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PC Financial Mobile

PC Bank · 52,878 ratings · ★ 4.2

4.2
★★★★★
52,878 ratings
5 ★
34,412 (65%)
4 ★
10,072 (19%)
3 ★
1,678 (3%)
2 ★
0 (0%)
1 ★
6,714 (13%)
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Top complaints - extracted from 79 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"been"
16 negative reviews mention this · 20% of all complaints
★★★★ "update: I am still trying to edit personal info regularly and always gets oops something went wrong at our end message so I haven't been able to update my phone number for *years* and years." - Loris Mirella
2
"system"
11 negative reviews mention this · 14% of all complaints
★★★★ "Edit: 3 months later still no update. Even WORST can't connect to the app anymore even after reinstall.Can't believe they let it go like that Was great till it wasn't. Can't connect to the app anymore. Need to uninstall and reinstall EACH t…" - Andree Aubin
3
"customer"
10 negative reviews mention this · 13% of all complaints
★★★★★ "NO offers for whole foods instead of junk would be nice. in the offers section or deep sale days... a real deal not your BS would be nice as a customer... and food store deals not Shopper's. everything there is 30% overpriced... stop promot…" - Tim Vulker
4
"uninstall"
10 negative reviews mention this · 13% of all complaints
★★★★ "Edit: 3 months later still no update. Even WORST can't connect to the app anymore even after reinstall.Can't believe they let it go like that Was great till it wasn't. Can't connect to the app anymore. Need to uninstall and reinstall EACH t…" - Andree Aubin
5
"update"
9 negative reviews mention this · 11% of all complaints
★★★★ "update: I am still trying to edit personal info regularly and always gets oops something went wrong at our end message so I haven't been able to update my phone number for *years* and years." - Loris Mirella
6
"months"
9 negative reviews mention this · 11% of all complaints
★★★★ "Edit: 3 months later still no update. Even WORST can't connect to the app anymore even after reinstall.Can't believe they let it go like that Was great till it wasn't. Can't connect to the app anymore. Need to uninstall and reinstall EACH t…" - Andree Aubin
7
"unavailable"
8 negative reviews mention this · 10% of all complaints
★★★★ "Edit: 3 months later still no update. Even WORST can't connect to the app anymore even after reinstall.Can't believe they let it go like that Was great till it wasn't. Can't connect to the app anymore. Need to uninstall and reinstall EACH t…" - Andree Aubin
8
"minutes"
8 negative reviews mention this · 10% of all complaints
★★★★ "Edit: 3 months later still no update. Even WORST can't connect to the app anymore even after reinstall.Can't believe they let it go like that Was great till it wasn't. Can't connect to the app anymore. Need to uninstall and reinstall EACH t…" - Andree Aubin
9
"since"
8 negative reviews mention this · 10% of all complaints
★★★★ "I have charges on this account that are not mine. I reported this some time ago and you closed my account and sent me a new card. after trying to contact you, it waiting for nearly an hour on line listening to you telling me my call was imp…" - Kenneth LeBlanc
10
"work"
8 negative reviews mention this · 10% of all complaints
★★★★ "Fix your sign ins on this app! Everyone got biologic sensors working already 🤯" - Ari Taj
11
"money"
8 negative reviews mention this · 10% of all complaints
★★★★ "Honestly am thinking of terminating the contract, from start till now it hasn't opened (the app) not to talk of making use of the money. Firstly, i expected a high amount but was approved way below my expectations. I have tried severally to…" - Chukwu Uche Innocent
12
"doesn"
8 negative reviews mention this · 10% of all complaints
★★★★ "App always force closes after logging in, uninstalling and reinstalling doesn't work." - Audrey

