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Review Insights · Google Play

Mobiles Bezahlen

S-Payment GmbH · 99,658 ratings · ★ 3.5

3.5
★★★★★
99,658 ratings
5 ★
45,996 (46%)
4 ★
7,666 (8%)
3 ★
19,165 (19%)
2 ★
3,833 (4%)
1 ★
22,998 (23%)
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Top complaints - extracted from 37 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"google"
12 negative reviews mention this · 32% of all complaints
★★★★ "it doesn't work, it says to insert the card into the terminal or just another card. I tried in DM and Lidl. I could pay with Google wallet and my other cards just fine. I have a new phone and android." - Pan Vi
2
"nicht"
11 negative reviews mention this · 30% of all complaints
★★★★ "Disease app is so schlecht und macht dich Peinlich berührt, mehr mals wird die btzhalen abgebrochen und nicht fintzunert, aber das legt nicht an mein Handy, weil ich nutze auch google pay und fintzunert immer nur mit Sparkasse app is so sch…" - Mohammed Ajam
3
"wallet"
9 negative reviews mention this · 24% of all complaints
★★★★ "it doesn't work, it says to insert the card into the terminal or just another card. I tried in DM and Lidl. I could pay with Google wallet and my other cards just fine. I have a new phone and android." - Pan Vi
4
"google wallet"
7 negative reviews mention this · 19% of all complaints
★★★★ "it doesn't work, it says to insert the card into the terminal or just another card. I tried in DM and Lidl. I could pay with Google wallet and my other cards just fine. I have a new phone and android." - Pan Vi
5
"sparkasse"
7 negative reviews mention this · 19% of all complaints
★★★★ "Disease app is so schlecht und macht dich Peinlich berührt, mehr mals wird die btzhalen abgebrochen und nicht fintzunert, aber das legt nicht an mein Handy, weil ich nutze auch google pay und fintzunert immer nur mit Sparkasse app is so sch…" - Mohammed Ajam
6
"card"
6 negative reviews mention this · 16% of all complaints
★★★★ "it doesn't work, it says to insert the card into the terminal or just another card. I tried in DM and Lidl. I could pay with Google wallet and my other cards just fine. I have a new phone and android." - Pan Vi
7
"other"
6 negative reviews mention this · 16% of all complaints
★★★★ "it doesn't work, it says to insert the card into the terminal or just another card. I tried in DM and Lidl. I could pay with Google wallet and my other cards just fine. I have a new phone and android." - Pan Vi
8
"work"
5 negative reviews mention this · 14% of all complaints
★★★★ "it doesn't work, it says to insert the card into the terminal or just another card. I tried in DM and Lidl. I could pay with Google wallet and my other cards just fine. I have a new phone and android." - Pan Vi
9
"funktioniert"
5 negative reviews mention this · 14% of all complaints
★★★★ "zahlen in Österreichischen Skigebieten funktioniert nicht zuverlässig" - Michael
10
"wieder"
5 negative reviews mention this · 14% of all complaints
★★★★ "Stürzt auf meinem Nothing Phone 3 leider immer wieder ab." - Shadowcloud Blackscale
11
"doesn"
4 negative reviews mention this · 11% of all complaints
★★★★ "it doesn't work, it says to insert the card into the terminal or just another card. I tried in DM and Lidl. I could pay with Google wallet and my other cards just fine. I have a new phone and android." - Pan Vi
12
"android"
4 negative reviews mention this · 11% of all complaints
★★★★ "it doesn't work, it says to insert the card into the terminal or just another card. I tried in DM and Lidl. I could pay with Google wallet and my other cards just fine. I have a new phone and android." - Pan Vi

