WalletHub: Credit & Budgeting vs PayPal - Pay, Send, Save
WalletHub: Credit & Budgeting
WalletHub
App Store
$66.2K/mo
~$794.6K/yr · 792K installs
VS
PayPal - Pay, Send, Save
PayPal Mobile
Google Play
$0/mo
~$0/yr · 478.0M installs
Revenue winner
WalletHub: Credit & Budgeting wins
+6621800% vs other
Installs winner
PayPal - Pay, Send, Save wins
+60260% vs other
MAU winner
PayPal - Pay, Send, Save wins
+8004% vs other
Rating winner
WalletHub: Credit & Budgeting wins
+14% vs other
Why WalletHub: Credit & Budgeting is winning
Top 4 reasons - backed by the public App Store / Play Store numbers.
- WalletHub: Credit & Budgeting earns roughly 66218× more per month than PayPal - Pay, Send, Save - $66.2K vs $0.
- Subscription model. WalletHub: Credit & Budgeting runs a $4.99/mo subscription that compounds; PayPal - Pay, Send, Save relies on one-shot IAP or ads.
- More monetization surfaces. WalletHub: Credit & Budgeting runs 8 IAP tiers vs 0 - more chances to convert users at the right price.
- Better app store reviews. WalletHub: Credit & Budgeting sits at 4.84★ vs 4.25★ - store algorithms reward higher-rated apps with more impressions.
→ Find more apps with this revenue gap · Full WalletHub: Credit & Budgeting report
Side-by-side metrics
Bars scale to whichever app is bigger on that row. Green = winner.
WalletHub: Credit & Budgeting
vs
PayPal - Pay, Send, Save
Monthly revenue (est.)?
$66.2K
◀
$0
Annual revenue (est.)
$794.6K
◀
$0
Lifetime installs (est.)
792K
▶
478.0M
Monthly active users (est.)?
342K
▶
27.7M
App Store rating
4.84★
◀
4.25★
Total ratings
10K
▶
3.7M
US grossing rank
-
=
-
Cheapest monthly sub
$4.99
◀
No sub
IAP tiers detected
8 tiers
◀
0 tiers
- Category
- Finance
- Price
- Free
- Released
- Jun 21, 2016
- Last updated
- Mar 20, 2026
- File size
- 99.3 MB
- Content rating
- 17+
- Version
- 2.0.0
- Languages
- English
- Category
- Finance
- Price
- Free
- Released
- -
- Last updated
- May 7, 2026
- File size
- -
- Content rating
- Everyone
- Version
- 8.105.1
- Languages
- -
WalletHub: Credit & Budgeting trajectory
PayPal - Pay, Send, Save trajectory
FAQ
Which makes more money, WalletHub: Credit & Budgeting or PayPal - Pay, Send, Save? v
WalletHub: Credit & Budgeting earns about $66.2K per month, while PayPal - Pay, Send, Save earns about $0. That is a ∞× revenue gap (~$66.2K more per month for WalletHub: Credit & Budgeting). Annual revenue: WalletHub: Credit & Budgeting ≈ $794.6K/year, PayPal - Pay, Send, Save ≈ $0/year. Estimates are derived from public App Store / Google Play signals - grossing rank, scraped IAP tiers, ratings and category benchmarks.
Which has more downloads, WalletHub: Credit & Budgeting or PayPal - Pay, Send, Save? v
PayPal - Pay, Send, Save leads with about 478.0M estimated downloads vs 792K for WalletHub: Credit & Budgeting - a 603.6× gap. WalletHub: Credit & Budgeting's App Store downloads are estimated from 10K ratings × the standard 1:75 ratio. PayPal - Pay, Send, Save reports 100,000,000+ installs on Google Play.
Are WalletHub: Credit & Budgeting and PayPal - Pay, Send, Save in the same App Store category on each store and competing for the same money? v
Yes - both apps sit in the Finance category, which means they compete directly for the same paying users and category-level wallet share. Direct competitors, head-to-head.
What in-app purchases and subscription pricing do WalletHub: Credit & Budgeting and PayPal - Pay, Send, Save offer? v
WalletHub: Credit & Budgeting: IAP range 8 tiers detected. PayPal - Pay, Send, Save: no IAP detected on the public listing. WalletHub: Credit & Budgeting runs a "Subscription (~$5.99/mo)" monetization model; PayPal - Pay, Send, Save runs "No App Store revenue (monetizes off-store)". Scraped tier prices and detected subscription pricing drive the bulk of the per-app revenue estimate above.
Which has better ratings, WalletHub: Credit & Budgeting or PayPal - Pay, Send, Save? v
WalletHub: Credit & Budgeting edges ahead with ★ 4.8 vs ★ 4.2 (gap of 0.6 stars). Rating volume: WalletHub: Credit & Budgeting 10K ratings, PayPal - Pay, Send, Save 437K ratings. Higher rating volume = stronger ASO signal even when star averages are close.
How accurate are these WalletHub: Credit & Budgeting vs PayPal - Pay, Send, Save revenue estimates? v
Directional - typically within 2-3× of actual money earned for popular apps. The $66.2K for WalletHub: Credit & Budgeting and $0 for PayPal - Pay, Send, Save are derived from App Store grossing rank / Google Play install ranges, scraped IAP tiers, ratings volume and category benchmarks (Finance) - net of the 15-30% Apple/Google store cut. Real revenue depends on country mix, retention, refunds and ad fill rate, none of which Apple or Google publish.
How do I compare WalletHub: Credit & Budgeting or PayPal - Pay, Send, Save to a different App Store app? v
Use the search box at the bottom of this page or paste any two App Store or Google Play links into the homepage tool. We auto-generate a permanent comparison URL with revenue, downloads, IAP tiers, subscription pricing and grossing rank for both apps.