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Review Insights · Google Play

NatWest Mobile Banking

National Westminster Bank Public Limited Company · 529,136 ratings · ★ 4.8

4.8
★★★★★
529,136 ratings
5 ★
460,311 (87%)
4 ★
58,463 (11%)
3 ★
4,810 (1%)
2 ★
0 (0%)
1 ★
4,810 (1%)
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Top complaints - extracted from 31 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"update"
6 negative reviews mention this · 19% of all complaints
★★★★ "the latest update moved everything and is no longer intuitive. also regularly down "for maintenance". they really need to learn the phrase, if it isn't broke don't fix it" - Not Saying
2
"account"
6 negative reviews mention this · 19% of all complaints
★★★★ "I find this website awkward and I am looking to close the account far better cards to chose from" - Tricia Field-Riley
3
"transfer"
5 negative reviews mention this · 16% of all complaints
★★★★★ "Good but some aspects are non functional. I couldn't do a credit card balance transfer in the app despite this being advertised. It just kept failing and saying something has gone wrong.The help facility is also rubbish. I had a notificatio…" - Ian Clark
4
"change"
5 negative reviews mention this · 16% of all complaints
★★★★ "absolute nightmare to sign in, even bigger nightmare to navigate the account information or change anything.." - Lee Avery
5
"cannot"
4 negative reviews mention this · 13% of all complaints
★★★★ "cannot click anything in the apply saving screen. update 25 Jun - thx for ur kind response without resolution. Since I cannot apply for saving from the app, I already moved my fund to other bank." - Angus Chung
6
"banking"
4 negative reviews mention this · 13% of all complaints
★★★★★ "Still the best banking app in my view, although it is consistently let down by the Credit Card transactions which seem to update randomly. Could be a few minutes or a day or so before the credit card balance updates. Even then, transactions…" - A Google user