📋 All 37 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Pan Vi 5/2/2026 v7.1.1(7110004)
it doesn't work, it says to insert the card into the terminal or just another card. I tried in DM and Lidl. I could pay with Google wallet and my other cards just fine. I have a new phone and android.
★★★★ Mohammed Ajam 4/20/2026 v7.1.1(7110004)
Disease app is so schlecht und macht dich Peinlich berührt, mehr mals wird die btzhalen abgebrochen und nicht fintzunert, aber das legt nicht an mein Handy, weil ich nutze auch google pay und fintzunert immer nur mit Sparkasse app is so schlecht ⛔⚠️
★★★★ Mustafa Sezgin 4/7/2026 v7.1.1(7110004)
It doesnt work it is very bad
★★★★ Teodor Karushkov 4/2/2026 v7.1.1(7110004)
I am experiencing difficulties utilizing the application on my new Samsung Galaxy S26 Ultra. The application either fails to initialize, presenting an error during setup, or, if setup is successful, it subsequently prevents the addition of payment cards. Even the technical support staff at Sparkasse have been unable to resolve this issue. I guess it doesn't support the new Android version and/or devices. This is indeed an unfortunate situation.
★★★★ Daniele Celentano 3/23/2026 v7.1.1(7110004)
warum nicht einfach wallet
★★★★ Radio Texnik 3/22/2026
Всё время платит через это приложение, даже если деактивировать карту, невозможно платить через google pay после установки этого приложения
★★★★ Alexey Budkov 3/20/2026 v7.1.1(7110004)
It just does not work. It always says: insert the card in the card reader or use another one. My other NFC-dependent features work just fine. Useless.
★★★★ Lea Yara Blankenstein 3/19/2026 v7.1.1(7110004)
nicht nutzbar
★★★★ Michael 3/18/2026 v7.1.1(7110004)
zahlen in Österreichischen Skigebieten funktioniert nicht zuverlässig
★★★★ Cătălin Alb 3/14/2026 v7.1.1(7110004)
Usually it doesn't work. Unfortunately you can't add your "EC Karte" to Samsung Wallet since is not Visa or Mastercard.
★★★★ Sayed Sohail Hashemi 3/9/2026 v7.1.1(7110004)
Sparkasse is the worst bank, I'll soon close my account. Its card can't be added to google wallet, Samsung pay etc and yet this mobiles bezahlen is very buggy. I clear data and type all my bank infos at least once in a month because the app suddenly crashes and can't be opened at all. I recommend switching to another bank with some flexibility.
★★★★ Igor Lebedev 1/19/2026 v7.1.1(7110004)
stopped working for no reason, pain to configure, no English language
★★★★ Felix Tantsch 1/12/2026
kein Bedarf
★★★★ Tom 1/10/2026 v7.1.1(7110004)
Hate that this forces you to use your Sparkasse debit and credit card via this app. Open your card up to work with other apps, this is ridiculous
★★★★ Makkura Kurakura 12/12/2025 v7.1.1(7110004)
This litterally never works anymore. Apple Pay plus Haspa is fine but this is just unusable.
★★★★ Sanxchep Sharma 11/9/2025 v7.0.2(7020001)
this didn't require an app, this could have been in google wallet like the other banks who do it. just baiting you to download their app to increase userbase, sad.
★★★★ Vishnu Vijayagopal 11/2/2025 v7.0.2(7020001)
horrible.. complete app is in german. can't find a way to change it. banking apps should offer more language options. worst part is that the guy who I spoke to at the bank told me that all their apps are available le in english. please make all your apps available in english. right now it's unusable. once again. horrible
★★★★ Kamban Loganathan 10/23/2025 v7.0.2(7020001)
It is very difficult to use the application since it doesn't provide an English user Interface. since most of the international students in Germany face these issues. It would be really appreciated if the application provides a user friendly interface.
★★★★ Shadowcloud Blackscale 10/8/2025 v7.0.2(7020001)
Stürzt auf meinem Nothing Phone 3 leider immer wieder ab.
★★★★ Lucy 8/27/2025 v7.0.2(7020001)
Noch ne unnötige App, warum geht nicht Google Pay ? Kein wunder das jeder abhaut !
★★★★ Felix Tantsch 8/25/2025
dont
★★★★ Caroline Lange 8/22/2025 v5.0.0(5000001)
Alle paar Wochen muss ich die App mittlerweile auf meinem Pixel neu installieren, weil sie nicht mehr funktioniert. Man steht an der Kasse und die App ist mal wieder ausgestiegen.
