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Review Insights · Google Play

Acorns: Save & Invest Money

Acorns · 392,957 ratings · ★ 4.7

4.7
★★★★★
392,957 ratings
5 ★
332,258 (85%)
4 ★
36,749 (9%)
3 ★
11,040 (3%)
2 ★
2,411 (1%)
1 ★
10,494 (3%)
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Top complaints - extracted from 33 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"account"
14 negative reviews mention this · 42% of all complaints
★★★★ "ACORNS IS VERY DISRESPECTFUL, SOMEONE DID A FRADULANT CHECK IN MY NAME ON MY ACCOUNT AND THEN ASKED ME FOR IMPORTANT INFORMATION ABOUT MY 3Y OLD DAUGHTER SOCIAL SECURITY NUMBER AND OTHER INFO.. THIS IS NOT THE WAY TO SWINDLE A VICTIM OF IDE…" - Emppriss Beard
2
"acorns"
6 negative reviews mention this · 18% of all complaints
★★★★ "ACORNS IS VERY DISRESPECTFUL, SOMEONE DID A FRADULANT CHECK IN MY NAME ON MY ACCOUNT AND THEN ASKED ME FOR IMPORTANT INFORMATION ABOUT MY 3Y OLD DAUGHTER SOCIAL SECURITY NUMBER AND OTHER INFO.. THIS IS NOT THE WAY TO SWINDLE A VICTIM OF IDE…" - Emppriss Beard
3
"bank"
6 negative reviews mention this · 18% of all complaints
★★★★ "acorns is by far the worst they keep charging my bank account after I close the account so therefore now I'm behind on my rent because they chose to keep charging my account when it was closed this is fraud now I have a late fee on my rent …" - Cayse Matthews
4
"money"
6 negative reviews mention this · 18% of all complaints
★★★★ "acorns is by far the worst they keep charging my bank account after I close the account so therefore now I'm behind on my rent because they chose to keep charging my account when it was closed this is fraud now I have a late fee on my rent …" - Cayse Matthews
5
"closed"
5 negative reviews mention this · 15% of all complaints
★★★★ "ACORNS IS VERY DISRESPECTFUL, SOMEONE DID A FRADULANT CHECK IN MY NAME ON MY ACCOUNT AND THEN ASKED ME FOR IMPORTANT INFORMATION ABOUT MY 3Y OLD DAUGHTER SOCIAL SECURITY NUMBER AND OTHER INFO.. THIS IS NOT THE WAY TO SWINDLE A VICTIM OF IDE…" - Emppriss Beard
6
"other"
4 negative reviews mention this · 12% of all complaints
★★★★ "ACORNS IS VERY DISRESPECTFUL, SOMEONE DID A FRADULANT CHECK IN MY NAME ON MY ACCOUNT AND THEN ASKED ME FOR IMPORTANT INFORMATION ABOUT MY 3Y OLD DAUGHTER SOCIAL SECURITY NUMBER AND OTHER INFO.. THIS IS NOT THE WAY TO SWINDLE A VICTIM OF IDE…" - Emppriss Beard
7
"sign"
4 negative reviews mention this · 12% of all complaints
★★★★★ "App automatically logs me out the moment i sign in." - Tyler Murschel
8
"trying"
4 negative reviews mention this · 12% of all complaints
★★★★ "Scam city! very difficult to navigate and understand what you're getting and what it will cost every month. when the dust settles, you are paying more in services than your earnings. Then, when you close the account, they will continue to c…" - Carl Swartz

