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Paytm: Secure UPI Payments

Paytm - One97 Communications Ltd. · 23,600,118 ratings · ★ 4.8

4.8
★★★★★
23,600,118 ratings
5 ★
20,820,905 (88%)
4 ★
1,671,822 (7%)
3 ★
304,589 (1%)
2 ★
156,036 (1%)
1 ★
646,438 (3%)
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Top complaints - extracted from 30 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"payment"
9 negative reviews mention this · 30% of all complaints
★★★★ "worst update which has made every customer switch to other payment applications. The update is not letting me open application and not even for payments." - Dr. Niharida Bhalekar
2
"paytm"
8 negative reviews mention this · 27% of all complaints
★★★★ "my paytm account is blocked I contacted to customer care but no use of calling this very worst service from paytm agents.. I tried so many ways to unblock it but not happening I request to paytm group to help me to unblock my account" - Jagan Jagan naik
3
"received"
5 negative reviews mention this · 17% of all complaints
★★★★ "I am very very disappointed. I have send money my another account but amount debited from account, not received to account. but Payment status successful. very very disappointed." - Pradeep Rengappa
4
"help"
4 negative reviews mention this · 13% of all complaints
★★★★ "my paytm account is blocked I contacted to customer care but no use of calling this very worst service from paytm agents.. I tried so many ways to unblock it but not happening I request to paytm group to help me to unblock my account" - Jagan Jagan naik
5
"device"
4 negative reviews mention this · 13% of all complaints
★★★★★ ""device enrollment not correct" problem not working in my mobile" - Prapulchandra Patil
6
"detected"
4 negative reviews mention this · 13% of all complaints
★★★★ "The app shows a miscellaneous app detected but I am not installed any third party app on my phone afte latest update it shows" - Shivam Chaurasiya
7
"while"
4 negative reviews mention this · 13% of all complaints
★★★★ "They show ₹50 cashback on every app while making payment with paytm UPI never Received any cashback😡😡😡. Fraud App. Beaware my friends." - Aravind Saji
8
"update"
3 negative reviews mention this · 10% of all complaints
★★★★ "worst update which has made every customer switch to other payment applications. The update is not letting me open application and not even for payments." - Dr. Niharida Bhalekar
9
"customer"
3 negative reviews mention this · 10% of all complaints
★★★★ "worst update which has made every customer switch to other payment applications. The update is not letting me open application and not even for payments." - Dr. Niharida Bhalekar
10
"account"
3 negative reviews mention this · 10% of all complaints
★★★★ "my paytm account is blocked I contacted to customer care but no use of calling this very worst service from paytm agents.. I tried so many ways to unblock it but not happening I request to paytm group to help me to unblock my account" - Jagan Jagan naik
11
"money"
3 negative reviews mention this · 10% of all complaints
★★★★ "I am very very disappointed. I have send money my another account but amount debited from account, not received to account. but Payment status successful. very very disappointed." - Pradeep Rengappa
12
"problem"
3 negative reviews mention this · 10% of all complaints
★★★★★ ""device enrollment not correct" problem not working in my mobile" - Prapulchandra Patil