📋 All 31 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Not Saying 6/25/2026 v07.67.0000.31083.0
the latest update moved everything and is no longer intuitive. also regularly down "for maintenance". they really need to learn the phrase, if it isn't broke don't fix it
★★★★ Tricia Field-Riley 6/25/2026 v07.67.0000.31083.0
I find this website awkward and I am looking to close the account far better cards to chose from
★★★★ Angus Chung 6/25/2026 v07.67.0000.31083.0
cannot click anything in the apply saving screen. update 25 Jun - thx for ur kind response without resolution. Since I cannot apply for saving from the app, I already moved my fund to other bank.
★★★★ Andy Alexander 6/25/2026 v07.67.0000.31083.0
who's idea was it to make the app even more complex than before? I used to be able to just go into an account I wanted and then transfer from this account to anywhere else. Now it's really awkward and not that easy to work out. Why keep changing the app that worked perfectly already? Yes it sounds easy for you - but then it was you that made it. Us customers just want easy convenience. Don't turn this app into a Crapp!
★★★★ Danger Mouse 6/25/2026 v07.67.0000.31083.0
doesn't link to payments properly when paying online
★★★★ Lee Avery 6/24/2026 v07.67.0000.31083.0
absolute nightmare to sign in, even bigger nightmare to navigate the account information or change anything..
★★★★ Juha Hemminki 6/24/2026 v07.67.0000.31083.0
can't find how to change direct debit
★★★★ Barry Dale 6/24/2026 v07.67.0000.31083.0
terrible UI especially when logging in making the app almost impossible to use
★★★★ Joanne Grew 6/23/2026 v07.67.0000.31083.0
hate this app ,constantly changing the app ,the t&c , am ready to delete it at this point
★★★★ Steve Mcdermott 6/23/2026 v07.67.0000.31083.0
it logs me out of app when I try and make a payment, been like this for a few days.very anoying.
★★★★ Thomas Farrie 6/23/2026 v07.67.0000.31083.0
Constantly trying to push digital ID and surveilance features
★★★★ Sophie Stevens 6/22/2026 v07.67.0000.31083.0
Used to be a good app, easy to use and obvious functions to do anything you would need a banking app for. My biggest issue and headache is the constant change in visual layouts and location of functions. For example this year alone the transfer money option has moved at least twice to a new place. Don't break what doesn't need fixing.
★★★★ Natalia B 6/22/2026 v07.67.0000.31083.0
useless NatWest keep lying to me. I was the one who first told you about my local branch "supposedly"closing just a couple of weeks after they told me they were definitely NOT CLOSING NOT HAPPY ABOUT IT AND THE LIES STILL WAITING FOR CALL BACKS AND A AGAIN A "SUPPOSEDLY NATWEST COLLEGE A MALE OVER THE PHONE LIED AND TRIED TO SCAM ME SERIOUSLY PLEASE CALL ME ASAP I'M STILL WAITING
★★★★ Ronaldo Nicolaico 6/22/2026 v07.67.0000.31083.0
And now the rewards benefits cannot be accessed via app. 👏👏👏
★★★★ John Gilbert 6/21/2026 v07.67.0000.31083.0
Useless App. Logged into manage a mortgage and repeatedly sent around in a circle having to login multiple times, just to be told to log in again to view the deals. Never did manage to see any of the offers. Will have to take my mortgage elsewhere.
★★★★ Bronwen Farnell 6/20/2026 v07.67.0000.31083.0
Latest update has made this app absolutely unusable. There were already too many steps to make a transfer to another account or person but now it's so unintuitive. When clicking on an account to do a payment or transfer, you would expect that to be the account that you would be transferingfrom, but now for some reason it prepopulates that field with a random account which is incredibly frustrating. I have to quit the whole transaction and start again or go though about 7 clicks to change it back
★★★★ Billy Baggott 6/20/2026 v07.67.0000.31083.0
ai and facial scans
★★★★ Dom 6/20/2026 v07.67.0000.31083.0
For this whole system seems purposefully complicated.
★★★★ ccsonicee 6/20/2026 v07.67.0000.31083.0
terrible
★★★★ Chris Beswick 6/19/2026 v07.67.0000.31083.0
Just updated the App, it's now very slow, very confusing, trying to speak to Cora is absolutely awful. Unable to understand simple instructions and little or no help, will have to go into the branch and speak to real people with real customer service, come on Nat West, get it sorted!!
★★★★ Tobias Wilson 6/18/2026 v07.67.0000.31083.0
New update is awful, so much harder to transfer money around than before. Please change this back as I keep forgetting to now change the account and having to click more times than before....
★★★★ Liam O'Mahoney-Clay 6/18/2026 v07.67.0000.31083.0
pop-up for review when I'm banking, instant 1*
★★★★ Max Colledge 6/18/2026 v07.67.0000.31083.0
sends marketing push notifications and you cannot disable them
★★★★ Andrew Ramshall 6/17/2026 v07.66.0000.28954.0
do NOT organise this system ! I do not require or wish to have the system! if l require l will personally contact the bank!
★★★★ M 6/17/2026 v07.66.0000.28954.0
I have no words for how much I hate this bank. I cannot wait to leave them. I HATE THIS BANK
★★★★ Elmo Christos Mazanis 6/17/2026 v07.66.0000.28954.0
instructions to register if you only have a mortgage didn't work. I had to do it via the browser after spending half an hour searching. then it says click available deals and sends you to a page with a link to the app which is circular! shocking!
★★★★★ Ian Clark 6/25/2026
Good but some aspects are non functional. I couldn't do a credit card balance transfer in the app despite this being advertised. It just kept failing and saying something has gone wrong.The help facility is also rubbish. I had a notification to say I had a message about my query to do with the balance transfer but couldn't find the answer anywhere. This app needs a secure messaging facility and a bit of tender loving care ASAP.
★★★★★ A Google user 6/24/2026 v2.1.29.01
Still the best banking app in my view, although it is consistently let down by the Credit Card transactions which seem to update randomly. Could be a few minutes or a day or so before the credit card balance updates. Even then, transactions are often not displayed and will suddenly appear a day or two later. Unfortunately, thats such an issue for me along with the lack of obvious reporting, I'm marking it down 3 stars.
★★★★★ George Tsonev 6/22/2026 v07.67.0000.31083.0
Since the last update, transferring money from one account to another has become really confusing, even impossible to do so...
★★★★★ Konnie Rogers 6/18/2026 v07.67.0000.31083.0
for some reason the app won't open at all even just shows the load screen then closes the app very annoying
★★★★★ David 6/18/2026
205MB is a very large size for an app which does very little. Must have padding to slow down installations. Policy is not to be in a public place with installed banking apps.

Sentiment summary

98%
Positive (4-5★)
1%
Neutral (3★)
1%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.