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Review Insights · Google Play

Dave: Credit, Cash & Money App

Dave Operating LLC · 608,069 ratings · ★ 4.7

4.7
★★★★★
608,069 ratings
5 ★
515,762 (85%)
4 ★
43,099 (7%)
3 ★
12,713 (2%)
2 ★
5,527 (1%)
1 ★
30,964 (5%)
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Top complaints - extracted from 21 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"account"
7 negative reviews mention this · 33% of all complaints
★★★★ "Definitely stop lowering the amount even when your account stays in good standings." - Jacob VanLaningham
2
"service"
5 negative reviews mention this · 24% of all complaints
★★★★ "Terrible customer service. this is basically a payday loan app but they'll pull the money out before your payday. in an obvious attempt to be able to charge you more fees to borrow the money back before payday. then when you text customer s…" - Total Brian
3
"money"
5 negative reviews mention this · 24% of all complaints
★★★★ "Terrible customer service. this is basically a payday loan app but they'll pull the money out before your payday. in an obvious attempt to be able to charge you more fees to borrow the money back before payday. then when you text customer s…" - Total Brian
4
"trying"
4 negative reviews mention this · 19% of all complaints
★★★★ "super aggravating!! always trys to take the advance payment before my check goes in, then when I manually try to pay it back I keep getting whoops dave ran into a problem, mind trying that again. its totally ridiculous." - Raymond Mount
5
"bank"
4 negative reviews mention this · 19% of all complaints
★★★★ "Won't work for banks not listed in app. Doesn't even list the banks in the description. You would think the developers would include them in the "About this app" section but apparently they're not smart enough to do that." - Andrew B.
6
"getting"
3 negative reviews mention this · 14% of all complaints
★★★★ "Getting paid a day early throws off repayment days and causes overdrafts.." - Hunter Moore
7
"advance"
3 negative reviews mention this · 14% of all complaints
★★★★ "super aggravating!! always trys to take the advance payment before my check goes in, then when I manually try to pay it back I keep getting whoops dave ran into a problem, mind trying that again. its totally ridiculous." - Raymond Mount
8
"dave"
3 negative reviews mention this · 14% of all complaints
★★★★ "super aggravating!! always trys to take the advance payment before my check goes in, then when I manually try to pay it back I keep getting whoops dave ran into a problem, mind trying that again. its totally ridiculous." - Raymond Mount
9
"into"
3 negative reviews mention this · 14% of all complaints
★★★★ "super aggravating!! always trys to take the advance payment before my check goes in, then when I manually try to pay it back I keep getting whoops dave ran into a problem, mind trying that again. its totally ridiculous." - Raymond Mount
10
"company"
3 negative reviews mention this · 14% of all complaints
★★★★ "Fees way to High. Last Time using this company." - Kari T
11
"customer"
3 negative reviews mention this · 14% of all complaints
★★★★ "Terrible customer service. this is basically a payday loan app but they'll pull the money out before your payday. in an obvious attempt to be able to charge you more fees to borrow the money back before payday. then when you text customer s…" - Total Brian
12
"customer service"
3 negative reviews mention this · 14% of all complaints
★★★★ "Terrible customer service. this is basically a payday loan app but they'll pull the money out before your payday. in an obvious attempt to be able to charge you more fees to borrow the money back before payday. then when you text customer s…" - Total Brian

