Monzo - Mobile Banking vs Zip - Shop Now, Pay Later
Monzo - Mobile Banking
Monzo
Google Play
$0/mo
~$0/yr · 13.1M installs
VS
Zip - Shop Now, Pay Later
zip.co
Google Play
$285.0K/mo
~$3.42M/yr · 2.8M installs
Revenue winner
Zip - Shop Now, Pay Later wins
+28501700% vs other
Installs winner
Monzo - Mobile Banking wins
+370% vs other
MAU winner
Monzo - Mobile Banking wins
+189% vs other
Rating winner
Monzo - Mobile Banking wins
+9% vs other
Why Zip - Shop Now, Pay Later is winning
Top 2 reasons - backed by the public App Store / Play Store numbers.
- Zip - Shop Now, Pay Later earns roughly 285017× more per month than Monzo - Mobile Banking - $285.0K vs $0.
- Subscription model. Zip - Shop Now, Pay Later runs a $9.95/mo subscription that compounds; Monzo - Mobile Banking relies on one-shot IAP or ads.
→ Find more apps with this revenue gap · Full Zip - Shop Now, Pay Later report
Side-by-side metrics
Bars scale to whichever app is bigger on that row. Green = winner.
Monzo - Mobile Banking
vs
Zip - Shop Now, Pay Later
Monthly revenue (est.)?
$0
▶
$285.0K
Annual revenue (est.)
$0
▶
$3.42M
Lifetime installs (est.)
13.1M
◀
2.8M
Monthly active users (est.)?
1.6M
◀
558K
App Store rating
4.16★
◀
3.83★
Total ratings
173K
◀
77K
US grossing rank
-
=
-
Cheapest monthly sub
No sub
▶
$9.95
IAP tiers detected
0 tiers
=
0 tiers
- Category
- Finance
- Price
- Free
- Released
- May 13, 2016
- Last updated
- May 7, 2026
- File size
- -
- Content rating
- Everyone
- Version
- 7.24.0
- Languages
- -
- Category
- Finance
- Price
- Free
- Released
- Feb 9, 2020
- Last updated
- May 8, 2026
- File size
- -
- Content rating
- Everyone
- Version
- 26.4.30.169
- Languages
- -
Monzo - Mobile Banking trajectory
Zip - Shop Now, Pay Later trajectory
FAQ
Which makes more money, Monzo - Mobile Banking or Zip - Shop Now, Pay Later? v
Zip - Shop Now, Pay Later earns about $285.0K per month, while Monzo - Mobile Banking earns about $0. That is a ∞× revenue gap (~$285.0K more per month for Zip - Shop Now, Pay Later). Annual revenue: Monzo - Mobile Banking ≈ $0/year, Zip - Shop Now, Pay Later ≈ $3.42M/year. Estimates are derived from public Google Play signals - grossing rank, scraped IAP tiers, ratings and category benchmarks.
Which has more downloads, Monzo - Mobile Banking or Zip - Shop Now, Pay Later? v
Monzo - Mobile Banking leads with about 13.1M estimated downloads vs 2.8M for Zip - Shop Now, Pay Later - a 4.7× gap. Monzo - Mobile Banking reports 10,000,000+ installs on Google Play. Zip - Shop Now, Pay Later reports 1,000,000+ installs on Google Play.
Are Monzo - Mobile Banking and Zip - Shop Now, Pay Later in the same Google Play category and competing for the same money? v
Yes - both apps sit in the Finance category, which means they compete directly for the same paying users and category-level wallet share. Direct competitors, head-to-head.
Do Monzo - Mobile Banking and Zip - Shop Now, Pay Later have in-app purchases? v
Monzo - Mobile Banking does not appear to offer in-app purchases on its public listing. Zip - Shop Now, Pay Later does not appear to offer in-app purchases. Monetization model: Monzo - Mobile Banking runs "No App Store revenue (monetizes off-store)", Zip - Shop Now, Pay Later runs "Subscription (~$9.95/mo)".
Which has better ratings, Monzo - Mobile Banking or Zip - Shop Now, Pay Later? v
Monzo - Mobile Banking edges ahead with ★ 4.2 vs ★ 3.8 (gap of 0.3 stars). Rating volume: Monzo - Mobile Banking 654 ratings, Zip - Shop Now, Pay Later 17 ratings. Higher rating volume = stronger ASO signal even when star averages are close.
How accurate are these Monzo - Mobile Banking vs Zip - Shop Now, Pay Later revenue estimates? v
Directional - typically within 2-3× of actual money earned for popular apps. The $0 for Monzo - Mobile Banking and $285.0K for Zip - Shop Now, Pay Later are derived from Google Play grossing rank, scraped IAP tiers, ratings volume and category benchmarks (Finance) - net of the 15-30% Apple/Google store cut. Real revenue depends on country mix, retention, refunds and ad fill rate, none of which Apple or Google publish.
How do I compare Monzo - Mobile Banking or Zip - Shop Now, Pay Later to a different Google Play app? v
Use the search box at the bottom of this page or paste any two Google Play links into the homepage tool. We auto-generate a permanent comparison URL with revenue, downloads, IAP tiers, subscription pricing and grossing rank for both apps.