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Review Insights · Google Play

Lenme: Investing and Borrowing

Lenme: Borrow and Lend · 19,893 ratings · ★ 4.4

4.4
★★★★★
19,893 ratings
5 ★
14,753 (74%)
4 ★
1,841 (9%)
3 ★
979 (5%)
2 ★
286 (1%)
1 ★
2,029 (10%)
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Top complaints - extracted from 65 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"loan"
19 negative reviews mention this · 29% of all complaints
★★★★ "I thought you would have a definite loan for me." - Charles Anderson
2
"money"
10 negative reviews mention this · 15% of all complaints
★★★★ "Just signed up for a 3 day free trial and it's still saying I don't have a membership and prompting me to pay money.... These cheap low quality semi-scam apps are not worth it..." - Jason Bishop
3
"subscription"
9 negative reviews mention this · 14% of all complaints
★★★★ "lenme never let me borrow money and wouldnt let me cancle my subscription or account and they are still charging me money and ive called them they wont pick up im tired of them charging me for a service that i was not given worst ever i wou…" - Eriberto Mendez
4
"waiting"
8 negative reviews mention this · 12% of all complaints
★★★★ "Second time on this app, been a year and still nothing. waiting days for a small amount. Where is the real help??? MAKE IT MAKE SENSE." - Celestee Mack
5
"account"
8 negative reviews mention this · 12% of all complaints
★★★★ "Lemme has made it very difficult and impossible for me to gain access to my account even though I completed face verification and uploaded the front and back of my ID." - Gemell
6
"scam"
7 negative reviews mention this · 11% of all complaints
★★★★ "Just signed up for a 3 day free trial and it's still saying I don't have a membership and prompting me to pay money.... These cheap low quality semi-scam apps are not worth it..." - Jason Bishop
7
"nothing"
7 negative reviews mention this · 11% of all complaints
★★★★ "Second time on this app, been a year and still nothing. waiting days for a small amount. Where is the real help??? MAKE IT MAKE SENSE." - Celestee Mack
8
"offer"
7 negative reviews mention this · 11% of all complaints
★★★★ "it said instance advance of 200 but when requesting have to wait on what they call an investor and charge a fee. got the same 2 offers one for debt collection and one for a personal loan. canceled my subscriptions since it wasn't worth it" - Rudy Wollen

