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Concora Credit

Concora Credit · 3,154 ratings · ★ 3.4

3.4
★★★★★
3,154 ratings
5 ★
1,516 (48%)
4 ★
189 (6%)
3 ★
259 (8%)
2 ★
259 (8%)
1 ★
927 (29%)
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Top complaints - extracted from 61 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"card"
20 negative reviews mention this · 33% of all complaints
★★★★★ "it says make sure to update the app to use all the features but there is no update available at all, also I called to see to if I can add the card to my virtual wallet and the tech lady said yes I can and indefinitely cannot. they don't kno…" - Alex Y
2
"credit"
13 negative reviews mention this · 21% of all complaints
★★★★★ "it says make sure to update the app to use all the features but there is no update available at all, also I called to see to if I can add the card to my virtual wallet and the tech lady said yes I can and indefinitely cannot. they don't kno…" - Alex Y
3
"login"
11 negative reviews mention this · 18% of all complaints
★★★★ "cannot log in most every time I try.screen goes back to login screen over and over. if I cannot login,I won't be able to pay. It is in their best interest to make it easy to login and pay." - Brian Speir
4
"doesn"
10 negative reviews mention this · 16% of all complaints
★★★★★ "it says make sure to update the app to use all the features but there is no update available at all, also I called to see to if I can add the card to my virtual wallet and the tech lady said yes I can and indefinitely cannot. they don't kno…" - Alex Y
5
"company"
9 negative reviews mention this · 15% of all complaints
★★★★★ "it says make sure to update the app to use all the features but there is no update available at all, also I called to see to if I can add the card to my virtual wallet and the tech lady said yes I can and indefinitely cannot. they don't kno…" - Alex Y
6
"payment"
9 negative reviews mention this · 15% of all complaints
★★★★ "This app is actually a huge disappointment. It's 2026 and people are still making apps like it's 2011. The "Purchase our credit protection" popup keeps coming up with every login, login is a 4-5 step process and MFA shouldn't take all of th…" - Mistah Griff
7
"account"
7 negative reviews mention this · 11% of all complaints
★★★★ "I'm trying to log into my account, but the app keeps sending me back to the log in section. This is becoming frustrating." - Caleecia Lackey