📋 All 21 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Jacob VanLaningham 7/2/2026 v4.4.1
Definitely stop lowering the amount even when your account stays in good standings.
★★★★ Hunter Moore 7/1/2026 v4.4.1
Getting paid a day early throws off repayment days and causes overdrafts..
★★★★ Raymond Mount 7/1/2026 v4.4.1
super aggravating!! always trys to take the advance payment before my check goes in, then when I manually try to pay it back I keep getting whoops dave ran into a problem, mind trying that again. its totally ridiculous.
★★★★ Kari T 7/1/2026
Fees way to High. Last Time using this company.
★★★★ Total Brian 7/1/2026 v4.4.1
Terrible customer service. this is basically a payday loan app but they'll pull the money out before your payday. in an obvious attempt to be able to charge you more fees to borrow the money back before payday. then when you text customer service all they do is copy paste responses and deflect what they've done. they currently are responsible for me getting charged overdraft, they refuse to do anything about it. because they're trying to scam me out of $15 it cost me $35 and a hit to my credit.
★★★★ Debra Tassone 7/1/2026
Thieves. Just creating an account I found that they were charging a $3 sub that was unauthorized.
★★★★ Gme Jam-ez 7/1/2026 v4.4.1
so far I am not impressed. I will cancel this service due to slow processing time. I was charged $15 twice for no reason. It seems like the dispute processing time is unnecessarily long. All in all not worth it.
★★★★ Andrew B. 7/1/2026
Won't work for banks not listed in app. Doesn't even list the banks in the description. You would think the developers would include them in the "About this app" section but apparently they're not smart enough to do that.
★★★★ Donovan Shrum 7/1/2026 v4.4.1
they send me emails tell me to relink my bank account I send them an email I want to know why they refuse to respond to that and yet they still refuse to refund my money that they stolen they did say at one time they look into the situation but nothing happened they still kept my money they won't take the responsibility to refund my money this company is a very bad bad joke that should never even be allowed to have one star
★★★★ Jameson Smith 6/30/2026 v4.4.1
impossible to use. crashes constantly. loves to take money out though for its stupid subscription service! genuinely pathetic.
★★★★ Star Jackson 6/30/2026
two hundred dollars was taken out of my bank account for no reason why and I'm trying to get help by disputing the charges can't say what you want to say or what happened cause they automatically respond with their own words that don't match with your situation
★★★★ Patrick Darneille 6/30/2026 v2.60.1
If you bank with Cash App your not allowed to use it. I would have gave it 0 if I could. Trying to get a Cash Advance not deposit money into Dave!
★★★★ Tiger Lily 6/30/2026 v4.4.1
This is a loan shark app. If they say you can take out 300 dollars, they force you to take out two installments no greater than 225 so they can change you twice. you are better off going to money tree than using this app.
★★★★ Taleia 6/30/2026
not worth it! every time I try to link my bank account it says "something went wrong, please try again later or try a different bank account" I have had the same bank account for over 2 years. I finally just closed the "dave" account, I highly recommend "tilt" or "earnin" earnin is free with the option to tip! dont wast your time like i did.
★★★★ Suzanne Janisse 6/30/2026 v4.4.1
well I can't get my app to open to see if I qualify for an advance..so very disappointed right now
★★★★ antoine dickerson 6/30/2026 v4.4.1
I wish I could give no stars the customer service def don't do their job I've sent them my personal info twice via email to reopen my account just for them to respond wks later and say we haven't heard from you in a while that's BS they don't have to worry about me anymore customer service showed me that not only are they one of the worst to do it, they aren't reliable at all not even a little smh. Now they said I can't open it for 60 days wks later smh,I won't be back and I'm reporting you all.
★★★★ Eli Engle 6/30/2026 v4.4.1
awful
★★★★ Raina Ernst 6/30/2026 v4.4.1
I couldn't finish because I could not find a way to speak to customer service of any sort
★★★★ Roman El-Krim 6/30/2026
Another company that spies and stalks your financial activity whenever using your personal debit card. please be aware. this company will bulldoze your checking account by attacking your account with charges regardless of your balance. If they see one pinch or penny of activity a charge will be attempted to your card. please be aware for your own financial security that this company spies on your account activity and will send you an email stating that you should have your card open next time.
★★★★ Goines 6/30/2026
nothing plus nothing is nothing, that's what I get from this app.
★★★★ Super God7 6/29/2026
I not even eligible for a Minimum but I have direct deposit

Sentiment summary

92%
Positive (4-5★)
2%
Neutral (3★)
6%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.