📋 All 30 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Ajay Choudhary 5/9/2026 v10.78.0
ok
★★★★ Ruby 5/9/2026
खाता
★★★★ Dr. Niharida Bhalekar 5/9/2026 v10.79.1
worst update which has made every customer switch to other payment applications. The update is not letting me open application and not even for payments.
★★★★ Jagan Jagan naik 5/9/2026 v10.76.2
my paytm account is blocked I contacted to customer care but no use of calling this very worst service from paytm agents.. I tried so many ways to unblock it but not happening I request to paytm group to help me to unblock my account
★★★★ Pradeep Rengappa 5/9/2026
I am very very disappointed. I have send money my another account but amount debited from account, not received to account. but Payment status successful. very very disappointed.
★★★★ Paretosh Saklani 5/9/2026 v10.79.1
The shittiest upi payment app it never reads my otp. there is no way to get in direct touch with the customer care person. Now my money is stuck inside the app.
★★★★ Raja Prasath 5/9/2026
bad
★★★★ Shivam Chaurasiya 5/9/2026
The app shows a miscellaneous app detected but I am not installed any third party app on my phone afte latest update it shows
★★★★ Rehana Taj 5/9/2026 v10.79.1
I pay payment
★★★★ Aravind Saji 5/9/2026 v10.79.1
They show ₹50 cashback on every app while making payment with paytm UPI never Received any cashback😡😡😡. Fraud App. Beaware my friends.
★★★★ Bittu Kumar 5/9/2026 v10.78.0
Everytime offer shows for cashback on different platform but after payment no cashback received from any source.
★★★★ Akash Nair 5/9/2026
App closes saying "rooted phone detected", but my phone is not rooted. It's a Galaxy S25 Ultra.
★★★★ Ananthu Freakzzz 5/9/2026
very fraud app . I order a product in flipkart and they shows that get 50 rs Cash back while using this paytm app. but this app didn't give cash back. don't trust this app
★★★★ Vishwa Pratap Singh 5/9/2026
I pay 4500 rs my electricity bill by this app my amout is deducted but not reflected in my electricity bill i call to paytm help line they told payment is done ask your electricity providers. I go to UPPCL office they told we are not received any payment talk to paytm. very poor aap don't use it
★★★★ Kamlesh Panchal 5/9/2026 v10.76.2
I can't Rifand
★★★★ Ronak 5/9/2026
I'm facing malicious app detected problem i did everything to fix the problem but nothing happened
★★★★ Krishanu Das 5/9/2026 v10.78.0
very Bad experience 😞😔, my money is cutting this app, last transaction is 2000 rupees, but this app cutting it's 450 rupees above in one time
★★★★ Kuldeep Pal 5/9/2026 v10.64.1
hello everyone my self Kuldeep I'm using paytm several six months and suddenly one thing happened with me yesterday I received five hundred rupees and today nine hundred and eighty rupees which total comes one thousand four hundred eighty rupees but then I check my balance they show me one thousand and one hundred and eight rupees so I recommend you to don't use paytm use Google pay this app is hundred percent safe
★★★★ vikas arora 5/9/2026 v10.79.0
it's showed me the rooted device and mai login nhi kar pa rha Paytm me version 10.79.0 of your apk showed me rooted device os version PD2112F_Ex_A_8.77.13 paytm version 10.79.0 mobile handset model vivo y72 5g
★★★★ Ramesh Prajapati 5/9/2026 v10.79.0
@Paytmcare I am unable to log in to my Paytm Payments Bank account. Around ₹30,000 is deposited in FD in my account, and I urgently need access to it. Please help me restore access to my account and resolve this issue as soon as possible. #Paytm #PaytmPaymentsBank #HelpNeeded
★★★★ arvind sharma 5/9/2026 v10.79.1
Did not get the refund my 5100 rs after cancelling the railway ticket. Much time has already passed. Your AI assistant knows nothing.
★★★★ Mskh 5/9/2026
froud not give cashback only voucher
★★★★ susheel kumar 5/9/2026 v10.79.1
My fixed deposit balance is not showing and also unable to withdraw. There is no any help available for this since last 15 days please help me with this concern
★★★★ Prateek Agrawal 5/9/2026 v10.79.1
why does your developer make a roll update while they are half drunk. new update gives "Warning [61009] Book linde Malicious application detected. Please uninstall it and restart the device." doesn't even tell the name, no developer option, usb debugging or unlocked bootloader, play protect is green, non rooted device no vpn when wt# is this problem
★★★★ Karan Nuruti 5/9/2026 v10.62.1
Paytm bahut achha upi hai our isme jaldi payment ho jata hai
★★★★ GADDE RAMANA 5/9/2026 v10.7.0
In device this app is getting crashing while opening the app, can you suggest me something needful, this is not the third party app right?
★★★★ Santhosh T 5/9/2026 v10.79.1
🙏
★★★★★ Prapulchandra Patil 5/9/2026 v10.79.1
"device enrollment not correct" problem not working in my mobile
★★★★★ vishal vishal 5/9/2026 v10.79.1
no Wark
★★★★★ Mohit Yadav 5/9/2026
slow payment

Sentiment summary

95%
Positive (4-5★)
1%
Neutral (3★)
3%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.