📋 All 33 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Emppriss Beard 5/5/2026
ACORNS IS VERY DISRESPECTFUL, SOMEONE DID A FRADULANT CHECK IN MY NAME ON MY ACCOUNT AND THEN ASKED ME FOR IMPORTANT INFORMATION ABOUT MY 3Y OLD DAUGHTER SOCIAL SECURITY NUMBER AND OTHER INFO.. THIS IS NOT THE WAY TO SWINDLE A VICTIM OF IDENTITY THEFT WITH A PIN TO ALLOW SOMEONE TO DO THIS TO MY ACCOUNT. THEY CLOSED MY ACCOUNT AND TOOK MY CONTRIBUTIONS FROM THE IRS AND NOW I GET NOTHING IN TIRED OF BEING HURT AND ABUSED BY THESE APPS ESPECIALLY IF THEY DONT GIVE YOU AN OPTION TO REPORT.
★★★★ Yadai Yashem 5/5/2026 v3.11.49
This statement serves as a formal caution regarding Acorn’s business practices. Multiple concerns have arisen involving account closures without prior notice, inconsistent or unclear communication, and a lack of timely transparency regarding customer funds. Such experiences may lead to unnecessary financial stress and uncertainty. Individuals are strongly encouraged to conduct thorough due diligence and carefully evaluate alternative financial institutions that demonstrate reliability.
★★★★ Cayse Matthews 5/5/2026 v4.191.0
acorns is by far the worst they keep charging my bank account after I close the account so therefore now I'm behind on my rent because they chose to keep charging my account when it was closed this is fraud now I have a late fee on my rent that they are refusing to accommodate and they're also refusing to expedite my money return no one use acorns it's a crock a fraud! and no to your response that subscription is different in counseling than account counseling because I told your agent to ❌
★★★★ Jenny Martinez 5/4/2026 v4.188.0
I left the bad review you deserved. I closed my account and you are still taking money out of my bank account after emailing me a confirmation. Acorns is a nightmare to deal will. No supervisors available and good luck with the wait for one. This mess started because I deposited money. That's very disappointing. Many apologies but no action to fix the issues. Too bad I couldn't give you 0 stars.
★★★★ Elsy N. Cortez de Cales 5/4/2026 v4.191.0
app get frozen after verification. Also, my early account for my kid wasn't showing up last time I opened the app. please fix
★★★★ Brett Tetrault 4/29/2026
I shouldn't be forced to pay for account plan just to save money. I want all free option!
★★★★ Terri Shotwell 4/24/2026
cannot get round ups to allow through my bank, no help from acorns. bank says no issues on there end. now I remember why I stopped using this app. they are not credit union friendly
★★★★ Joe Momma 4/23/2026 v4.189.0
Not worth the subscription rate just learn to buy your own stocks and funds.
★★★★ TOG YMK 4/22/2026 v4.189.0
Unknown invesment strategies and fees/subscriptions are way more expensive than holding a product in a normal brokerage account by a factor of 10x or more. It's convenience at a steep price. You are better off doing $25 monthly auto invest into a robot advisor in any other brokerage (Fidelity, Webull etc). Smoke and mirrors pulling the wool over the eyes of the financially illiterate.
★★★★ Keli Thomas 4/22/2026
idk yet
★★★★ Phoebe Jones 4/20/2026
didnt recognize me because my ID was paper form cause awaiting mail to deliver my new ID, its legit and works for other apps not this one so erased
★★★★ Lamark Myles 4/18/2026 v4.188.0
this app sucks deleting now and they have the nerve to charge for this junk free Robinhood here I come I would give them no stars if i could
★★★★ Carl Swartz 4/17/2026 v4.188.0
Scam city! very difficult to navigate and understand what you're getting and what it will cost every month. when the dust settles, you are paying more in services than your earnings. Then, when you close the account, they will continue to charge monthly fees. Good luck trying to get a hold of anyone.
★★★★ Katie Hinkley 4/16/2026 v4.188.0
crooks and scandalous! I was looking at there program ending up being charged even though I specifically said no and now it's going to take 7 days for a refund
★★★★ Timothy Gibbons 4/16/2026 v4.188.0
I don't recommend this company at all. They tied up my partner's money and made her jump through so many hoops to get her money over a technical issue on THEIR end when we need that money to pay our bills and, to, you now, LIVE! If you have money in their greedy incompetent hands I definitely recommend transferring it elsewhere.
★★★★ Alton Edwards 4/15/2026 v4.188.0
Service fees are high
★★★★ Jeff Coxwell 4/15/2026 v4.188.0
app had an issue, trying to connect my bank, from the start
★★★★ James Botard 4/15/2026 v4.168.0
I didn't not sign up for this and they won't cancel the subscription
★★★★ Justin Svoboda 4/14/2026
Read your terms and conditions. Apparently this app/company likes to take control of your account, turn investments back on, un-pause deposits and take money from your account whenever they feel necessary. Closing accounts becomes confusing and tiresome. Will not be returning.
★★★★ Brianna Nicole 4/14/2026
not cool acorn you gave me someone social security number while trying to sign up for my own account on it. So a number allows you access to someone's social security and address. oh also they birthday. He's a 2000s baby and info already compromised shame on you. Glad im not a scammer poor guy.
★★★★ Marvin jerome l johnson Matthews blakely 4/13/2026 v4.188.0
my account was closed against my will and now you want me to reopen my account and I don't have an address in Los Angeles only in Tucson and I'm in Los Angeles
★★★★ Tyler Perales 4/13/2026 v4.181.0
Stopped investing once I realized I'd be charged a monthly fee. Closed the account only for acorns to keep my banking information and reopen the account after a direct deposit a month later. I had to log in and cancel a second time and was still charged 12 dollars. SCAM
★★★★ Alex 4/11/2026
I'm unable to use customer service. Delete my old account.
★★★★ Ichiro Miyata 4/11/2026 v4.188.0
There are better apps for investment. This app will steal your money.
★★★★ Eddy Alan 4/10/2026
Useless inept app, couldn't integrate my bank . waste of my time and hope my credentials aren't sold to scammers. Robinhood is the best
★★★★ Isaiah DeAngelis 4/9/2026 v4.188.0
Acorns is shady, they will not pay you like they're supposed to when you have people sign up using your link. I had 3 people sign up and deposit the $5 and they screwed me over on purpose saying the one person didn't meet eligibility requirements even though they did everything they were supposed to. They screwed me out of my $900 on purpose
★★★★★ Jared Alms 5/8/2026 v4.169.0
The earn feature hardly ever works for Walmart, the only one I really use. I follow the rule by purchasing in one visit with a linked card and I get nothing! In the past it was 50/50 and even then it takes months to even get the earned reward.
★★★★★ Matthew Leonard 5/3/2026 v4.191.0
$3/mo to have a checking account is pretty ludicrous but some of their features are nice and were innovative for their day but nowadays you can do the same thing with other platforms and banks for cheaper, I also didn't like how you can't log in to the Lincoln Savings Bank profile, I wish you could, would make linking bank account easier.
★★★★★ Tyler Murschel 4/29/2026 v4.190.0
App automatically logs me out the moment i sign in.
★★★★★ Angeline Antoine 4/28/2026
GOOD
★★★★★ Cliff Flores 4/18/2026 v4.189.0
I have been having issues with replacing my new card,have ordered many times by phone and chat aswell but the mange card feature has not been working for a while now and its getting frustrating it has not been showing that ive ordered new card and it does not show any card...you guys need to fix that problem
★★★★★ Matthew S 4/16/2026 v4.188.0
Don't join unless you expect to never leave, cancelling this service is damn near impossible! I still haven't been able to after months of trying.
★★★★★ Cassie Wargo 4/15/2026
I love my card but my issue is that they said my social didnt match and that bothers me a bit.

Sentiment summary

94%
Positive (4-5★)
3%
Neutral (3★)
3%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.