📋 All 65 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Jason Bishop 6/30/2026 v26.5.1
Just signed up for a 3 day free trial and it's still saying I don't have a membership and prompting me to pay money.... These cheap low quality semi-scam apps are not worth it...
★★★★ Charles Anderson 6/30/2026 v26.5.1
I thought you would have a definite loan for me.
★★★★ Tracy Robison 6/30/2026 v26.5.1
sucks
★★★★ Neila Kason 6/30/2026
fraud, a total scam
★★★★ Celestee Mack 6/30/2026 v26.5.1
Second time on this app, been a year and still nothing. waiting days for a small amount. Where is the real help??? MAKE IT MAKE SENSE.
★★★★ Gemell 6/30/2026 v26.5.1
Lemme has made it very difficult and impossible for me to gain access to my account even though I completed face verification and uploaded the front and back of my ID.
★★★★ Eriberto Mendez 6/29/2026
lenme never let me borrow money and wouldnt let me cancle my subscription or account and they are still charging me money and ive called them they wont pick up im tired of them charging me for a service that i was not given worst ever i would like for them to cancel my subscription asap
★★★★ Mark Dent 6/28/2026 v26.5.1
false advertisement
★★★★ Teresa Maria Catalina Rodriguez 6/28/2026 v26.5.1
‼️SCAM- I was on a trial subscription of $1.99. I canceled the same day. I got a random charge on my bank account for $32.44 and they refuse to refund it. They were at no time given permission to pull that money from my account and I will be pursuing legal action. ⚠️‼️DO NOT DOWNLOAD Oh, email them? NO. THEY SAY IT ISN'T THEIR PROBLEM.
★★★★ Rudy Wollen 6/28/2026 v26.5.1
it said instance advance of 200 but when requesting have to wait on what they call an investor and charge a fee. got the same 2 offers one for debt collection and one for a personal loan. canceled my subscriptions since it wasn't worth it
★★★★ Shawna 6/27/2026 v26.5.1
don't both... that scare is made by bots? just a scam
★★★★ Graciela L. Jalteco 6/26/2026 v26.5.1
I never got to even get a loan yet they charged my bank 4 times for $29.99 😡
★★★★ Mryoshi Holden 6/26/2026 v26.5.1
I was unaware of the app finding investors for the loan. I don't think this is for me.
★★★★ Kiera Bryant 6/26/2026 v26.5.1
misleading
★★★★ Isabelle Becerril 6/26/2026 v26.5.1
UPDATE: Tried the app again and again, no lenders. Still think the feed is fake but I can't prove it. Original: This app just tries to get money out of by subscribing to products you'll never use. My loan request has been open for days, yet other people are getting funded. I think the feed is fake.
★★★★ Matt Lamprecht 6/25/2026 v26.5.1
scamm
★★★★ Dakota Strange 6/24/2026 v26.5.1
completely useless app. customer service wasnt helpful at all.
★★★★ Jason Losey 6/23/2026 v26.5.1
charged for months but wouldn't even approve a loan, and though I canceled it continued charging me monthly with NO REFUND WHATSOEVER.....I believe I was charges well over $80 total and was never approved for a loan,and wouldn't allow or accept my canceling this B.S. totally worthless app, and worse, it robs one in need of what little they have. shameful. sickening. Plus I just notice on top of this, they were charging me 3 different yearly subscriptions for the exact same thing ,on this account
★★★★ Elizabeth J. Casanova 6/23/2026 v26.5.1
they just take your money for a subscription but don't give you any money sends you to a third party lender
★★★★ Carol 6/21/2026 v26.5.1
Just feels like a scam. They take your subscription fee and say you have "offers" but the offers just send your info to a bunch of lenders who bombard you with texts and calls. I've been waiting 2 months for a partner lender just for $150/ 200 to help me get caught up on bills after a medical issue but have gotten nothing. Don't waste your time.
★★★★ Cherry Donner 6/21/2026 v26.5.1
It sucks you have to verify your email, and they never send one. I uninstalled it the same day. Plus, after reading other reviews In dodging a bullet
★★★★ Nia House 6/21/2026 v26.5.1
I was offer a 3 day free trial and still had to pay 3.99 just for me to send a loan offer instead of being able to borrow the money right away
★★★★ john carter 6/20/2026 v26.5.1
Does not offer you a direct loan, but sells your information to other people.You'll get a lot of calls and a lot of text and probably no loan
★★★★ Patti Sauer 6/19/2026 v26.5.1
I wasn't aware I had to wait for lenders I thought I was going to get the money right away
★★★★ Lee Logue 6/18/2026 v26.5.1
had for over a year never once got a loan offer
★★★★ narcissa clink 6/18/2026 v26.5.1
