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Review Insights · Google Play

Dave: Credit, Cash & Money App

Dave Operating LLC · 595,810 ratings · ★ 4.6

4.6
★★★★★
595,810 ratings
5 ★
492,189 (83%)
4 ★
45,782 (8%)
3 ★
14,334 (2%)
2 ★
6,476 (1%)
1 ★
37,025 (6%)
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Top complaints - extracted from 20 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"account"
7 negative reviews mention this · 35% of all complaints
★★★★ "*** AVOID *** THEY CHARGE YOU FEES YOU NEVER AGREE TO AND IT'S IMPOSSIBLE TO GET THEM STOPPED AVOID THIS APP UNLESS YOU WANT YOUR BANK ACCOUNT DRAINED" - Chris A
2
"paid"
6 negative reviews mention this · 30% of all complaints
★★★★ ". updating to the comments posted below from Dave. this month's safe tried to take money out twice at the first of the month causing me to overdraft fees and now they're requiring me to prove to them that their transactions cost me the over…" - Chris Spohr
3
"dave"
5 negative reviews mention this · 25% of all complaints
★★★★ "Made a payment early and it offered me even less. For paying early? Thumbs all the way down for being penalized for paying early. And that was because there was a big debacle the last time when Dave app was malfunctioning. I wouldn't trust …" - E Bradley
4
"fees"
4 negative reviews mention this · 20% of all complaints
★★★★ "*** AVOID *** THEY CHARGE YOU FEES YOU NEVER AGREE TO AND IT'S IMPOSSIBLE TO GET THEM STOPPED AVOID THIS APP UNLESS YOU WANT YOUR BANK ACCOUNT DRAINED" - Chris A
5
"being"
3 negative reviews mention this · 15% of all complaints
★★★★ "Made a payment early and it offered me even less. For paying early? Thumbs all the way down for being penalized for paying early. And that was because there was a big debacle the last time when Dave app was malfunctioning. I wouldn't trust …" - E Bradley
6
"bank"
3 negative reviews mention this · 15% of all complaints
★★★★ "*** AVOID *** THEY CHARGE YOU FEES YOU NEVER AGREE TO AND IT'S IMPOSSIBLE TO GET THEM STOPPED AVOID THIS APP UNLESS YOU WANT YOUR BANK ACCOUNT DRAINED" - Chris A
7
"money"
3 negative reviews mention this · 15% of all complaints
★★★★ ". updating to the comments posted below from Dave. this month's safe tried to take money out twice at the first of the month causing me to overdraft fees and now they're requiring me to prove to them that their transactions cost me the over…" - Chris Spohr
8
"twice"
3 negative reviews mention this · 15% of all complaints
★★★★ ". updating to the comments posted below from Dave. this month's safe tried to take money out twice at the first of the month causing me to overdraft fees and now they're requiring me to prove to them that their transactions cost me the over…" - Chris Spohr

