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Home Credit: Personal Loan App

Home Credit India Finance Private Limited · 685,296 ratings · ★ 4.6

4.6
★★★★★
685,296 ratings
5 ★
503,482 (73%)
4 ★
111,885 (16%)
3 ★
41,956 (6%)
2 ★
0 (0%)
1 ★
27,971 (4%)
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Top complaints - extracted from 18 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"home"
3 negative reviews mention this · 17% of all complaints
★★★★ "I have money in my account but not deducted my loan amount from home credit and it shows overdue somthing 6000 why should I pay overdue it's your fault if you not deducte." - Parvin Shaikh
2
"credit"
3 negative reviews mention this · 17% of all complaints
★★★★ "I have money in my account but not deducted my loan amount from home credit and it shows overdue somthing 6000 why should I pay overdue it's your fault if you not deducte." - Parvin Shaikh
3
"home credit"
3 negative reviews mention this · 17% of all complaints
★★★★ "I have money in my account but not deducted my loan amount from home credit and it shows overdue somthing 6000 why should I pay overdue it's your fault if you not deducte." - Parvin Shaikh

📋 All 18 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ niranjan kumar 5/8/2026 v4.37.1
3rd grade
★★★★ Sravanthi .d 3105 bzc 5/8/2026 v4.64
very bad
★★★★ Vishal 5/8/2026
world's worst loan company आप को फोन कर कर के इतना परेशान कर देंगे EMI की date के एक हफ्ते पहले से और EMI एक घंटा लेट होने पर सीधा 500 का फाइन है जो कि india में कोई भी कंपनी नहीं लेती होगी पर ये लेती है , इनसे लोन लेने से अच्छा है कि आप सड़क पर भीख मांग लो , इनके लोग आप से ऐसा फोन पर बात करेंगे कि उन्होंने ही अपने जेब से पैसा दिया हो आप को मै इन लोगों की दादा गिरी से तंग आ कर एक याचिका दायर की है न्यायालय में mental harassment की आप भाइयों से विनती है कि आप किसी और कंपनी बैंक से लोन ले ले ,,
★★★★ Pothina Hemanth 5/8/2026
very bad app
★★★★ Yogesh Rathia 5/8/2026
don't install
★★★★ Ashok Gayakwad 5/7/2026 v4.64
fake app
★★★★ Miraj Gohil (D Raj) 5/7/2026 v4.61
not update NOC
★★★★ Asif Sk 5/7/2026 v4.64
thank
★★★★ Puja Kumari 5/6/2026 v4.64
rate of interest bahut high hai
★★★★ Sunny Masih 5/6/2026 v4.64
ekdam bekar
★★★★ Parvin Shaikh 5/6/2026 v4.64
I have money in my account but not deducted my loan amount from home credit and it shows overdue somthing 6000 why should I pay overdue it's your fault if you not deducte.
★★★★ Sharma Jii 5/6/2026 v4.64
vary bad behaviour by call centre an support team. and extra charges Thay want all time with cibil score issue. (home credit k call wale battamiji se bat krte h or apni glti pr hmara hi cibil score - krte h)
★★★★ Saurabh Singh Sisodia 5/6/2026 v4.64
very bad service
★★★★ akhil sharma 5/6/2026 v4.64
Bajaj finance is better than Home Credit
★★★★ Anil Koli 5/6/2026 v4.64
customer care bed bhihevior 😠😠😠😠
★★★★★ मिथुन कुमार 5/8/2026 v4.64
very sad
★★★★★ firoj khan 5/7/2026 v4.64
ok
★★★★★ Mohammad Ali 5/6/2026 v4.64
good 🙏

Sentiment summary

90%
Positive (4-5★)
6%
Neutral (3★)
4%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.