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Review Insights · Google Play

Klarna: Smarter everyday money

Klarna Bank AB (publ) · 1,728,896 ratings · ★ 4.8

4.8
★★★★★
1,728,896 ratings
5 ★
1,557,537 (90%)
4 ★
104,055 (6%)
3 ★
25,184 (1%)
2 ★
8,219 (0%)
1 ★
33,888 (2%)
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Top complaints - extracted from 21 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"account"
5 negative reviews mention this · 24% of all complaints
★★★★ "I had random charges coming out of my account that I didnt make and they refused to correct the situation. Beware, they are fraudulent." - Laura Jurilj
2
"customer"
5 negative reviews mention this · 24% of all complaints
★★★★ "worst customer support ever spoke to lalni who diddnt know what they were doing never got any support at all gave me generic help options i would not recommend" - Justin Roberts
3
"klarna"
5 negative reviews mention this · 24% of all complaints
★★★★ "edit 05.2026: hohe gebühren, wenn lastschrift platzt, finger weg von klarna. keine koulanz mehr wie früher, bei betrugsfällen etc. --- if you file a complaint it always deletes the text if you switch between the apps to look up the requeste…" - Ben Waldner
4
"paid"
4 negative reviews mention this · 19% of all complaints
★★★★ "paid my bill on and completed and now they want my bank information will not loan me anymore" - Joe
5
"didnt"
3 negative reviews mention this · 14% of all complaints
★★★★ "I had random charges coming out of my account that I didnt make and they refused to correct the situation. Beware, they are fraudulent." - Laura Jurilj
6
"charge"
3 negative reviews mention this · 14% of all complaints
★★★★ "I had random charges coming out of my account that I didnt make and they refused to correct the situation. Beware, they are fraudulent." - Laura Jurilj
7
"service"
3 negative reviews mention this · 14% of all complaints
★★★★ "I used to enjoy using Klarna. I have always paid on time, in fact before time for most payments. I had a financial hiccup, I contacted customer service, the rep was disengage, could barely speak English. He was not able to assist me with an…" - Glory S
8
"business"
3 negative reviews mention this · 14% of all complaints
★★★★ "I used to enjoy using Klarna. I have always paid on time, in fact before time for most payments. I had a financial hiccup, I contacted customer service, the rep was disengage, could barely speak English. He was not able to assist me with an…" - Glory S
9
"customer service"
3 negative reviews mention this · 14% of all complaints
★★★★ "I used to enjoy using Klarna. I have always paid on time, in fact before time for most payments. I had a financial hiccup, I contacted customer service, the rep was disengage, could barely speak English. He was not able to assist me with an…" - Glory S

📋 All 21 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Laura Jurilj 5/8/2026 v26.18.243
I had random charges coming out of my account that I didnt make and they refused to correct the situation. Beware, they are fraudulent.
★★★★ Ross 5/8/2026 v26.18.243
New subscription fee needed with purchases now, used to be a 5 star app with no hassle, it was good while it lasted.
★★★★ Joe 5/8/2026 v26.10.252
paid my bill on and completed and now they want my bank information will not loan me anymore
★★★★ António Neves 5/8/2026 v26.18.243
Trashy app, you can only get cashback by doing purchases through their app. But some websites block you from logging in with your google account because the app browser is not secure.
★★★★ Justin Roberts 5/7/2026 v26.18.243
worst customer support ever spoke to lalni who diddnt know what they were doing never got any support at all gave me generic help options i would not recommend
★★★★ Ben Waldner 5/7/2026 v26.17.250
edit 05.2026: hohe gebühren, wenn lastschrift platzt, finger weg von klarna. keine koulanz mehr wie früher, bei betrugsfällen etc. --- if you file a complaint it always deletes the text if you switch between the apps to look up the requested details. The dev team didnt tested the app at all. klarna itsself is good so far. thats why 3 stars until the app is debugged.
★★★★ A Google user 5/7/2026 v26.18.243
because u send out mail and no contact because i look on line don't know which accounts didnt get paid and u charge a late fee with out saying which accounts on letter dudnt get paid.. or online
★★★★ Demi Cadag 5/7/2026 v26.18.243
horrible
★★★★ Carles Metcalf 5/7/2026 v26.17.250
got stuck with debt that wasn't even mind
★★★★ Doak Ed 5/7/2026 v26.18.243
slow clunky shite
★★★★ David Lima 5/7/2026 v26.16.229
not my thing. not worth your time or headache if you're smart. (I wasn't)
★★★★ Ilya Epifanov 5/7/2026 v26.18.243
"Loyalty cards can't be loaded". You had ONE job..
★★★★ max heppleston 5/7/2026 v26.17.250
no de debt collectors 1 min after you stuff it up t h en charge 7 dollars piss of close my account won't use u again
★★★★ Glory S 5/7/2026 v26.17.250
I used to enjoy using Klarna. I have always paid on time, in fact before time for most payments. I had a financial hiccup, I contacted customer service, the rep was disengage, could barely speak English. He was not able to assist me with an extention, the language barrier. I got so fed up, I ended the call. Once I have paid off the remaining balance, I will take my business elsewhere. The interaction with the rep was very disheartening.
★★★★ Mo Kurabi 5/7/2026 v26.18.243
Klarna doesn't have Any kind of Customer protection if any merchant let's say scam you Klarna will say not my business give just my money so basically 😉 Klarna help any scammer out there and you'll pay,, something as Customer protection Klarna dose not recognised
★★★★ Christina Malone 5/7/2026
poor customer service and watch your account because after you finish paying they will continue to charge you for paid of accounts
★★★★ Ishmael Dowdy 5/6/2026 v26.18.243
I'm trying to get into my account but they send me a code to my email address but the email doesn't show up
★★★★ Waingro Waingro 5/6/2026 v26.17.250
Do not deal with klarna ever
★★★★ Carlos Clemente 5/6/2026 v26.17.250
DO NOT DO BUSINESS HERE! CUSTOMER SERVICE IS TERRIBLE! THE APP SUCKS! I HAD A PLEASANT EXPERIENCE AT FIRST. GRADUALLY THEY MADE IT MORE DIFFICULT TO USE. SERVICE REPS ARE CLUELESS. NOT WORTH THE TROUBLE. LET THEM GO BROKE. BOYCOTT
★★★★★ Anne Barlow 5/8/2026 v26.14.277
Very hard to use phone app. Prefer working through email.
★★★★★ David Kuehne 5/6/2026 v26.14.277
Klarna seems good, at first. You can deposit funds, use the debit card and there are special offers from countless vendors. But it was too good to be true. Deposits are Limited. They impose a 6 digit pin number. They demand a photo id to withdraw funds, and it took hours to capture acceptable front and back images of my driver's license. When they finally approved i withdrew my money and uninstalled Klarna quick! Google Wallet, Cash App and Chime do everything I need. Bye 👋 Klarna!

Sentiment summary

96%
Positive (4-5★)
1%
Neutral (3★)
2%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.