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Review Insights · Google Play

PayRupik Instant Personal Loan

Sayyam Investments Pvt Ltd · 2,351,070 ratings · ★ 4.1

4.1
★★★★★
2,351,070 ratings
5 ★
1,638,624 (70%)
4 ★
213,733 (9%)
3 ★
0 (0%)
2 ★
0 (0%)
1 ★
498,711 (21%)
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Top complaints - extracted from 23 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"loan"
10 negative reviews mention this · 43% of all complaints
★★★★ "worst loan app I applied for 5000 loan amount but I got in my account only 3760 and now to returnable amount is 7980 taking 80 to 90% interest. don't use @playstore just stop these kind of fake apps." - HR SAUMYA
2
"interest"
8 negative reviews mention this · 35% of all complaints
★★★★ "worst loan app I applied for 5000 loan amount but I got in my account only 3760 and now to returnable amount is 7980 taking 80 to 90% interest. don't use @playstore just stop these kind of fake apps." - HR SAUMYA
3
"payment"
4 negative reviews mention this · 17% of all complaints
★★★★ "good app, but heavy interest rate and repayment option only 30 days or 60 days 🤔 this view is very bad" - shekhar shekhar
4
"loans"
3 negative reviews mention this · 13% of all complaints
★★★★ "I'm just looking at the most valuable spam loan app, which is completely spam, like no other app. I've taken out loans and paid them back on time seven times, but after three attempts, I haven't been able to get loans without a conclusion, …" - Pradeesh Janardhan
5
"times"
3 negative reviews mention this · 13% of all complaints
★★★★ "I'm just looking at the most valuable spam loan app, which is completely spam, like no other app. I've taken out loans and paid them back on time seven times, but after three attempts, I haven't been able to get loans without a conclusion, …" - Pradeesh Janardhan
6
"download"
3 negative reviews mention this · 13% of all complaints
★★★★ "I'm just looking at the most valuable spam loan app, which is completely spam, like no other app. I've taken out loans and paid them back on time seven times, but after three attempts, I haven't been able to get loans without a conclusion, …" - Pradeesh Janardhan
7
"rate"
3 negative reviews mention this · 13% of all complaints
★★★★ "I'm just looking at the most valuable spam loan app, which is completely spam, like no other app. I've taken out loans and paid them back on time seven times, but after three attempts, I haven't been able to get loans without a conclusion, …" - Pradeesh Janardhan
8
"interest rate"
3 negative reviews mention this · 13% of all complaints
★★★★ "I'm just looking at the most valuable spam loan app, which is completely spam, like no other app. I've taken out loans and paid them back on time seven times, but after three attempts, I haven't been able to get loans without a conclusion, …" - Pradeesh Janardhan
9
"days"
3 negative reviews mention this · 13% of all complaints
★★★★ "good app, but heavy interest rate and repayment option only 30 days or 60 days 🤔 this view is very bad" - shekhar shekhar

📋 All 23 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Akbar Alis 5/8/2026
farji appp froude app faltu chor slay 1000 dekay 2000 lathay inloha harame salay
★★★★ Ashwini Chavhan 5/8/2026 v2.9.9
okay
★★★★ Raja Hait 5/8/2026 v2.9.9
varu bad
★★★★ HR SAUMYA 5/8/2026 v2.9.9
worst loan app I applied for 5000 loan amount but I got in my account only 3760 and now to returnable amount is 7980 taking 80 to 90% interest. don't use @playstore just stop these kind of fake apps.
★★★★ Chandan Kumar 5/8/2026 v2.9.6
dacoit application.
★★★★ Pradeesh Janardhan 5/8/2026
I'm just looking at the most valuable spam loan app, which is completely spam, like no other app. I've taken out loans and paid them back on time seven times, but after three attempts, I haven't been able to get loans without a conclusion, even though my credit score is good. Other apps have given me loans with lower interest rates. I strongly advise others not to download this app.
★★★★ Abumaruthampara Abu 5/8/2026 v2.9.9
froud app 3yer 6month no chans loan complete cheeting. no download app 59 chans rejected payRupik.app fraud app interest rate 40% play store delete complant okay iam RBI cot complaint options ready 1930 call see all complant
★★★★ ranjan Mohapatra 5/8/2026
very high interest loans, 30-35% ,try this if no other sources available,otherwise don't take, they will start calling 100times and will harass you if due date comes close ,
★★★★ entertainment Thoke 5/8/2026
no one download this app
★★★★ shekhar shekhar 5/8/2026 v2.9.9
good app, but heavy interest rate and repayment option only 30 days or 60 days 🤔 this view is very bad
★★★★ Dharanish Gunda 5/8/2026
Ford app.. first 1 or 2 times it's use...but ofter repayment done..they will block our account..they will not give loan again...its a scam app.
★★★★ Karishma Kumari 5/8/2026 v2.9.9
frod loan aap
★★★★ Grim Reaper 5/8/2026
very bad customer service
★★★★ Shreyas Javalakar 5/8/2026 v2.9.0
worst experience, because it takes more interest according to RBI guidelines. don't install this app. It's my personal experience I am sharing with you all don't take their loans. Fake PayRupik app😌. You can't find because you taken 15 days loan intrest rate illegally and how you find. when you are fraud than how it is find you... please be aware of more interest rate apps and it takes 15days intrest
★★★★ Santhoshi Dasari 5/8/2026 v2.9.9
very very too much interest
★★★★ Rajkumar Sah 5/8/2026 v2.9.9
low amount
★★★★ Satyam Kumar 5/8/2026 v2.9.9
app doesn't work during payment time. scam app to charge you overdue. extremely high interest as well.
★★★★ Priya 5/8/2026 v2.9.9
worst app dont ever trust this app i paid full payment but dey rejected my loan dont ever trust this app
★★★★ DHANANJAY KUMAR YADAV 5/8/2026
don't want to take.loan
★★★★ Karan Kumar 5/8/2026
good
★★★★ Hemlata Artani 5/8/2026 v2.9.9
My bad experience I have done 2 times loan payment still my case not resolved it has been days customer care team denying for payment. till now my issue not resolved
★★★★★ Faisal Chand 5/8/2026 v2.9.9
it's very good for students
★★★★★ Sanatomba Soraisam 5/8/2026 v2.9.9
why this loan app is only two terms payment method? two months payment method. please increase number of months for payment.

Sentiment summary

79%
Positive (4-5★)
0%
Neutral (3★)
21%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.