save

Monarch: Budget & Track Money

Monarch Money, Inc.
App Store
$1.14M/mo
~$13.65M/yr · 9.7M installs
VS

PayPal - Pay, Send, Save

PayPal Mobile
Google Play
$0/mo
~$0/yr · 478.0M installs
Revenue winner Monarch: Budget & Track Money wins +113734500% vs other
Installs winner PayPal - Pay, Send, Save wins +4804% vs other
MAU winner PayPal - Pay, Send, Save wins +557% vs other
Rating winner Monarch: Budget & Track Money wins +15% vs other

Why Monarch: Budget & Track Money is winning

Top 4 reasons - backed by the public App Store / Play Store numbers.

  1. Monarch: Budget & Track Money earns roughly 1137345× more per month than PayPal - Pay, Send, Save - $1.14M vs $0.
  2. Subscription model. Monarch: Budget & Track Money runs a $14.99/mo subscription that compounds; PayPal - Pay, Send, Save relies on one-shot IAP or ads.
  3. More monetization surfaces. Monarch: Budget & Track Money runs 4 IAP tiers vs 0 - more chances to convert users at the right price.
  4. Better app store reviews. Monarch: Budget & Track Money sits at 4.89★ vs 4.25★ - store algorithms reward higher-rated apps with more impressions.

Find more apps with this revenue gap · Full Monarch: Budget & Track Money report

Side-by-side metrics

Bars scale to whichever app is bigger on that row. Green = winner.

Monarch: Budget & Track Money
vs
PayPal - Pay, Send, Save
Monthly revenue (est.)?
$1.14M
$0
Annual revenue (est.)
$13.65M
$0
Lifetime installs (est.)
9.7M
478.0M
Monthly active users (est.)?
4.2M
27.7M
App Store rating
4.89★
4.25★
Total ratings
89K
3.7M
US grossing rank
-
=
-
Cheapest monthly sub
$14.99
No sub
IAP tiers detected
4 tiers
0 tiers

Monarch: Budget & Track Money

Monarch Money, Inc.
App Store
Category
Finance
Price
Free
Released
Nov 18, 2020
Last updated
May 7, 2026
File size
78.2 MB
Content rating
4+
Version
2.0.95
Languages
English
View full Monarch: Budget & Track Money report →

PayPal - Pay, Send, Save

PayPal Mobile
Google Play
Category
Finance
Price
Free
Released
-
Last updated
May 7, 2026
File size
-
Content rating
Everyone
Version
8.105.1
Languages
-
View full PayPal - Pay, Send, Save report →

Monarch: Budget & Track Money trajectory

JunJulAugSepOctNovDecJanFebMarAprMay

PayPal - Pay, Send, Save trajectory

JunJulAugSepOctNovDecJanFebMarAprMay

FAQ

Which makes more money, Monarch: Budget & Track Money or PayPal - Pay, Send, Save? v
Monarch: Budget & Track Money earns about $1.14M per month, while PayPal - Pay, Send, Save earns about $0. That is a ∞× revenue gap (~$1.14M more per month for Monarch: Budget & Track Money). Annual revenue: Monarch: Budget & Track Money ≈ $13.65M/year, PayPal - Pay, Send, Save ≈ $0/year. Estimates are derived from public App Store / Google Play signals - grossing rank, scraped IAP tiers, ratings and category benchmarks.
Which has more downloads, Monarch: Budget & Track Money or PayPal - Pay, Send, Save? v
PayPal - Pay, Send, Save leads with about 478.0M estimated downloads vs 9.7M for Monarch: Budget & Track Money - a 49.0× gap. Monarch: Budget & Track Money's App Store downloads are estimated from 89K ratings × the standard 1:75 ratio. PayPal - Pay, Send, Save reports 100,000,000+ installs on Google Play.
Are Monarch: Budget & Track Money and PayPal - Pay, Send, Save in the same App Store category on each store and competing for the same money? v
Yes - both apps sit in the Finance category, which means they compete directly for the same paying users and category-level wallet share. Direct competitors, head-to-head.
What in-app purchases and subscription pricing do Monarch: Budget & Track Money and PayPal - Pay, Send, Save offer? v
Monarch: Budget & Track Money: IAP range 4 tiers detected. PayPal - Pay, Send, Save: no IAP detected on the public listing. Monarch: Budget & Track Money runs a "Subscription (~$8.33/mo)" monetization model; PayPal - Pay, Send, Save runs "No App Store revenue (monetizes off-store)". Scraped tier prices and detected subscription pricing drive the bulk of the per-app revenue estimate above.
Which has better ratings, Monarch: Budget & Track Money or PayPal - Pay, Send, Save? v
Monarch: Budget & Track Money edges ahead with ★ 4.9 vs ★ 4.2 (gap of 0.6 stars). Rating volume: Monarch: Budget & Track Money 89K ratings, PayPal - Pay, Send, Save 437K ratings. Higher rating volume = stronger ASO signal even when star averages are close.
How accurate are these Monarch: Budget & Track Money vs PayPal - Pay, Send, Save revenue estimates? v
Directional - typically within 2-3× of actual money earned for popular apps. The $1.14M for Monarch: Budget & Track Money and $0 for PayPal - Pay, Send, Save are derived from App Store grossing rank / Google Play install ranges, scraped IAP tiers, ratings volume and category benchmarks (Finance) - net of the 15-30% Apple/Google store cut. Real revenue depends on country mix, retention, refunds and ad fill rate, none of which Apple or Google publish.
How do I compare Monarch: Budget & Track Money or PayPal - Pay, Send, Save to a different App Store app? v
Use the search box at the bottom of this page or paste any two App Store or Google Play links into the homepage tool. We auto-generate a permanent comparison URL with revenue, downloads, IAP tiers, subscription pricing and grossing rank for both apps.