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Review Insights · Google Play

Kotak Bank: 811 Mobile App

Kotak Mahindra Bank Ltd. · 1,343,491 ratings · ★ 4.7

4.7
★★★★★
1,343,491 ratings
5 ★
1,116,972 (83%)
4 ★
145,805 (11%)
3 ★
13,018 (1%)
2 ★
26,036 (2%)
1 ★
39,054 (3%)
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Top complaints - extracted from 7 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"customer"
3 negative reviews mention this · 43% of all complaints
★★★★ "** UPDATE **: After they have solved the issue regarding the virtual debit card, a New Problem has occurred. Suddenly, now my registered number which was already linked to kotak bank UPI is now showing UNLINKED! If I am trying to link it no…" - Akshdeep Singh Anand
2
"care"
3 negative reviews mention this · 43% of all complaints
★★★★ "** UPDATE **: After they have solved the issue regarding the virtual debit card, a New Problem has occurred. Suddenly, now my registered number which was already linked to kotak bank UPI is now showing UNLINKED! If I am trying to link it no…" - Akshdeep Singh Anand
3
"customer care"
3 negative reviews mention this · 43% of all complaints
★★★★ "** UPDATE **: After they have solved the issue regarding the virtual debit card, a New Problem has occurred. Suddenly, now my registered number which was already linked to kotak bank UPI is now showing UNLINKED! If I am trying to link it no…" - Akshdeep Singh Anand

📋 All 7 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Akshdeep Singh Anand 5/8/2026 v4.3.1
** UPDATE **: After they have solved the issue regarding the virtual debit card, a New Problem has occurred. Suddenly, now my registered number which was already linked to kotak bank UPI is now showing UNLINKED! If I am trying to link it now again, it is throwing error "Something went wrong, please try later". Worst Thing: it is impossible to reach Kotak Customer Care Executive Virtual Debit Card not visible in app after Full KYC. No way to directly talk to a customer support executive.
★★★★ madhu sri 5/8/2026 v4.4.0
“There are a lot of problems with this app. I’m fed up with entering the PIN again and again. It doesn’t even open and shows the error ‘Request Expired.’ When I uninstall and reinstall it, it starts working again, but ₹100 gets deducted from my account. There is no option on the customer care number to talk to an officer.”
★★★★ Amit Sinnarkar 5/8/2026 v4.3.1
App opening time is too high even in good network conditions. Add UPI Lite feature. The app feels slow while using the Bill Payments section. Many improvements are needed in the app.
★★★★ SyedS Safiya 5/8/2026 v4.3.1
waste customer service no respons app installation ke bad credit card ke liye apply kare payment hogaya laken ab tak card delivery nai huwa one month se bolre ki address issues hai laken kuch nai hai sab adhar per mention hai app adhar se link hai jab sab parcel adhar se correct address per aare phir credit card kyu nai customer care call recive bhi nai kare
★★★★ Wilfred Minz 5/8/2026 v4.4.0
How stupid this is. When I go to the loans section, the app tells me to download another Kotak app, and after downloading that app, that downloaded app tells me to download another app (which I am using to check loans), and the real stupidest part is that after downloading both app, I cannot even check the loans section in any of the apps. Please delete the new apps, they should not exist or fire the person who made these new apps. The old app was somewhat better.
★★★★ MD AKHTARUZZAMAN 5/8/2026 v4.3.1
good
★★★★ Leander Voss 5/8/2026
trash they will block ur account without intimation

Sentiment summary

94%
Positive (4-5★)
1%
Neutral (3★)
5%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.