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BHIM Bharat's Own Payments App

National Payments Corporation of India (NPCI) · 1,911,514 ratings · ★ 4.3

4.3
★★★★★
1,911,514 ratings
5 ★
1,456,935 (76%)
4 ★
150,258 (8%)
3 ★
36,138 (2%)
2 ★
36,138 (2%)
1 ★
226,338 (12%)
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Top complaints - extracted from 65 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"login"
11 negative reviews mention this · 17% of all complaints
★★★★ "I am unable to login in ur app I tired somany time but it didn't work I wrongly type another number and it got some error and my real number is unable to login please fix it 😭" - Raman
2
"auto"
10 negative reviews mention this · 15% of all complaints
★★★★★ "Registration not possible, SMS Auto Reading not work? please Guide ASAP" - SANTOSH NANIWADEKAR
3
"unable"
10 negative reviews mention this · 15% of all complaints
★★★★ "I am unable to login in ur app I tired somany time but it didn't work I wrongly type another number and it got some error and my real number is unable to login please fix it 😭" - Raman
4
"reading"
9 negative reviews mention this · 14% of all complaints
★★★★★ "Registration not possible, SMS Auto Reading not work? please Guide ASAP" - SANTOSH NANIWADEKAR
5
"manually"
8 negative reviews mention this · 12% of all complaints
★★★★ "very bad app, tge app can't read OTP by itself, neither is allowing me to add manually i would've given 0 star if it was possible." - Erectile Dysfunction
6
"bhim"
8 negative reviews mention this · 12% of all complaints
★★★★ "I am writing to report an ongoing issue with the BHIM UPI app on my device. The app is failing to automatically read the OTP (One-Time Password) sent via SMS during the mobile verification/login process. Because the app restricts users from…" - Sandeep Prajapati
7
"error"
7 negative reviews mention this · 11% of all complaints
★★★★ "I am unable to login in ur app I tired somany time but it didn't work I wrongly type another number and it got some error and my real number is unable to login please fix it 😭" - Raman

