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Review Insights · Google Play

Commerzbank photoTAN

Commerzbank AG · 81,513 ratings · ★ 4.4

4.4
★★★★★
81,513 ratings
5 ★
62,605 (77%)
4 ★
5,672 (7%)
3 ★
1,470 (2%)
2 ★
2,310 (3%)
1 ★
8,823 (11%)
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Top complaints - extracted from 74 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"nicht"
16 negative reviews mention this · 22% of all complaints
★★★★ "So, man soll sein Pin ändern können. Dann sagt PhotoTan 'nicht für diesen User' Biometric ist aber schon aktiviert. Programmierer brauchen ein Logik update." - armsby
2
"crashing"
12 negative reviews mention this · 16% of all complaints
★★★★ "app keeps crashing after trying to log in with biometrics. just uninstalled and reinstalled, worked once with credentials but refuses to work with biometrics. i have xiaomi red note 8T and it also refuses to work correctly in dark mode, all…" - HerSable Majesty
3
"banking"
12 negative reviews mention this · 16% of all complaints
★★★★ "Unfortunately, the app-to-app functionality has stopped working, which makes mobile banking with Commerzbank extremely limited and frustrating." - Antoni Atanasov
4
"activation"
9 negative reviews mention this · 12% of all complaints
★★★★ "The worst app ever. constantly stops working after update, if you don't keep your activation letters or if they are expired, then that's it you have to request it again and wait till you get it. Absolutely unacceptable for a bank like this.…" - Elena Manolova
5
"keeps"
9 negative reviews mention this · 12% of all complaints
★★★★ "app keeps crashing after trying to log in with biometrics. just uninstalled and reinstalled, worked once with credentials but refuses to work with biometrics. i have xiaomi red note 8T and it also refuses to work correctly in dark mode, all…" - HerSable Majesty
6
"work"
8 negative reviews mention this · 11% of all complaints
★★★★ "Does not work 🥹" - Graf Starkall
7
"working"
8 negative reviews mention this · 11% of all complaints
★★★★ "The worst app ever. constantly stops working after update, if you don't keep your activation letters or if they are expired, then that's it you have to request it again and wait till you get it. Absolutely unacceptable for a bank like this.…" - Elena Manolova
8
"bank"
8 negative reviews mention this · 11% of all complaints
★★★★ "The worst app ever. constantly stops working after update, if you don't keep your activation letters or if they are expired, then that's it you have to request it again and wait till you get it. Absolutely unacceptable for a bank like this.…" - Elena Manolova
9
"phototan"
8 negative reviews mention this · 11% of all complaints
★★★★ "So, man soll sein Pin ändern können. Dann sagt PhotoTan 'nicht für diesen User' Biometric ist aber schon aktiviert. Programmierer brauchen ein Logik update." - armsby
10
"letter"
8 negative reviews mention this · 11% of all complaints
★★★★ "The worst app ever. constantly stops working after update, if you don't keep your activation letters or if they are expired, then that's it you have to request it again and wait till you get it. Absolutely unacceptable for a bank like this.…" - Elena Manolova