had me pay then still haven't answered about my advance it says I have a offer on it but I cant find it. when I click on offers it takes me to offers not on my request but to other pages.
★★★★ Brady German 6/18/2026 v26.5.1
makes it sound like you are guaranteed a loan then shafts you after paying for the subscription
★★★★ chaz goodwin 6/17/2026 v26.5.1
want to delete my subscription and Account but it won't let me
★★★★ Telly Hollins 6/17/2026 v26.5.1
p if it works and I'm able to actually get a loan I will give it five stars
★★★★ Willie Aponick 6/17/2026
Can't link account always says check back
★★★★ Darrell Taper 6/16/2026 v26.5.1
not a fast response to borrow from
★★★★ leana drews 6/16/2026 v26.5.1
It had me sign up for a 3 day trial so I could get the "instant $200" then it says "Waiting for lender" How is that instant?! Absolute waste of my time. got my hopes up for absolutely nothing. If I could give 0 stars I would.
★★★★ Scott Newton 6/15/2026 v26.5.1
its just a vendor for other loan agency... its lies
★★★★ Karen Chandler 6/14/2026 v26.5.1
app doesn't work as advertised. customer service agents are extremely slow.
★★★★ Melissa Lamkin 6/13/2026
I don't feel like I have benefitted in any way from this app and would like a refund on the money that was taken from my account. I don't even remember ever agreeing to a $30 payment.. I do not want the membership that you say I will have until June 2027 I just want my money back.. and I have another charge pending for another $31 charge... for what?! I will be disputing these charges with my bank!!
★★★★ Jeremiah Hoglen 6/13/2026 v26.5.1
seems to be a scam pay to wait for nothing to happen expected more since it's dealing with less money and this person to person lending and all you get is external offers that the free loan finding apps give you customer service takes more then 12 hours to respond then they just say we can't control the lenders I don't think there is no lenders do not download just giving them money for nothing no help these app is useless and their good reviews are the same people from customer service
★★★★ Kenney Self 6/12/2026
POS
★★★★ renee Lucy 6/12/2026 v26.5.1
acts like a cash loan but nope
★★★★ Cecil Waters 6/12/2026 v26.5.1
no good they make you subscribe then it takes to long to get funding. while your waiting on an off you can cancel the loan request or close your account. Stay away
★★★★ Leroy Washington jr 6/11/2026
Did not agree with me !
★★★★ Natalie Rodriguez 6/10/2026 v26.5.1
DON'T USE THIS COMPANY!!! Lenme didn't recognize my bank. I canceled my membership before they took 29 dollars after a full week and a half AFTER I canceled my 3 day trail during the Mother's day weekend. Lenme now won't return my funds. Keep your 29 dollars, Lenme will not recognize your bank or another trick to steal your funds just like they stoled from me! Thank you Google for the refund!!! everyone screenshot their answers to you. and maybe Google will remove Lenme app. it take #s!
★★★★ Linda Gollaher 6/9/2026 v26.5.1
I never get an offer
★★★★ Mitch Rogers 6/7/2026 v26.5.1
Total ripoff. I signed up for it because they had a three day free trial with up to a $200 loan. So, I signed up for it. When I tried getting a loan it wanted me to subscribe again and pay up front. When I tried customer service the robot couldn't answer my questions and kept spitting out the same prompt that had nothing to do with my question. I do NOT recommend it.
★★★★ Betty Anderson 6/6/2026
Have waiting for darn near 6 hours for a $100 dollars to get my car repaired
★★★★ Kelsey Girl 6/5/2026 v26.5.1
not what you think
★★★★ Eric Van Ness 6/5/2026 v26.5.1
waste of time and they charged me $30 twice for subscription
★★★★ Joe 6/4/2026 v26.5.1
sucks
★★★★ jake murray 6/4/2026 v26.5.1
thought it was just one of the small cash advance apps and I guess not...I just wasted 2$ just to send an "application"
★★★★ Kerri Barnhart 6/4/2026 v26.5.1
I literally downloaded this less than 24 hours ago. I have argued with their AI (they say it's a real person; it's not) for the last 2 hours. The issue is that it says I have an external offer. When I try to click on it absolutely nothing happens. And the stupid AI keeps telling me to click on it!! Most AI, at least, is more intuitive than this. It truly is utterly useless.
★★★★ Harold Da Emperor McCann 6/3/2026 v26.5.1
Had me on hold for almost a month trying to get a cash advance. also I signed up for their service and I was promised an instant cash advance but never received it. Going to cancel the service.

+ 15 more in the clipboard copy

Sentiment summary

83%
Positive (4-5★)
5%
Neutral (3★)
12%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.