📋 All 20 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ E Bradley 5/8/2026
Made a payment early and it offered me even less. For paying early? Thumbs all the way down for being penalized for paying early. And that was because there was a big debacle the last time when Dave app was malfunctioning. I wouldn't trust this app again.👎🏽👎🏽👎🏽
★★★★ Paris Sheppard 5/8/2026 v4.0.2
unhappy with results and this app should be better than this. I can't reach anyone online or a live person. it's ridiculous 😭😞😭
★★★★ Chris A 5/7/2026 v3.97.0
*** AVOID *** THEY CHARGE YOU FEES YOU NEVER AGREE TO AND IT'S IMPOSSIBLE TO GET THEM STOPPED AVOID THIS APP UNLESS YOU WANT YOUR BANK ACCOUNT DRAINED
★★★★ Von Darst 5/7/2026 v3.97.0
I don't like the extra fees
★★★★ Adam Carrillo 5/7/2026 v4.0.2
wont even let me put my debit card on here terrible app
★★★★ Cyndi Jrab 5/7/2026 v4.0.2
it's not allowing me to sign up? because apparently someone had an account with my new phone number! ugh smh!
★★★★ Chris Spohr 5/7/2026 v4.0.2
. updating to the comments posted below from Dave. this month's safe tried to take money out twice at the first of the month causing me to overdraft fees and now they're requiring me to prove to them that their transactions cost me the overdraft by getting a letter from the bank. I told them if you can see I have money in my account that you can take that but you can't see that you've cost me an overdraft. that's ridiculous two $30 charges that my overdraft fees accrued would have paid Dave off
★★★★ Rebecca Michael 5/7/2026 v3.97.0
I tried Dave. I really did. Everytime I try to connect my bank via Plaid, I am booted to the app login and its not connected. Plaid says it is. We could have been friends Dave but you disappointed me.
★★★★ Dakota Cook 5/7/2026 v3.97.0
can't delete account
★★★★ Just Zhané96 5/7/2026
app is full of it I entered all my information just it to not let me login ever. have to call and go thru hell to make sure your information is taken off of the non working app
★★★★ Lester Blackman 5/7/2026 v3.97.0
Horrible, I often never get back what I paid back. that sucks big time. if you take $600 and give me back $300 that seems like robbery. I'm starting to hate this app
★★★★ Emily Medina 5/7/2026 v3.97.0
FIX THE PAYBACK WINDOW! This is the THIRD time the app took a partial amount from my account at midnight on a Thursday, leaving me with only $3 till Friday morning!
★★★★ D. Bell 5/7/2026 v3.96.1
Y'all wouldn't let me borrow what I paid back
★★★★ Sean Tesch 5/7/2026
had reached out multiple times about it not auto settling and they told me it was up to the machine and I now I had to add a debit card to settle it but I didn't want to do all that it worked fine then just stopped one day but some how it could take the monthly fee. all this to say it finally settled today and I am Happy to say I cancelled it!
★★★★ Shelia Edwards 5/6/2026 v3.97.0
had my account locked for 10 days can't seem to find anyone to help me. Can't even call because of me reporting a scam. Today got a notice to get my electricity back on within 24 hours and get my rent paid by Friday at 8am or face eviction.
★★★★ Jenica Hobson 5/6/2026
used to be able to get advances but since I changed banks I could never get back in my account I tried talking to them no one to talk to so this app is fake to me because they put my account on hold saying switch banks and when I did it was still on hold fake app
★★★★ Yolanda Vargas 5/6/2026 v3.97.0
First they have multiple ways of collecting fees; twice when you withdraw and a membership fee. THEY PULL MONEY BEFORE YOU GET PAID AND ACCUSE YOU OF BEING LATE. CUSTOMER SERVICE SUCKS AND ARE INCOMPETENT.Your better off with Chime. They aren't liars. Be desperate to use Dave. They are no different then your local loan shark. Action speaks louder than your nonsense response.WISH I COULD GIVE THEM 0 STARS. already did 2 chats that were unproductive.
★★★★ Michael Burchfield 5/6/2026
they steel my money i dont approve it they take money 2 time a month and all I did was check out the app never got anything did not approve any thing and still take 3.00 $ 2 times a moth and it is supposed to be once a moth
★★★★★ Jimmy Self 5/7/2026 v3.97.0
they take the repayment just after midnight on the due day, nobody gets paid at midnight. they should wait until the afternoon to take the payment
★★★★★ Chris Ferguson 5/7/2026 v3.97.0
*which shows you completely missed the point finally fixed the log in situation only to be shown *new* advance pricing options. I'm canceling and deleting the app. At least I have can publicly state that the amount people are being charged (TWICE) for the same amount cash advance is not worth what you have to pay for it. just another way for Dave, and many other payday cash advance banks, to hit people who need help. So, sorry, Dave, but you can take your Teddy Bear and go prey on someone else.

Sentiment summary

90%
Positive (4-5★)
2%
Neutral (3★)
7%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.