📋 All 74 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Graf Starkall 5/3/2026 v16.1.0
Does not work 🥹
★★★★ Elena Manolova 4/20/2026 v16.1.0
The worst app ever. constantly stops working after update, if you don't keep your activation letters or if they are expired, then that's it you have to request it again and wait till you get it. Absolutely unacceptable for a bank like this. Please fix your app. This is big No Go, people don't have time to go through this process every time.
★★★★ armsby 3/13/2026 v12.0.0
So, man soll sein Pin ändern können. Dann sagt PhotoTan 'nicht für diesen User' Biometric ist aber schon aktiviert. Programmierer brauchen ein Logik update.
★★★★ HerSable Majesty 3/11/2026 v16.0.2
app keeps crashing after trying to log in with biometrics. just uninstalled and reinstalled, worked once with credentials but refuses to work with biometrics. i have xiaomi red note 8T and it also refuses to work correctly in dark mode, all white with shades you cannot read, why is that? don't tell me my Phone is too old better work on compatibility. unfortunately i cannot use another app bcs there is none. should i change it, it is up to you now! one star bcs i cannot use less.
★★★★ Gao Kao 3/1/2026 v15.2.0
If you want to get crazy mad, try to activate a new device through this misery of an app.
★★★★ Tasos 2/18/2026 v15.2.0
never understood why commerzbank doesn't have its own system through their app for anything and we have to use 2 apps to log in or ask permission. Take my 1 star for this problems you cause me and enjoy your useless developers.
★★★★ K R 1/30/2026
Unfortunate decision by Commerzbank, to disable usage through GrapheneOS. I'm looking for a replacement bank ASAP.
★★★★ Max Kross 1/10/2026 v15.1.0
App2App on GrapheneOS is no longer supported.
★★★★ LukaBrat 12/13/2025 v15.1.0
immer irgendwelche fehler
★★★★ Bob_mit_Käse 12/13/2025 v15.1.0
Seit dem neusten Update nicht mehr mit GrapheneOS kompatibel.
★★★★ Antoni Atanasov 12/2/2025 v15.1.0
Unfortunately, the app-to-app functionality has stopped working, which makes mobile banking with Commerzbank extremely limited and frustrating.
★★★★ D D 12/1/2025 v15.1.0
Ohne Post keine Aktivierung möglich, Support juckt es nicht. Dann geh ich halt nicht zur Commerzbank.
★★★★ Neeraj Jain 11/30/2025 v15.1.0
Extremely Poor Experience. App is not detecting the photoTAN at all. There is no mechanism to manually enter the code. Commerzbank is living in the 18th century.
★★★★ Rauf Aghayev 11/28/2025 v15.1.0
copy/paste for a password does not work
★★★★ google user 11/27/2025 v15.1.0
Seit dem letzten Update funktioniert die App unter GrapheneOS nicht mehr, weil das Handy fälschlicherweise als gerootet erkannt wird. EDIT: Laut der Antwort gibt es keine Pläne, GrapheneOS zu unterstützen. Die Entscheidung, das derzeit sicherste Betriebssystem für mobile Geräte auszuschließen, während gleichzeitig 5 Jahre alte Android Versionen ohne jegliche Sicherheits Updates weiterhin unterstützt werden, sagt viel über die Sicherheitsstandards der Bank aus.
★★★★ Kadett Stimpy 11/20/2025 v15.1.0
Since version 15 the app is unable to scan the photoTAN image on my Xiaomi Redmi 6a (Android 9, MIUI Global 11.0.8). It just does nothing while the camera is pointed at the graphic. Even did a factory reset. Manually installed v12 which works. Fun fact: the activation letter didn't arrive after 3 weeks, contacted support, waited again for 2 weeks with no letter. Finally the support initiated another procedure and the letter arrived after 3 days. What a journey and what a joke of a company!
★★★★ TR_SLimey 11/13/2025 v15.1.0
App worked completely fine, until suddenly it started refusing to work because my phone is "rooted". It isn't. It runs Graphene OS which is even mogę secure than the stock OS. Please fix.
★★★★ Gospel Nnabuihe 10/29/2025 v15.0.0
it's so difficult to adhere to, despite following all the necessary information placed on the instruction.
★★★★ Dock Squirrel 9/29/2025 v15.0.0
Warum funktioniert plötzlich ihre drecksapp mit revolut nicht?
★★★★ D R 9/14/2025 v14.0.0
App keeps crashing on start up. No idea how to solve it.
★★★★ kay diam 7/30/2025 v14.0.0
The app suddenly requesting a new activation letter. As a result, I'm not able to access online banking for several days.
★★★★ Alessandro Balbiano 7/17/2025 v14.0.0
the app was just saying "error, please try again later, instead of telling that it was disabled for unknown reasons. I've called customer service, where a bot told to click on "Order Activation Letter" and when I do it, it tells me to "call customer service" where a bot told to click on "Order Activation Letter" and when I do it, it tells me to "call customer service" where a bot told to click on "Order Activation Letter" and when I do it, it tells me to "call customer service" ...and so on
★★★★ Inge Vander Wal 6/24/2025 v12.0.0
waste of time you need to get with the future you are goin g back 1 centuru
★★★★ Andrei Estioco 4/19/2025 v12.0.0