★★★★ Marco Krauss 8/13/2025 v7.0.2(7020001)
app nicht funktional. Erst funktionierte die Zahlung nicht mehr. Bei der Neuinstallation kommt die App nicht in das Internet
★★★★ Ahmad Joonied Basiri 7/19/2025
das geht nicht beim Google pay pay
★★★★ Birsan Thomas 6/29/2025 v7.0.2(7020001)
Long story short, even after installing the 3rd app (this one) in the hope that ill be able to pay with my phone, i still cannot add the card in my google wallet. it forces you to use THIS bs app as default wallet and it doesnt even let you add any other card like Revolut, PayPal and so on. Really really bad experience, 1 star is unfortunately still too much, it is 2025 and i still can not pay with my phone (with a sparkasse card) because of all of the above. Just dont use the bank.. Good luck!
★★★★ R. T. 6/28/2025 v7.0.2(7020001)
Nach langer Wartezeit funktioniert die Version 7.0 neben Google wallet als zweite Methode leider immer noch NICHT. Total unbrauchbar. Nach dem App Update hat das nur einmal funktioniert und nie wieder.
★★★★ Nicholas Opium (NickyKatze) 6/4/2025 v6.3.0(6300001)
Fancy, aber super nervig. Und unausgereift als Softwareprodukt. Warum wird die Musik pausiert, wenn ich an der SB-Kasse bezahle? Die App kapert den Mediastream, selbst wenn Ton und Vibration bei der Bezahlung ausgestellt werden. Absolut unverständlich, wenn man weiß, dass es anders geht und selbst Software entwickelt. Zeit die Bank zu wechseln?
★★★★ Alexej Steblin 5/28/2025 v6.3.0(6300001)
Funktioniert nur in Deutschland, nicht mal im EU-Ausland. Die mir der App verbundene Debitkarte funktioniert aber überall.
★★★★ Bhavesh Doorgah 5/22/2025 v6.3.0(6300001)
no support for Android 16
★★★★ непон 4/30/2025 v6.1.0(6100004)
Рекомендую если вы хотите возвращаться с магазина без еды
★★★★ Jannik Berges 4/29/2025 v2.12.10
Warum gibt es diese app? Es wäre so einfach, wenn die Sparkasse einfach Google pay anbieten würde anstatt wieder eine kack sonderlocke zu haben. edit: Auf dem iPhone wird auch die Hersteller Zahlungsapp verwendet. Nennt doch mal einen vernünftigen Grund, warum ihr da bei Google so komisch seid
★★★★★ Artan Usein 5/1/2026 v7.1.1(7110004)
is there no english menu in the app?
★★★★★ Aboodi 3/28/2026 v7.1.1(7110004)
Just give us the option to add our cards to google wallet please..
★★★★★ Markos Pagonis 2/28/2026 v7.1.1(7110004)
Pretty good app but a lot of bugs for Google Pixel users i don't know about other Android devices. It would be better if we could have it on our Google wallet so we can manage it better Sent an email and a week later no response
★★★★★ Tim Papenhausen 8/11/2025 v7.0.2(7020001)
Sehr funktionale und schöne App. Funktioniert einwandfrei. Ein Problem was nun seit Jahren besteht, es gibt keine Compainion App für die Smartwatch. Generell wird von der Sparkasse nur Apple Pay für die Watches angeboten. Diese wäre noch eine schöne Erweiterung der Zahlungsmöglichkeiten. EDIT: Meine Grundlegende Aussage über did App bleibt die gleiche. Allerdings hat sich seit 16 Monaten immernoch nichts an der Tatsache geändert das es keine Compainion App gibt.
★★★★★ Ceana of the Crags 6/17/2025 v6.3.0(6300001)
Have to verify at odd and inconvenient times. I already unlocked the mobile with my fingerprint. After verifying, the readers need nearly 1-1 1/2 minutes still to read the card. Without verification, it is read quickly.
★★★★★ Christoph Kisfeld 6/6/2025 v6.3.0(6300001)
Ich habe nur "Wichtige" Benachrichtigungen eingeschaltet aber bekomme trotzdem hin und wieder Werbe-Benachrichtigungen wie "Wussten Sie schon ..." oder Feiertagsgrüße Nachtrag: Heute konnte ich plötzlich nicht bezahlen, da ich erst neuen Lizenz- und Nutzungsbedingungen zustimmen musste. Genau für sowas wäre eine vorherige Benachrichtigung gut gewesen. Die 9-Seitigen Bedingungen öffnen sich in einer Ansicht, in der Text sehr klein und unhandlich formatiert ist, Unterschiede nicht hervorgehoben.

Sentiment summary

54%
Positive (4-5★)
19%
Neutral (3★)
27%
Negative (1-2★)

⚠ Mostly positive but real complaints exist - opportunity if you fix the top 2-3 issues.