Review Insights · Google Play
Fold
Fold · 1,202 ratings · ★ 3.1
3.1
★★★★★
1,202 ratings
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Top complaints - extracted from 19 negative reviews
Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.
1
"bank"
5 negative reviews mention this · 26% of all complaints
★★★★★ "the app is not able to pull my data from the kotak mahindra bank and State Bank of India please help me out in this" - Ammar Ghous
2
"account"
5 negative reviews mention this · 26% of all complaints
★★★★★ "Fold has a slick UI and decent Indian bank connectivity via Account Aggregator (AA), but the pricing is completely out of touch with the market. They are charging a massive ₹25,000 for a Lifetime "Believer" membership. The free version is …" - ravi dangi
3
"transactions"
4 negative reviews mention this · 21% of all complaints
★★★★★ "₹299/month is a ridiculous price for an app that was supposed to help us save money. I understand that the developer needs to survive and I also get it that the app tracks transactions automatically but how is spending ₹299/month any better…" - Saswata Chakraborty
4
"able"
3 negative reviews mention this · 16% of all complaints
★★★★★ "the app is not able to pull my data from the kotak mahindra bank and State Bank of India please help me out in this" - Ammar Ghous
5
"button"
3 negative reviews mention this · 16% of all complaints
★★★★★ "epf connection functionality not working. I click on connect button but nothing happens" - Anurag
6
"transaction"
3 negative reviews mention this · 16% of all complaints
★★★★★ "₹299/month is a ridiculous price for an app that was supposed to help us save money. I understand that the developer needs to survive and I also get it that the app tracks transactions automatically but how is spending ₹299/month any better…" - Saswata Chakraborty
7
"completely"
3 negative reviews mention this · 16% of all complaints
★★★★★ "Fold has a slick UI and decent Indian bank connectivity via Account Aggregator (AA), but the pricing is completely out of touch with the market. They are charging a massive ₹25,000 for a Lifetime "Believer" membership. The free version is …" - ravi dangi
8
"version"
3 negative reviews mention this · 16% of all complaints
★★★★★ "Fold has a slick UI and decent Indian bank connectivity via Account Aggregator (AA), but the pricing is completely out of touch with the market. They are charging a massive ₹25,000 for a Lifetime "Believer" membership. The free version is …" - ravi dangi
9
"expense"
3 negative reviews mention this · 16% of all complaints
★★★★★ "Fold has a slick UI and decent Indian bank connectivity via Account Aggregator (AA), but the pricing is completely out of touch with the market. They are charging a massive ₹25,000 for a Lifetime "Believer" membership. The free version is …" - ravi dangi
10
"every"
3 negative reviews mention this · 16% of all complaints
★★★★★ "The app has become basically just a place where your transactions are recorded. Auto tagging, recipient identification and every other useful feature is just broken now. I have been using it for more than a year, if it improves then great, …" - Shaikh Abuzar
11
"these"
3 negative reviews mention this · 16% of all complaints
★★★★★ "Your widget is broken. it's keep showing buffering icon (loading) throughout the day, which makes no sense of widget when you can't see your expenses at a single glance. Unless until i click the fold app then it updates the widget, which is…" - Rohit Pandey
12
"multiple"
3 negative reviews mention this · 16% of all complaints
★★★★★ "Wrost-Every time I'm trying to fetch bank account after otp generation process it keeps saying we can't be able to fetch your bank account try after sometime. I tried multiple bank account with correspond numbers." - Adnan
📋 All 19 negative reviews
Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").
epf connection functionality not working. I click on connect button but nothing happens
Dear developer the app closes as soon as I open it ,whats wrong With it ,my phone is opposite f29 5G,Fix it quickly before i change my rating
₹299/month is a ridiculous price for an app that was supposed to help us save money. I understand that the developer needs to survive and I also get it that the app tracks transactions automatically but how is spending ₹299/month any better than spending 30 seconds to add the transaction manually on an app that offers lifetime subscription under just ₹2k? You can't compare your monthly subscription cost with something like Netflix or Spotify which spends billions on licensing.
Fold has a slick UI and decent Indian bank connectivity via Account Aggregator (AA), but the pricing is completely out of touch with the market. They are charging a massive ₹25,000 for a Lifetime "Believer" membership. The free version is extremely limited, and the annual subscription is ₹1,999/year, which is a recurring headache for basic expense tracking.Advice to users: Don’t get locked into this expensive ecosystem. You can get the exact same automation in "wallet by BudgetBakers" in less
The app has become basically just a place where your transactions are recorded. Auto tagging, recipient identification and every other useful feature is just broken now. I have been using it for more than a year, if it improves then great, else planning on moving to Cred or other apps.
While doing new login, for my vivo device and vivo keyboard verify with OTP button is not visible. Not able to proceed with the application.
Your widget is broken. it's keep showing buffering icon (loading) throughout the day, which makes no sense of widget when you can't see your expenses at a single glance. Unless until i click the fold app then it updates the widget, which is again falters the use of widget. Fix it ASAP. Edited and reply to your answer my device S21FE is running on Android 16 Relatively newest and stable android version Unlike A17.. Still these kind of problems?? And restarting device won't resolve this.
Wrost-Every time I'm trying to fetch bank account after otp generation process it keeps saying we can't be able to fetch your bank account try after sometime. I tried multiple bank account with correspond numbers.
The app crashes when I try to link my discovered band account shortly after receiving the OTP message.
This app has a serious bug. It is crashing while fetching OTP for connecting to bank. Also automatic OTP filling is not working, it says "please try again later". Please fix these ASAP. I have uninstalled it after trying 4 - 5 times.
This app only tracks transactions of the month in which user has installed this application. For Eg. If you install in June month it will track transactions from June month onwards. This doesn't fulfill the requirements of an expense Tracker App
After up grading to plus version, not vale to reconnect my demat accounts. App always return error that all my brokers are down, try later. After multiple attempts, still not vale to connect. Waste of money.
The transaction date and time are completely messed up, heard good reviews about this app but it messes up the core functioning of the app of showing the proper details, we might end up making uninformed decisions based on the wrongly displayed date and time
Practical not viable to use. A lot of improvement in expense tracking is required. Need support for a lot of banks.
the app is not able to pull my data from the kotak mahindra bank and State Bank of India please help me out in this
It syncs with a fair number of banks but all banks are not covered. it has a net worth function that's literally useless since it doesn't auto sync fixed deposits. It does not sync with all banks in India, yet does not offer the ability to add and maintain a bank account manually. The biggest negative for me was that the spend and income categories are completely fixed with no option for customization. essentially makes auto tag useless
it was a great upcoming app. new features every update, and I was thinking of buying a premium, if the new features were worth it. but instead, with every update they just locked every existing feature behind a paywall. no Ads, no Adhoc refreshes. I need a premium for adding a secondary account. Also premium tags? (for just tagging expenses) IDK what it means. All these are now paid features?? **It's just the same app a yr back with all features locked behind a paywall + ads.**
It's great app but has one very annoying bug where if you are in the transactions tab and then select one transaction from all the rows of transactions, edit your changes in that transaction and then hit back button, instead of starting from that row, it scrolls down multiple rows, making you scroll up again and again to go through the next transaction.
OTP submitting error 503
Sentiment summary
43%
Positive (4-5★)
14%
Neutral (3★)
43%
Negative (1-2★)