Trotz mehrere Versuchen erhalte ich den Aktivierungsbrief nicht. Ich habe schon Monaten gewartet!
★★★★ Ben S 3/13/2025 v12.0.0
Hi! The app just crashes. Doesn't open at all. Fab.
★★★★ Steve McPadden 2/7/2025
I have no idea what I am supposed to do with this app,even when I follow instructions,I have been told,by letter,that I will have no more internet banking if I cannot be successful with the app.
★★★★ Anton K 1/27/2025
All of a sudden the app stopped working permanently. While trying to reinstall it, I was asked for a new activation letter, which (the old letter didn't work, app says it expired). In result, I effectively lost access to my bank account for an unknown period of time, as now I need to send a letter to the bank by post and wait for their letter (only to install the app, hoping it will start working afterwards).
★★★★ Debbie S 12/13/2024 v12.0.0
App no longer working on my Samsung Galaxy - just crashes! Edited: reinstalled on the Galaxy and on a Huawei device. Only to find my TAN activation letter has expired... Please note that this whole process is a royal pain, and now another 4 days to wait for a new letter, helpful this is not. IT WAS WORKING FINE so WHY...???
★★★★ Priya Shukla 12/11/2024 v12.0.0
Keeps crashing
★★★★ Stack Overflow 11/26/2024 v11.0.0
APP startet nicht mehr, stürzt immer ab!
★★★★ Kai Bellmann 11/23/2024 v11.0.0
Funktioniert seit kurzem nicht mehr wie gewohnt. Mach dem Login im online Banking wird die photoTan-Push gesendet aber die App empfängt sie nicht mehr. Nach einiger Zeit kommt die Meldung es sei ein technischer Fehler aufgetreten. Das Scannen von photoTan-scan funktioniert weiterhin.
★★★★ Marcela Navarrete 11/19/2024 v11.0.0
It just doesn't work.
★★★★ Leonie Schäfer 11/19/2024 v11.0.0
funktioniert einfach nicht mehr, nach dem anmelden macht der "done" knopf nichts, und das neustarten der app wiederholt den prozess einfach
★★★★ Vikram Srinivasan 10/24/2024 v10.0.0
Despite a valid photo tan registered on the app, commerz magically delinked my device from my login. And it appears they cannot fix this. I am an overseas client and I have to wait weeks to receive a new qr via post. You can't go around breaking logins and hindering access to my own account. There should be valid fallbacks like an sms otp or some other means. Who uses post - which century are we in? Horrible service. Horrible bank.
★★★★ Null Data 9/19/2024 v10.0.0
Woke :///
★★★★ Josef Kraitz 9/11/2024 v9.9.5
Keeps crashing on startup. Unable to login to online banking. Most useless app ever, blocking me from accessing my own money..
★★★★ Araken Dark 8/31/2024 v9.9.5
Nothing works on this app, enjoy being locked out of your account.
★★★★ Nicolae Istratii 8/30/2024 v9.9.5
Just stopped working today. Last time was working fine about month ago. Now it instantly crashes.
★★★★ chris valance 8/3/2024
Garbage 🗑 no nr no activeation noting just Garbage
★★★★ Anh Minh Nguyen 7/28/2024 v9.9.5
Die App funktioniert nicht auf dem Samsung S24 Ultra. Model: SM-S928B/DS Android Ver.14 One UI Ver.6.1
★★★★ sagar tadhani 7/24/2024 v9.9.5
Always crashes this app please develop it properly
★★★★ Andrea Townsend 7/15/2024 v9.9.5
The application is NOT working on my phone. It won't let me log in, just a blank page. I am SO beyond frustrated. I cannot even log into online banking without having activated the application, so I am at a complete loss.
★★★★ ANAS HANEEFA 7/14/2024 v9.9.5
The photoTAN app is not scanning. I have tried several times and you better have to find a good solution for your banking. Otherwise, customers will choose other banks. The the photoTAN app is completely a failure! It is safe but not for daily use, it is crashing all time. Not able to manage any transactions!
★★★★ Almin Fejzić 7/3/2024 v9.9.5
Funktioniert immer noch nicht (Samsung Galaxy S24 Ultra)
★★★★ Adela 6/18/2024 v9.9.0
It keeps requiring activation. On android, I had to ask for activation code twice now because it doesn't recognise it anymore. The Commerzbank app says it has an unexpected error since 2 weeks and the phototan fails at every attempt. Latest updates are installed. Later edit: 18.06.2024 now it stops continuously on Android, I cannot even open it properly...
★★★★ Igor jakubowski 6/4/2024 v9.8.5
Funktioniert nicht. Samsung s24 ultra.
★★★★ Seema Sam 5/16/2024 v9.8.5
The app is crashing since a few days there's no way to make transactions
★★★★ Natalia Koto Alves 5/15/2024 v9.8.5
It's been 3 days that this app has been crashing nonstop.
★★★★ Habib Hossen 5/3/2024 v9.8.5
The app is not scanning the activation graphics. The camera is not activated after pressing start. Though the app have the camera use permission. I am not able to active my account with this app. My worst experience in using app from google playstore.
★★★★ Tesja Mathew 4/27/2024 v9.8.5
My app is crashing when i try to open it. Kindly support.

+ 24 more in the clipboard copy

Sentiment summary

84%
Positive (4-5★)
3%
Neutral (3★)
14%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.