Review Insights · Google Play
Kikoff - Build Credit Quickly
Kikoff Inc. · 125,196 ratings · ★ 4.8
4.8
★★★★★
125,196 ratings
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Top complaints - extracted from 29 negative reviews
Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.
1
"credit"
14 negative reviews mention this · 48% of all complaints
★★★★★ "Absolutely BS I canceled all the accounts a year ago and was told it was canceled yet here we are with them saying I owe the $420 and its on my credit. They refused to anything. They say I did cancel 2 account but not the last. The first gu…" - Christine McClellan
2
"money"
10 negative reviews mention this · 34% of all complaints
★★★★★ "Please do not use this company to build your credit. Not only do you not get your money back that you pay into this, it's a ripoff, do not use their service. Please use credit karma credit building. At least the money that you're using to p…" - The Real Deal 12401
3
"account"
9 negative reviews mention this · 31% of all complaints
★★★★★ "Absolutely BS I canceled all the accounts a year ago and was told it was canceled yet here we are with them saying I owe the $420 and its on my credit. They refused to anything. They say I did cancel 2 account but not the last. The first gu…" - Christine McClellan
4
"scam"
8 negative reviews mention this · 28% of all complaints
★★★★★ "The biggest scam ever. They advertise the thought of getting a credit card with 0 fees. But as soon as you install it there's a 5 dollar charge. Thats insane and should not be tolerated" - Haleigh Clemens
5
"month"
5 negative reviews mention this · 17% of all complaints
★★★★★ "I took the lowest payment option they showed a credit score for me but in reality I have NO credit score .. i paid since February of 2026 thinking every time they showed a credit score increase that it was legit .... come to find out I have…" - Renee Levesque
6
"phone"
4 negative reviews mention this · 14% of all complaints
★★★★★ "Total scam. You can only report rent and utilities (incl. phone) IF your bank uses their third-party software. Ask the chat bot what they plan on using if they can't access your payment history and you get a massive run around where it says…" - Rilriia Kilurden
7
"bank"
4 negative reviews mention this · 14% of all complaints
★★★★★ "Total scam. You can only report rent and utilities (incl. phone) IF your bank uses their third-party software. Ask the chat bot what they plan on using if they can't access your payment history and you get a massive run around where it says…" - Rilriia Kilurden
8
"score"
4 negative reviews mention this · 14% of all complaints
★★★★★ "I took the lowest payment option they showed a credit score for me but in reality I have NO credit score .. i paid since February of 2026 thinking every time they showed a credit score increase that it was legit .... come to find out I have…" - Renee Levesque
9
"months"
4 negative reviews mention this · 14% of all complaints
★★★★★ "I took the lowest payment option they showed a credit score for me but in reality I have NO credit score .. i paid since February of 2026 thinking every time they showed a credit score increase that it was legit .... come to find out I have…" - Renee Levesque
10
"doesn"
4 negative reviews mention this · 14% of all complaints
★★★★★ "This app doesn't give you money. It starts you out with a BILL to pay AND you have to pay the BILL. I've got enough BILLS to add another one. This app is a scam, and when you try to cancel it keeps charging you. I literally had to close out…" - Tabitha McKinney
11
"anything"
3 negative reviews mention this · 10% of all complaints
★★★★★ "Absolutely BS I canceled all the accounts a year ago and was told it was canceled yet here we are with them saying I owe the $420 and its on my credit. They refused to anything. They say I did cancel 2 account but not the last. The first gu…" - Christine McClellan
12
"didn"
3 negative reviews mention this · 10% of all complaints
★★★★★ "Absolutely BS I canceled all the accounts a year ago and was told it was canceled yet here we are with them saying I owe the $420 and its on my credit. They refused to anything. They say I did cancel 2 account but not the last. The first gu…" - Christine McClellan
📋 All 29 negative reviews
Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").
Absolutely BS I canceled all the accounts a year ago and was told it was canceled yet here we are with them saying I owe the $420 and its on my credit. They refused to anything. They say I did cancel 2 account but not the last. The first guy said it's crazy they all didn't canceled but I could either pay it to get it off my credit or leave it.
The biggest scam ever. They advertise the thought of getting a credit card with 0 fees. But as soon as you install it there's a 5 dollar charge. Thats insane and should not be tolerated
Please do not use this company to build your credit. Not only do you not get your money back that you pay into this, it's a ripoff, do not use their service. Please use credit karma credit building. At least the money that you're using to pay on that.You can get back as cash for purchases that you may need. This is a scam.