📋 All 61 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Brian Speir 6/25/2026 v3.0.16
cannot log in most every time I try.screen goes back to login screen over and over. if I cannot login,I won't be able to pay. It is in their best interest to make it easy to login and pay.
★★★★ Matt Tate 6/25/2026 v3.0.16
terrible app
★★★★ Jay Duquelman 6/25/2026 v3.0.16
I could never just open the app , it keeps telling me I have the wrong password or username, every time I try to open it I have to change the password
★★★★ Caleecia Lackey 6/24/2026 v3.0.16
I'm trying to log into my account, but the app keeps sending me back to the log in section. This is becoming frustrating.
★★★★ Denise Francis 6/24/2026 v3.0.16
no update can't get in to manage accounts
★★★★ S M 6/24/2026 v3.0.16
this app doesn't ket me log in. I've contacted support and they are no help
★★★★ Mistah Griff 6/23/2026
This app is actually a huge disappointment. It's 2026 and people are still making apps like it's 2011. The "Purchase our credit protection" popup keeps coming up with every login, login is a 4-5 step process and MFA shouldn't take all of that. Payments that have processed and cleared should NOT take weeks to reflect in the available credit. Payment transfers are basically instant these days, but don't tell this institution, seems like their network works on dial up behind the scenes or something
★★★★ Stephanie Anne 6/23/2026 v3.0.16
won't login
★★★★ Legend Mitchell 6/23/2026 v3.0.16
app wouldn't open
★★★★ Joy Hurst 6/22/2026 v3.0.15
doesn't work
★★★★ John Barnhart 6/22/2026 v3.0.15
bad
★★★★ C T 6/22/2026 v3.0.15
complete trash
★★★★ Erin Hulse 6/20/2026 v3.0.15
can't ever get it to sign in. the WORST app I've ever experienced
★★★★ Boriqua F 6/20/2026 v3.0.15
this is freezing and not opening correctly. I tried uninstall and reinstall and same
★★★★ Kiko Vazquez 6/19/2026 v3.0.15
don't get this card. comes with yearly fee which is stupid to begin with . and they wait for you to make ur monthly payment than take the interest fees the very next day on purpose so I won't be able to pay it all. once I pay mine throwing this card in the trash. these companies take advantage of people who are struggling and have them struggle more. hope the company goes down!
★★★★ J Pryor 6/19/2026 v3.0.15
The app itself does not offer a good user experience but the company has horrible customer service and flexibility.
★★★★ E.L. C. 6/19/2026 v3.0.15
worst app ever. I can never login
★★★★ MIKE EARNHART 6/19/2026 v3.0.15
Very Poor Service
★★★★ Danielle Lightman 6/18/2026
horrible i am not a robot
★★★★ Ryan Jackson 6/18/2026 v3.0.9
with the new update i cant even log in to my account it just loops itself over and over again when its saying it wants to.confirm im human but never actually lets me check the box and just resets over and over.
★★★★ Sean Stevens 6/16/2026 v3.0.14
I used to love this app, not any more.
★★★★ taneshapopcaan aibi 6/15/2026 v3.0.14
Don't get this card it not worth it it destroyed my credit and also when you make payment the don't release your credit for use until 10days later don't do it
★★★★ Heather Ingersoll 6/13/2026 v3.0.13
Horrible customer service horrible app.... Wouldn't take payment, Blocked me out of my account from making a payment. then an agent took the payment over the phone and it still charged me late fee, Because the phone payment wouldn't go through for 3 days. False claims of debit card entered wrong, which it wasn't.
★★★★ William Tunsill 6/13/2026 v3.0.13
as I review the comments, this has been an issue since 2023, how is there STILL a login issue? I can't login to the app at all
★★★★ Hilder Parra 6/12/2026 v3.0.13
there was an unauthorized transactions and they said was me and they never provided proof of that, I not recommended this card or creditor
★★★★ Londyn Mi'Cole 6/10/2026 v3.0.13
this is not an app I think it might be a web based app because it opens up in chrome. it does not have the option to save your login information nor use biometrics.
★★★★ Nathan McCall 6/9/2026 v3.0.13
after sending my $175 to pay the yearly fee I couldn't buy anything with the indigo card. do not get this credit card it's just Indian (india) scammers. they tried asking me info on my family that had 0 things to do with myself.
★★★★ Aldous Sherwood 6/9/2026 v3.0.13
make a payment.. theyll take your money but not approve it later for 20says! worst credit card out there
★★★★ Henry Ayala 6/7/2026 v3.0.13
high interest rates, won't raise credit limits, even if you've been paying on time. from what I was told not an option try capital one instead
★★★★ steven gAin 6/6/2026
got a card tried to activate said I owe 250 right off.no T hanks
★★★★ M G 6/5/2026 v3.0.13
Fix your app! I can't log in, it keeps sending me back to the sign-in page.
★★★★ Victoria C. (Bluberryeyes) 6/4/2026 v3.0.13
worst credit card company ever. They are always violating terms and agreements there are way better card companies for beginners.. if rebuilding or have no credit at all stay away from this if I could give a zero stars I would they lock you out of account every month then say sorry as a training prompt stay far away frim thus rip of scam company
★★★★ Rambo 6/1/2026 v3.0.13
you make one payment to something that they deem suspicious and they will lock your card down, nevermind you answered the text saying no it was not fraud. I just made a payment to. a 3rd party comapny indigo denied the payment I told them it wasn't fraud now I cant even but a stick of gum with the card!
★★★★ Joanne Clark 6/1/2026 v3.0.13
the login page is ridiculous
★★★★ Justin sisco 5/31/2026 v3.0.13
dont work half the time
★★★★ Robert Johnson 5/28/2026 v3.0.13
This company is a joke. Applied and received an Indigo card with $1,000 limit. Tried to order McDonald's on the app, can't do it. Tried to pay my phone bill (Visible), can't do it. Called customer support and was told I can't use the card for those or in a digital wallet like Google Pay. What can I do with this useless card other than pay the fee?
★★★★ Ben Duong 5/27/2026 v3.0.12
took off my auto pay i already set. didnt say anything or alert until they charged me a late fee
★★★★ Elizabeth Edwards 5/27/2026 v3.0.13
a waste of time. I wouldn't recommend them to anyone at all. This to me is a fake company. they charge the annual fee real quick and the card take 14 days to come so they really need to change some of there tactics or do at least a virtual card.
★★★★ TheBlizzard1985 5/27/2026 v3.0.12
Cant go to Certain games and use your cards they are Debanking them under the guise of account protection. I even told the supervisor im authorizing the card to make purchase on the vendor and they still stated " that vendor isn't allowed Transactions for account security reasons", this is still debanking just disguised as account security
★★★★ Jaysen Rivera-Lebron 5/26/2026 v3.0.12
bro... these guys got some system where they don't process your payments even tho it's on auto pay. It's a scam. when you read the fine print it says you can't sue them. amazing. they can take your money just like that. sighs I can't believe this company
★★★★ Debra Stephens 5/26/2026 v3.0.12
hate this app. it wont open for me when I need it to now.
★★★★ Katherine Reed 5/25/2026 v3.0.12
Keeps saying password is wrong when I know its correct. This needs to be fixed as its annoying.
★★★★ James Mainor 5/24/2026 v3.0.12
Made payment, it disappeared, does not even reflect if it is processing, looks as if it jusy got deleted cancelled but I am 100% I did not, please fix this.
★★★★ Chimetria P 5/23/2026
App doesn't log you in properly. Only access to acct is web. waste of space on my phone.
★★★★ Rhonda Pointer 5/22/2026 v3.0.12
payment screen won't load correctly really lagging and payment method can't be selected so can't complete. no way to report issues in app
★★★★ Annemarie Perhach 5/22/2026 v3.0.12
I have been trying to activate my card for over 30 minutes. the web site is not for activation and cannot activate over the phone this is awful
★★★★★ Alex Y 6/25/2026 v3.0.16
it says make sure to update the app to use all the features but there is no update available at all, also I called to see to if I can add the card to my virtual wallet and the tech lady said yes I can and indefinitely cannot. they don't know what they can and can't do. I'm skeptical about this company before I even have the card. also it shows 125 for the annual fee but doesn't show my available credit and they made a hard inquiry on my credit report yet it doesn't even show that I open a newact
★★★★★ Marc Bennett 6/22/2026 v3.0.15
the app works but doesn't allow biometric log in, or even remembering your user name, making inconvient to log in
★★★★★ Mark Galvin 6/22/2026 v3.0.15
credit card is rarely accepted. App doesn't want to work when your bill is due, almost like a trick. Predatory.
★★★★★ Archie Hebron 6/19/2026 v3.0.15
this app is very basic. its functional but would benefit from offering additional features like REMEMBER ME, BIOMETRIC LOGIN, REAL TIME ACCOUNT DETAILS among others. over all the experience with this company has been a series of difficulties, various problems and calls to customer service.

+ 11 more in the clipboard copy

Sentiment summary

54%
Positive (4-5★)
8%
Neutral (3★)
38%
Negative (1-2★)

⚠ Mostly positive but real complaints exist - opportunity if you fix the top 2-3 issues.