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Review Insights · Google Play

Bright: Loans & Credit Builder

Bright Money · 145,797 ratings · ★ 4.6

4.6
★★★★★
145,797 ratings
5 ★
111,717 (77%)
4 ★
18,380 (13%)
3 ★
8,012 (5%)
2 ★
1,945 (1%)
1 ★
5,737 (4%)
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Top complaints - extracted from 34 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"money"
8 negative reviews mention this · 24% of all complaints
★★★★ "You are are stealing money from accounts and taking 5-7 days to return the money. I never used your service and I cannot log into the app!!!!!!! calling my bank to file a fraud claim" - Bree T
2
"didn"
7 negative reviews mention this · 21% of all complaints
★★★★★ "didn't get a 100 loan that would help me go in the direction I need to go" - Erik Martinez
3
"membership"
6 negative reviews mention this · 18% of all complaints
★★★★ "I didn't sign up for the $97 membership and it charged me for it automatically" - Jesse Hoffas
4
"cancel"
5 negative reviews mention this · 15% of all complaints
★★★★ "I went to this application because I seen an advertisement about it offers loans. When I get on the application, I did link my account via Plaid thinking it was regarding a loan but when the membership page came up to chose and option, I cl…" - Natasha Grey
5
"anything"
4 negative reviews mention this · 12% of all complaints
★★★★ "they dont front you anything another scam" - David Darrington
6
"sign"
4 negative reviews mention this · 12% of all complaints
★★★★ "I didn't sign up for the $97 membership and it charged me for it automatically" - Jesse Hoffas
7
"charged"
4 negative reviews mention this · 12% of all complaints
★★★★ "I didn't sign up for the $97 membership and it charged me for it automatically" - Jesse Hoffas
8
"taking"
4 negative reviews mention this · 12% of all complaints
★★★★ "i keep trying to login so I can cancel my membership but for some reason it keeps taking me through the sign up process!" - Trevon Webb

📋 All 34 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Patrick Kyker 5/9/2026 v1.59.3
does not work with cash app.
★★★★ David Darrington 5/9/2026 v1.59.3
they dont front you anything another scam
★★★★ Bryan Fisher 5/9/2026 v1.59.3
only redirects to another site doesn't help
★★★★ Lizbeth Cornejo 5/9/2026 v1.59.3
terrible the worse
★★★★ Jesse Hoffas 5/9/2026 v1.59.3
I didn't sign up for the $97 membership and it charged me for it automatically
★★★★ Natasha Grey 5/8/2026 v1.59.3
I went to this application because I seen an advertisement about it offers loans. When I get on the application, I did link my account via Plaid thinking it was regarding a loan but when the membership page came up to chose and option, I closed out the application. I closed out of the application and didn't think no more about it. All of a sudden, $39 hits my account when I didn't authorize. I chatted with rep and was told to cancel but there was no option to cancel on my end.
★★★★ John Doe 5/7/2026 v1.59.3
trash
★★★★ Jose Orozco 5/7/2026 v1.59.3
it was poor
★★★★ Jessie Powell 5/7/2026 v1.59.3
the app has not helped me in any way yet
★★★★ Trevon Webb 5/7/2026 v1.59.3
i keep trying to login so I can cancel my membership but for some reason it keeps taking me through the sign up process!
★★★★ d whis 5/7/2026
don't do anything
★★★★ anthony agarenzo 5/6/2026 v1.59.3
garbage
★★★★ Bree T 5/6/2026
You are are stealing money from accounts and taking 5-7 days to return the money. I never used your service and I cannot log into the app!!!!!!! calling my bank to file a fraud claim
★★★★ Lazaro Chirolde 5/6/2026
so I was looking for loan options yesterday and all of a sudden this ad popped up of bright it was loading and I didn't confirm anything. Today they charged me a $97 subscription fee for something I never signed up for. Now I'm overdraft on my account. I called closed the account and then they said I would be reimbursed in 4-5 business Days. I had to call my bank and hopefully I could get my money back when the pending transaction goes through or doesn't. It's a complete scam. Don't use this app
★★★★ Alonzo FBA 5/6/2026
I didn't sign up for this but somehow they are taking money from me
★★★★ Billy Talmage 5/6/2026 v1.59.3
to many adds and it's fake and they were not let u exit off of it it's a sceam
★★★★ Cathy Talley 5/5/2026
I do not have your app installed and have never used it. I was charged a $39 membership fee which was totally unauthorized! I will be contacting Fraud Prevention! Refund my money immediately!
★★★★ Audra A. Anderson 5/5/2026 v1.59.3
I was charged $97 for a membership that I didn't sign up for!!!
★★★★ Eula Rose 5/5/2026 v1.59.3
Trying to cancel.
★★★★ Blue Wolf 5/5/2026 v1.59.3
straight up a trash app!
★★★★ Denise Ross 5/4/2026 v1.59.3
you wrong for taking people money
★★★★ Christy Bell 5/4/2026
Bright had a bright idea to decline me for services but still charge me $97.00 for a membership, what membership? SCAM don't use them. It won't post without a star but it doesn't deserve it.
★★★★ Spencer Thompson 5/4/2026 v1.59.3
I have never left a review for any of these apps but this one I would feel bad if I didn't warn others. They don't offer advanced and WILL run your card 100$. Support is a glitchy ai and it won't let you initiate it. It just goes in loops. Do not get this app.
★★★★ Cameron Teager 5/4/2026 v1.59.3
very glitchy app. whoever made has no idea what they're doing
★★★★ april Williams 5/3/2026 v1.59.3
Won't let me cancel and initiate a refund
★★★★ Okys Gracie 5/3/2026
This app is expensive
★★★★ Cynthia aguirre 5/3/2026 v1.59.3
this company is horrible, my check was a few days late to deposit , and they charge me fifteen dollars every day on a fifty dollar advance
★★★★ captain mak sparrow 5/2/2026 v1.59.3
no approval from any apps; im hungry and im going crazy
★★★★ Kimberly 5/2/2026
if u have fair or bad credit forget this app won't do anything for you also if you don't have direct deposit forget this....I closed all my private accounts last year when everything started getting sketchy with banks I only carry cash and I have a personal bank at my house! And I Trust Myself With My Money!! No one else!!!
★★★★ Sabrina 5/1/2026 v1.59.3
I need my money back How to cancel subscription
★★★★ Kenan 5/1/2026 v1.59.3
This app steals money from you
★★★★★ Erik Martinez 5/9/2026 v1.59.3
didn't get a 100 loan that would help me go in the direction I need to go
★★★★★ ruby miller 5/9/2026
it's okay
★★★★★ alex burns 5/1/2026 v1.59.2
lots of options but still never got a penny from them

Sentiment summary

89%
Positive (4-5★)
5%
Neutral (3★)
5%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.