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Review Insights · Google Play

Bright: Loans & Credit Builder

Bright Money · 155,335 ratings · ★ 4.6

4.6
★★★★★
155,335 ratings
5 ★
117,931 (76%)
4 ★
20,761 (13%)
3 ★
8,389 (5%)
2 ★
2,049 (1%)
1 ★
6,200 (4%)
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Top complaints - extracted from 28 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"money"
11 negative reviews mention this · 39% of all complaints
★★★★ "took money out of account without approval and did not approve me for an advancement" - Carrie
2
"account"
8 negative reviews mention this · 29% of all complaints
★★★★ "took money out of account without approval and did not approve me for an advancement" - Carrie
3
"charged"
5 negative reviews mention this · 18% of all complaints
★★★★ "they charged me $39 and I can't even use the app i just downloaded it to try to get a cash advance. doesn't let me past the add bank screen because they don't support the account I linked even though they just charge a membership to it" - Christopher Gourgouras
4
"membership"
5 negative reviews mention this · 18% of all complaints
★★★★ "they charged me $39 and I can't even use the app i just downloaded it to try to get a cash advance. doesn't let me past the add bank screen because they don't support the account I linked even though they just charge a membership to it" - Christopher Gourgouras
5
"bank"
4 negative reviews mention this · 14% of all complaints
★★★★ "I've had so much money come out of my account from you people and I dont even have a account here and I can't make it stop ive talked to you so called customer service Ai robot and just says someone will contact me and yet no one ever does …" - James Robbers
6
"advance"
4 negative reviews mention this · 14% of all complaints
★★★★ "took money out of account without approval and did not approve me for an advancement" - Carrie
7
"anything"
3 negative reviews mention this · 11% of all complaints
★★★★★ "haven't did anything it promised." - Anthony Harris
8
"cash"
3 negative reviews mention this · 11% of all complaints
★★★★ "they charged me $39 and I can't even use the app i just downloaded it to try to get a cash advance. doesn't let me past the add bank screen because they don't support the account I linked even though they just charge a membership to it" - Christopher Gourgouras
9
"cash advance"
3 negative reviews mention this · 11% of all complaints
★★★★ "they charged me $39 and I can't even use the app i just downloaded it to try to get a cash advance. doesn't let me past the add bank screen because they don't support the account I linked even though they just charge a membership to it" - Christopher Gourgouras
10
"didn"
3 negative reviews mention this · 11% of all complaints
★★★★ "Some membership keeps putting out of my account. That I don't have and I didn't sign up for thieves" - Lydia Willrich
11
"scam"
3 negative reviews mention this · 11% of all complaints
★★★★ "scam" - Kayla Turner

📋 All 28 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Carrie 7/5/2026 v1.60.1
took money out of account without approval and did not approve me for an advancement
★★★★ James Robbers 7/4/2026 v1.60.1
I've had so much money come out of my account from you people and I dont even have a account here and I can't make it stop ive talked to you so called customer service Ai robot and just says someone will contact me and yet no one ever does . I've talked to a attorney and fixing to have to cancel my bank account so you quit taking 14 dollars a month out of my account for no reason.. Doesn't seem like alot but you have been doing it for 2 years.. Anyone thinking about doing this DONT !!!!!!
★★★★ bridgette johnson 7/4/2026 v1.60.1
bad people
★★★★ Gerald Guidry 7/4/2026
I hate it yall pulled money out of my account while my account was locked not happy with yall
★★★★ Kellie Dobbins 7/3/2026 v1.60.1
will take money from you but won't give you money
★★★★ Christopher Gourgouras 7/3/2026 v1.60.1
they charged me $39 and I can't even use the app i just downloaded it to try to get a cash advance. doesn't let me past the add bank screen because they don't support the account I linked even though they just charge a membership to it
★★★★ Lee Wiggs 7/3/2026 v1.60.1
Have to pay a monthly fee of 8 or a annual fee.
★★★★ Cynthia Hunter 7/3/2026
trash
★★★★ Jan Isaacs 7/3/2026 v1.60.1
can't cancel
★★★★ Lydia Willrich 7/3/2026 v1.59.3
Some membership keeps putting out of my account. That I don't have and I didn't sign up for thieves
★★★★ Kayla Turner 7/2/2026 v1.60.1
scam
★★★★ Sean Sutton 7/1/2026 v1.60.1
made me a member without me doing it hopefully they refund my money if not better business bureau
★★★★ Mrs. Lyrical Poet Lyrically Blessed 7/1/2026 v1.60.1
i didnt get an advance it tries to get you to earn money or build credit deceiving
★★★★ Veronica Leon 7/1/2026 v1.60.1
They charged me for a membership that I never authorized.
★★★★ Lisa Vines 6/30/2026
I never borrowed anything from y'all and y'all put my account in the red.
★★★★ Cyril Maglaque 6/30/2026
I was charged $97 for something I didn't sign up for, after contacting them they never answered or contacted me back. I do not recommend this app at all, it's a scam and a fraud.
★★★★ Jose Avila 6/30/2026 v1.60.1
Deceptive description. They are solely a third party they do not provide any actual services. Once you download they just send you to other institutions that you have to apply directly for, so the "service" they provide is pointless. Since you still had to go though the actual lenders. Also the primumum service is a rip off and provides not actual services as well
★★★★ Felix Enrique Arenas 6/29/2026 v1.60.1
You guys charged me two times for membership!
★★★★ Connie Harmon 6/29/2026 v1.60.1
I have not used it yet
★★★★ Donna Ellison 6/29/2026 v1.60.1
the app charged me $97 and I didn't even use it for a cash advance or anything
★★★★ Laura Garciaros 6/29/2026
A complete waste of time and money. This app did not help me at all with what I needed
★★★★ Max Eustis 6/29/2026 v1.60.1
ABSOLUTELY HORRIBLE POINTLESS APP THAT USES 3RD PARTY LOAN SERVICES, AND ILLEGALLY STEALS MEMBERSHIP FEES AND EVEN WITH A WHOLE REFUND SYSTEM SEY UP, YOU NEVER RECEIVE THE REFUND FROM FUNDS YOU NEVER AUTHORIZE THEM TO TAKE, I NEVER VERIFIED MY BANK ACCOUNT AND THEY STILL STOLE MONEY AND REFUSE TO RETURN, KEEP ADDING 3 DAYS EVERYTIME I.REQUEST A REFUND
★★★★ Derick Wolters 6/29/2026 v1.60.1
there's no cash advance. this takes you to current but they want you to setup a direct deposit well 1 I can't transfer money to it for direct deposit because it's too late to switch from my bank to current and also why do I have to give up my bank just to get cash advance.
★★★★ Genesis Robby 6/28/2026 v1.60.1
wanted i fo it couldn't get
★★★★ Ethan Moreno 6/28/2026 v1.60.1
scam
★★★★★ Anthony Harris 7/4/2026 v1.60.1
haven't did anything it promised.
★★★★★ Douglas Mccormack 7/1/2026 v1.51.1
why do you keep trying to charge my account when Iv never borrowed money from Bright money? I'm Douglas mccormack and I have never opened an account with Bright loans&credit and this company keeps trying to charge my chime account please stop charging my account !
★★★★★ Ashen One 6/30/2026 v1.60.1
Is it me or does every money lending app glitch on purpose? this ought to be investigated.

Sentiment summary

89%
Positive (4-5★)
5%
Neutral (3★)
5%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.