Total scam. You can only report rent and utilities (incl. phone) IF your bank uses their third-party software. Ask the chat bot what they plan on using if they can't access your payment history and you get a massive run around where it says you can upload the information but not HOW to. When canceling the service (w/in 20 mins), you get a scare tactic telling you that your cancelation can cause a negative report to credit companies-which was NOT disclosed. Now they want to give me payday loans.
I took the lowest payment option they showed a credit score for me but in reality I have NO credit score .. i paid since February of 2026 thinking every time they showed a credit score increase that it was legit .... come to find out I have no credit score thanks for taking my money for the last 5 months giving me a fake credit score smh not worth the money not even 5$ a month smh .. who the hell wants to pay a company and not have real credit score impacted scam
completely false advertisement this can't help me with what I needed it for
it's a lie I signed up for this months ago paid the $5 a month I never even got the 750 credit line what they fail to say you have pay for the premium in order to get the 750!credit and my credit hadn't went up at all so it's a lie don't not recommend and I had it for it for year never once got credit or card so it's false don't use this app
This app doesn't give you money. It starts you out with a BILL to pay AND you have to pay the BILL. I've got enough BILLS to add another one. This app is a scam, and when you try to cancel it keeps charging you. I literally had to close out my bank account and get new account numbers and debit cards because they wouldn't stop. Unless you like paying bills don't get this app it's a scam
logged me out and now i cant pay off my debt
Okay, this was not what I thought it was.What's the point of getting $2500?If you can't actually use the money??!!!!
it's a bunch of bs you don't actually get a line of credit you just pay $5 a month you don't get to spend a lot of credit so like get an ad that tells you the truth that'd be awesome otherwise why would people want to trust you
this is the worst company on Earth your staff threaten my life it was all record just because I tried to close my account
my score did not go up after 4 months of on time payments and I do not see the account being reported to Equifax
will not be giving my ssn to an app.
why would I start paying for something I have not received it's a scam don't believe they are trying to help you when all they are doing is helping themselves....shame on you shame shame on you
Scam, I subscribed for 5 dollars for months on end only to be told there's an issue with my credit score. Then radio silence for months again . They advertised I would get all my money back in the end when I opened the account but I guess that doesn't apply to my account type, shady practice.
ok keep tagging my credit cause I'm not paying and u won't let me get in to unsubscribe. predatory behaviour is illegal. look what happen to Amazon when they tried to keep ppl from unsubscribing... not smart devs
"Kik" cause it's predator lol
I paid off my savings loan and closed my credit account and they designed to steal my savings and charge me for the credit account. the phone agent refused to help and said that they are permitted to keep the money
I have tried to just simply log into this app. and it will not even let me do that. it does not work for me at all and it will not give me any excuse as to why.
total scam app mislead you to believe that you will receive some sort of credit card you don't get that unless you pay more money then it's your money you put in it.then they say you don't have to do auto pay but you can't open the account without agreeing auto pay .then it says you have 45 days money back guarantee but it then it's gonna report your cancellation and I haven't even had the app 1 hour before I decided I didn't want to keep the app or anything to do with it its a scam yall
didn't not subscribe to this account didnþ knight it really never was the they ssi j agreed to pay them 240.00 a month I said no way I was ally bring in 984 for disability why would I do that for I would have no money left for bills and we were waiting on my disability which I finally got when I seen this on bank statement u immediately had it took off then month later I see it on my credit report that I owe them 240 a mo th and it balance right now right now it's 230 I called them and to send
you pay a small fee for this app and when you decide you're done it'll claim your late on your fee and that keeps on snowballing and snowballing and before you know it you have bad credit again. in other words It wants you to pay them forever for better credit.
I can't even get into the app I agreed to what it asks but it doesn't seem to do anything so I will be uninstalling it
its a rip off plane as thst. i had two accounts with em, i was checking to see if I used a upgraded level if it would it make a difference, not a bit... only thing was I lost more money when I unsucribbed and tried to get the money I put in for investment. was around 400$, what I got back was 110$ so I mean.l 😆 you tell me. ill never ever go with em again. want something that really helps your credit. try CLEO.. you can borrow up to 500$ per month. started month ago credit score up 10point
this is a ripped off dont get these people stole hundreds of dollars from me dont so it.
how can I be remove because someone took money out of my bank account and I don't even have this app on my phone and I don't know what it is so please return my money and please remove me from this thanks
Can't complete sign up process because the page that asks for permission to text doesn't scroll so I cannot enter my number or see/tap Next.
aye man why am I keep getting stuck on the sign up part...I put my phone number in and it just loads and nothing happens..it stays loading for a long time
Sentiment summary
95%
Positive (4-5★)
1%
Neutral (3★)
4%
Negative (1-2★)