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nib

nib Health · 13,065 ratings · ★ 4.3

4.3
★★★★★
13,065 ratings
5 ★
9,115 (70%)
4 ★
1,519 (12%)
3 ★
303 (2%)
2 ★
0 (0%)
1 ★
1,519 (12%)
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Top complaints - extracted from 50 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"slow"
5 negative reviews mention this · 10% of all complaints
★★★★★ "Every time the app updates, I have to log in again. The login process is slow, and if there is no reception where I am at the time, well too bad. I get caught out way too often. The app is slow to respond in general on a Galaxy S23 which is…" - Shane Martin
2
"doesn"
5 negative reviews mention this · 10% of all complaints
★★★★ "useless doesnt cover anything that you would need, better off saving your money and covering yourself." - lachlan crow

📋 All 50 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Phil Woodings 4/18/2026 v16.21.0
can't log in
★★★★ David Mcgargill 4/16/2026 v16.20.0
very poor with advice when you need it.
★★★★ lachlan crow 3/29/2026 v16.20.0
useless doesnt cover anything that you would need, better off saving your money and covering yourself.
★★★★ Wanda Dolahenty 3/25/2026 v16.20.0
This app is terrible i cannot even log into it it gives me a three digital no's and I still cannot get in to it, it is so frustrating just fix this
★★★★ Roland Elliott 2/23/2026 v16.17.0
cannot log in, never worked for me.
★★★★ Dave 2/13/2026 v16.4.0
app doesn't open
★★★★ Hemant Daya 1/28/2026 v16.15.0
not very intuitive
★★★★ Gary Em 12/31/2025 v16.5.0
changed phones, got stuck in verification code and 2FA loop including verification codes that never arrived (not in spam). got in after trying 10 times over 2 days. so frustrating
★★★★ Michael Monahan 12/20/2025 v16.14.0
not working
★★★★ Hugh Cameron 12/10/2025 v16.13.0
dreadful, i received an email saying my son was no longer covered (when he finished his studies), when i had rung the to make sure he was
★★★★ Sue Roberts magsue@iinet.net.au 12/6/2025 v16.13.0
I just want the health app NOT the travel and it says switch products but you can't do it. It is doing my head in. How hard can it be?
★★★★ Anthony 12/4/2025 v16.4.0
doesn't work when you need it to
★★★★ Michael Budd 12/3/2025 v16.13.0
Not easy to see individual balances, also so bloody expensive even after being with them over 25 years. There should be a no claim bonus or years served bonus.
★★★★ keivan kashani manesh 12/3/2025 v16.12.0
when you need this app in a place such as hospital, it has a lot of problems and so slow.
★★★★ doctor Mario 11/22/2025 v10.1.1
how can I log? really
★★★★ Piano Windsor (Windsor Family Pianists) 11/6/2025 v16.8.0
cant log in repeatedly. the screen says something is wrong. so I can't use the app :(
★★★★ Erin Das 11/5/2025
ever since the latest update it directs you to a website and tries to make you sign in with a sms code and it doesn't work!!
★★★★ Stuart Mcallister 10/25/2025 v16.8.0
app is hsrd to use snd clunky
★★★★ Andrew Lower 10/13/2025 v16.9.0
Had to wait the 2 months even though I had insurance with BUPA. what a joke!
★★★★ Joel Nenadovich 10/3/2025 v16.8.0
Terrible. If you have an apple you can easily add your digital NIB card, but Android doesn't give you the option. Unacceptable.
★★★★ Simon Schmidt 7/28/2025 v16.3.0
apparently I have insufficient funds in my account (news to me and my bank) so now I'm on this app stuffing around trying to sort it out. trust me when I say I have better things to be doing!
★★★★ Stephen Fulton 7/26/2025 v16.3.0
use to be brilliant, now can't even log in.
★★★★ Cameron McRae 7/16/2025 v16.3.0
the app won't open - bad time to ask for my thoughts
★★★★ Cheryl Cameron 6/17/2025 v16.0.0
can't make it work
★★★★ Damien Rodgers 6/16/2025 v15.6.0
Hard to use and navigate Hard to log in
★★★★ Natalya Bird 6/5/2025 v16.0.0
unable to login after changing last name on call with support , help from support not forthcoming :(
★★★★ Raphael Cutler 6/3/2025 v15.6.0
does what NIB wants, not the customer. As bad as the Banks
★★★★ Swarat G Nag 6/2/2025 v14.7.0
Payment Receipt cannot be accessed. That is a minimum customer need for someone who pays month on month.
