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Review Insights · Google Play

Capital One UK

Capital One (Europe) PLC · 296,399 ratings · ★ 4.3

4.3
★★★★★
296,399 ratings
5 ★
223,697 (75%)
4 ★
16,777 (6%)
3 ★
13,981 (5%)
2 ★
5,592 (2%)
1 ★
30,758 (10%)
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Top complaints - extracted from 15 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"card"
4 negative reviews mention this · 27% of all complaints
★★★★ "cant get what i need from it i needed a replacement card" - Susan Scorer
2
"cards"
4 negative reviews mention this · 27% of all complaints
★★★★★ "Terrible app compared to other credit cards. Doesn't show a proper in/out balance like all others do. And navigating it is horrible." - Dave Wheddon
3
"other"
3 negative reviews mention this · 20% of all complaints
★★★★★ "Terrible app compared to other credit cards. Doesn't show a proper in/out balance like all others do. And navigating it is horrible." - Dave Wheddon
4
"doesn"
3 negative reviews mention this · 20% of all complaints
★★★★★ "Terrible app compared to other credit cards. Doesn't show a proper in/out balance like all others do. And navigating it is horrible." - Dave Wheddon
5
"capital"
3 negative reviews mention this · 20% of all complaints
★★★★ "App is fine, but do not rely on Capital One in emergencies- the company will randomly put a block on your card without prior notification. I had a debit balance of £117 out of a £4.000 limit and the company then started declining transactio…" - Paul Anderson

📋 All 15 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Susan Scorer 7/6/2026
cant get what i need from it i needed a replacement card
★★★★ Paul Anderson 7/4/2026 v8.153.13317
App is fine, but do not rely on Capital One in emergencies- the company will randomly put a block on your card without prior notification. I had a debit balance of £117 out of a £4.000 limit and the company then started declining transactions. Would not recommend.
★★★★ A Google user 7/2/2026 v8.153.13317
totally unnecessary app. but the changes to the web have rendered it useless as well
★★★★ The “The Dman” Dman 7/1/2026 v8.153.13317
app no longer works the app no longer works on my Honer v5 shows the capital one logo then forces close
★★★★ Sonia Plues 6/30/2026 v8.153.13317
I haven't recieved my new card
★★★★ Tracey Fish 6/28/2026 v8.153.13317
the app won't open at all. plus there's no update. disappointed.
★★★★ Gary Hoyle 6/25/2026 v8.152.13222
easy to use
★★★★ jean wilson 6/24/2026 v8.153.13317
cant get out of this
★★★★ Rae Smith 6/21/2026
App doesn't open at all... even after updated not accessible. completely useless app. Big issues
★★★★ Jay C 6/20/2026 v8.152.13222
the app used to be fine but now every time I try to view my cards it just flips backwards and forwards asking me to open the other account.
★★★★ Julie Felicia 6/20/2026 v8.152.13222
bad
★★★★★ Dave Wheddon 7/4/2026 v8.153.13317
Terrible app compared to other credit cards. Doesn't show a proper in/out balance like all others do. And navigating it is horrible.
★★★★★ Cora Desu Ne 6/26/2026 v8.153.13317
Rubbish for additional cards. The app only cares about the primary card holder. You can do NOTHING about additional cards in this app.
★★★★★ Mark Green 6/22/2026 v8.152.13222
can't seem to install. won't open from the Play Store. I had 2 o of there cards for 10 years or more however never once had a credit increase from the initial £200 despite having a very good credit report and all of my other credit cards including 3 other New day credit cards with limits rising to as high as for example £2700 (Aqua) So seems strange with Capital One?🤔
★★★★★ David Kenly 6/22/2026 v8.152.13222
pay by bank doesnt work properly latest update sucks, has been made un user friendly app. supposed to update payment within 6 hours time but doesn't when you get transferred back from bank to cap one it decides you need to log in again!!! so transaction doesnt show up.

Sentiment summary

81%
Positive (4-5★)
7%
Neutral (3★)
12%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.