📋 All 65 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Saurabh Yadav 7/2/2026
worst app high payment failure i have done my recharge it was showing in process bakwas hai koi mat use karo mera paisa fasa hai tum logo ka bhi fast jaiga customer care phone hi nahi uthate hai कुलमिलाकर bakwas app hai yeee
★★★★ Raman 7/2/2026 v4.0.24
I am unable to login in ur app I tired somany time but it didn't work I wrongly type another number and it got some error and my real number is unable to login please fix it 😭
★★★★ Ayan Halder 7/2/2026 v4.0.24
bad service
★★★★ Anandu K K 7/2/2026
malicious app detected🥲so i uninstalled
★★★★ Erectile Dysfunction 7/2/2026 v4.0.24
very bad app, tge app can't read OTP by itself, neither is allowing me to add manually i would've given 0 star if it was possible.
★★★★ Tushar kumar tamta 7/2/2026 v4.0.24
can't fill OTP while registering doesnt auto reads aswell i am stuck useless app
★★★★ Sandeep Prajapati 7/2/2026
I am writing to report an ongoing issue with the BHIM UPI app on my device. The app is failing to automatically read the OTP (One-Time Password) sent via SMS during the mobile verification/login process. Because the app restricts users from switching apps to manually copy the code without the session timing out, this bug is severely impacting usability.
★★★★ Kamal S 7/2/2026
why should i stop firewall and expose mobile to world for this app to work ?
★★★★ Akshaykumar Madnal 7/2/2026 v4.0.24
we facing Biometric issue in app
★★★★ A. k media 7/2/2026 v4.0.24
Worest experience ever Not getting cashback and also referal cashback also not getting back with this app worst application ever not give any cashback
★★★★ Mr Monday 7/2/2026
Doesn't even fetch my bank account. cant you all set manual option as well if in case system fails. annoying.
★★★★ D Ankush 7/2/2026 v4.0.24
1 tar bhangar app aahe
★★★★ Abhijeet 7/2/2026 v4.0.24
🤮
★★★★ Net ra Vish Tdl 7/2/2026
The worst app I have seen. to set upi pin it's showing stupid error..
★★★★ ahmed shaikh 7/2/2026 v4.0.24
app not open
★★★★ Mugesh Ravi 007 7/2/2026 v4.0.24
I am unable to enter the OTP; I am facing the same problem twice. I do not know the reason for this.
★★★★ Rahul kardale 7/2/2026 v4.0.24
trying to login but this app is not able to auto read the OTP. also no option to enter manually
★★★★ Harshit Tripathi 7/2/2026 v4.0.24
the app doesn't let one write otp neightter it autoread by itself I have funds in upi lite and unable to recover it. won't suggest anyone to download this app
★★★★ Anmol Bhardwaj 7/2/2026
there is a bug in app no otp filled in this.
★★★★ Baban Bodake 7/2/2026
not best cashback app navi is best
★★★★ Ak style Av 7/2/2026
worst app don't use
★★★★ Sanidhya Niranjan 7/2/2026
Can't even login with phone number even after using mobile data, app sucks
★★★★ Diwakar Paliwal 7/2/2026 v4.0.24
The app has gone to streets. Can't even register on it, it says autoreading otp and it never does! One should get the option to fill that manually, but the keyboard doesn't open up. What a terrible terrible app !
★★★★ Nidheesh Appoos 7/2/2026 v4.0.24
they showing zepto orderd ₹99 above ₹50 cashback on bhim pay.. but cashback not credited... this is second time like that.. and the customer support also bad... app running also slow.. better is navi upi
★★★★ INDRADEV KUMAR 7/2/2026 v4.0.24
I'm trying to sign up for this app. I'm getting otp but unable to enter the otp in otp box it's disabled. so team please this issue.
★★★★ Jayprakash Sahoo 7/2/2026
payment hone ke bad paisa nei aa ra he
★★★★ Ankur Mittal 7/2/2026 v4.0.24
auto reading otp doesn't work
★★★★ Sandeep suryawanshi 7/2/2026 v4.0.24
can't login. auto reading opt is not working. no option to fill opt manually
★★★★ Shikhar Khandelwal 7/2/2026 v4.0.24
the camera isn't opening for scanning, which happened after the Android 17 update.
★★★★ Surya 7/2/2026
why bhim app processing speed is getting low day by day? whenever I want to open this app after password/biometric it takes atleast 30 to 40 sec somthimes more than 1 min.....what is it, it's frustrating 😡😡
★★★★ Abdul Muktadir 7/2/2026 v4.0.24
My money is pending but there is no response.😡I did a recharge and it is also pending. There is no trust in this app, it is so bad.
★★★★ iamhemanthsai 7/2/2026 v4.0.24
The app has a serious issue with OTP auto-reading during registration. I have tried many times.
★★★★ Aminur Rahaman 7/2/2026 v4.0.24
login problem auto reading otp does not work
★★★★ S Ki 7/2/2026 v4.0.23
very very very bad👎
★★★★ himanshu k 7/2/2026 v4.0.24
autopay unble cancel I have rise complaint its auto close without resolution, autopay cancel option not working and still showing Mandate active and not deactivate, it redirect app but get error Mandate not present and after click on autopay it is still showing active, no Mandate cancel success message also its not working and its a huge bug
★★★★ Soni Prajapati 7/2/2026
this aap now shows me getting this app from play
★★★★ Pragna Naidu 7/2/2026 v4.0.24
worst app when i try to login it didn't auto fill the otp and we cant enter manually donno how they designed this app worst experience
★★★★ Dr.Girish chandra bahuguna 7/2/2026 v4.0.24
It is moving very slowly
★★★★ Sahil Naik 7/2/2026 v4.0.23
unable to register after the recent update.. shows error " we are unable to onboard you at this time" please fix this problem.
★★★★ Vicky White 7/2/2026
does not autoread my otp and won't proceed further
★★★★ Gaurav Bagle 7/2/2026
auto reading OTP is not working from 5 days that's why my bhim pay is not working and i am unable to use bhim pay why this is happening,, I got 1 year plus for bhim pay user and suddenly from 5 days bhim pay is not working
★★★★ Pragnesh Patel 7/2/2026 v4.0.24
Use Mobile network error even after I am using a mobile network.
★★★★ Hitesh Yadav 7/2/2026 v4.0.15
Try to login, and getting otp sms but in BHIM app not fetching OTP automatically and even I can't fill OTP manually.
★★★★ Roshan Kamble 7/2/2026 v4.0.24
Still manual OTP reading not supported, since i last commented in 2024 totally messed up and worst app, even service center is not supporting 😤😡 even after you call on these no. They said to register your query.. Reply karne or number bhejne se kuch nahi hoga call bhi recieve to hona chahiye our solution do,.
★★★★ Wasim Akram N 7/2/2026
verification time to much take.. unable to login, getting error in app
★★★★ Narasimha Murthy 7/2/2026 v4.0.24
this app used to deposit cash back as soon as its offered. seems they have changed the process where we need to claim the cash back else it will be expired after 30 days. I thought this app is government app and I wanted to support it. but after seeing these cheap tricks to fool thire customers I lost impression.
★★★★ PRADEEP SHARMA 7/2/2026 v4.0.24
otp problem in this app
★★★★ Shalini Thoparam 7/1/2026 v4.0.24
UPI LITE IS NOT WORKING AGAIN.MY MONEY GOT STRUCK AGAIN. PLEASE FIX THIS PROBLEM AS SOON AS POSSIBLE.
★★★★ Shubham Patil 7/1/2026
After instillation this apps harmful in device message show in display Why?
★★★★ Rahul Das 7/1/2026 v4.0.24
vary bad 😡👎 app

+ 15 more in the clipboard copy

Sentiment summary

84%
Positive (4-5★)
2%
Neutral (3★)
14%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.