★★★★ S DSchtra 5/23/2025
Every time I tried to sign in this app. It took me back to the beginning. So frustrating 😫
★★★★ Mick Slaughter 5/5/2025 v15.4.0
Up to 10 days for a claim... yeah, nah
★★★★ Misha Xie 4/11/2025
useless laggy app, notifications regarding account dues are sporadic.
★★★★ Kihm Schafft 4/3/2025 v15.2.0
Put the claim card on the main screen trying to claim and the card is in a menu and hard to find? where's the good user experience? the home screen is busy now and full of jargon. update: I'm not sitting here chatting to a bot that doesn't understand me. Please tell your developers to simply add the membership card to the home screen. It's simple. I don't want to stand at the dentist with my whole family trying to find a membership card. The app was better before and now over complicated.
★★★★ Damon Rowling 3/27/2025 v15.1.0
terrible
★★★★ G Jordan 3/10/2025 v15.0.0
slow to transfer and charging to my account for 2 months!
★★★★ Samuel Lee 2/11/2025 v14.12.0
like every other health insurance, the price goes up and it covers less ($750 went down to $600) there's nothing people can do about it since the competition is also getting worse higher ups will gladly kill humans for more money
★★★★ Admin Accounts 2/3/2025 v14.12.0
65% refund ? never 20% the most direct to obudsman looking at yearly expenses it's actual would've been cheaper if you have no insurance 600 month? it a dodgy business seriously requires an audit by ATO ...false advertising Consumer Protection #ACCC
★★★★★ colin Bramich 5/6/2026 v16.22.0
Taken 6 weeks to get Membership cards still haven't received?
★★★★★ Mary-Anne Jack 4/20/2026 v16.21.0
The authentication stopped working so I can't log in
★★★★★ Shane Martin 3/31/2026 v16.20.0
Every time the app updates, I have to log in again. The login process is slow, and if there is no reception where I am at the time, well too bad. I get caught out way too often. The app is slow to respond in general on a Galaxy S23 which is not old enough for the drama this app causes. Do better.
★★★★★ Shyam Shankar 3/21/2026 v16.18.0
very slow app..keeps spinning
★★★★★ Rachel Hull 2/25/2026 v16.17.0
sign in is clunky
★★★★★ George Jetsun 2/24/2026 v16.17.0
Problem is two factor authentication being forced on users, yet another buggy useless app created by folks that don't understand cyber. You have to verify via email then via phone. Like most of these companies the NIB apps sucks. Switching health insurer to one with less rigmarole. NIB used to be good. Now it's the same as the rest. Still good on claims for extras, but this rating is for the unnecessary steps that don't make you more secure in practice.
★★★★★ Marie Kelly 1/27/2026 v16.15.0
full of irrelvant information. try to find a practitioner and most of the ones on their list left the organisation. their lists are so out of date
★★★★★ Nam Vu 12/30/2025 v16.14.0
the app is hard to use. Can't order physical card, finding providers in regional is very difficult, it shows somewhere in SA while I searched for providers in NSW.
★★★★★ Rohan s 12/8/2025 v16.13.0
slow
★★★★★ Steff Brown 9/30/2025 v16.8.0
The app is so damn glitchy and buggy it's actually unusable. The last few times I've gone to use the app it hasn't worked. Uninstalling and reinstalling does nothing. I never used to have any issues with the app but now I can't even access any part of the app.
★★★★★ Tony Watkinson 6/28/2025 v16.1.0
ok
★★★★★ Jeanne Appleton 6/26/2025 v14.1.0
I just want to make a periodontal claim but that option is not showing
★★★★★ Allyssa Allen 4/3/2025 v15.2.0
should be allowed to cancel your payment plan through the app if you can't afford it anymore, instead of having to go through the hassle of calling
★★★★★ Mitch 2/2/2025 v14.12.0
Let me use my password! Staring at the app for a minute and then leaving it to open email and refresh until it drops then copy and paste is a terrible experience when my password manager is right there ready with my password. This is not what email is for

Sentiment summary

81%
Positive (4-5★)
7%
Neutral (3★)
12%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.