📋 All 79 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Kevin 5/8/2026
don't get this card
★★★★ Loris Mirella 5/6/2026 v4.57.0
update: I am still trying to edit personal info regularly and always gets oops something went wrong at our end message so I haven't been able to update my phone number for *years* and years.
★★★★ Ari Taj 5/3/2026 v4.57.0
Fix your sign ins on this app! Everyone got biologic sensors working already 🤯
★★★★ Wesley Bougie 5/2/2026 v4.57.0
horrible. it's security won't text to my phone number. I've wasted 3 to 4 hours trying to fix it ..I give up..
★★★★ Andree Aubin 4/29/2026 v4.56.0
Edit: 3 months later still no update. Even WORST can't connect to the app anymore even after reinstall.Can't believe they let it go like that Was great till it wasn't. Can't connect to the app anymore. Need to uninstall and reinstall EACH time. It works for the first connexion and after I keep getting the same message "the system is currently unavailable, please try again in 10-15 minutes". Stays forever, It goes away if uninstall/reinstall. VERY annoying. Been happening for over 2 months now.
★★★★ AB 4/29/2026 v4.56.0
bugs arent fixed, i cant even open the app if i dont uninstall it first....
★★★★ A Google user 4/28/2026 v4.56.0
I've downloaded this app twice and it still never loads! very disappointed, never someone to talk to, very poor customer service.
★★★★ Kenneth LeBlanc 4/27/2026 v4.56.0
I have charges on this account that are not mine. I reported this some time ago and you closed my account and sent me a new card. after trying to contact you, it waiting for nearly an hour on line listening to you telling me my call was important I sent you a message on line.since then I have also sent you a second message which you did not acknowledge. today I will once again attempt to contact you by phone. if I cannot contact you again I will take this complaint to the police.
★★★★ Juston Morrison 4/27/2026 v4.56.0
can't log in anymore keep getting error and asking to try again in 10 to 15 minutes piss poor customer support
★★★★ Jennifer O'Neill 4/27/2026 v4.56.0
the app keeps closing on it's own and not working.
★★★★ Amit Bassan 4/27/2026 v4.56.0
it keeps crashing on startup
★★★★ Mark Mejia 4/26/2026
need to uninstall and install again just to open the app. can't open most of the time. needs serious twitching from developer to make sure the app runs smoothly.
★★★★ Trần Nguyên Châu 4/26/2026 v4.56.0
always crash app
★★★★ nataraj jayaram 4/25/2026 v4.56.0
Trying to login, but never wanted to enter. Not used even once, after 20 attempts.
★★★★ Peter Molnar 4/24/2026 v4.23.0
Can't connect for a while. Reinstalling, clearing cache, memory didn't help! is there anything else I should do?
★★★★ Victoria Proutt 4/23/2026 v4.5.0
If I could rate it 0, I would. nothing but problems since the last update... can't even login to access anything. customer service is a bot. Don't bother....
★★★★ Nirav Patel 4/23/2026 v4.56.0
this application is SCAM, WHOLE SYSTEM IS SCAM. when I enter the password each time it crashes the application. I tried it 28 times in the last 4 days, but it didn't work once. I am cancelling this PC Master card. garbage
★★★★ Elena Lenok 4/23/2026 v4.56.0
Was ok till update, now I can't connect all the time just if i delete app and download again its letting me in one's and than again disconnect. Please fix the problem.
★★★★ Scotty 4/23/2026
No longer works. Crashes on when tapping the icon and if it does open it can't connect to their system.
★★★★ ken noble 4/22/2026 v4.56.0
can't get into the app without deleting things, then when im in i can't send etransfers
★★★★ Chukwu Uche Innocent 4/22/2026 v4.56.0
Honestly am thinking of terminating the contract, from start till now it hasn't opened (the app) not to talk of making use of the money. Firstly, i expected a high amount but was approved way below my expectations. I have tried severally to reach out but was unable to connect to the marketer. Soon will terminate it and have rest of mind.
★★★★ Cindy Deschamps 4/21/2026 v4.55.0
haven't been able to sign in for months. keep getting an error message that says unavailable at this time, try again in 10-15 minutes.
★★★★ Audrey 4/21/2026 v4.56.0
App always force closes after logging in, uninstalling and reinstalling doesn't work.
★★★★ Mary Pluecks 4/20/2026 v4.56.0
I'm trying to submit a dispute form but cannot complete it. I have wasted HOURS on different days trying to get this done. And when I call for help I'm on hold FOREVER and sometimes the system will end the call like it did today. This is not helpful at all. Instead it is nothing but frustrating to me. It makes me want to use very bad language and yell at someone but I refuse to do that. I am so annoyed and upset.
★★★★ Jekyl Viovicente 4/19/2026 v4.56.0
useless app. dont bother installing this.
★★★★ VR Bartram 4/18/2026
Just installed. Doesn't work. Reminds me of their PC Mobile customer service. It doesn't work.
★★★★ Erin Pollington 4/17/2026 v4.55.0
I've been able to open the app once when i first downloaded it and it hasn't opened since. the app just crashes and shuts down
★★★★ Raisa Mahmud 4/17/2026 v4.55.0
terrible app. I haven't been able to open it even once. I even tried uninstalling and reinstalling. it still didn't work.
★★★★ Marisa C 4/17/2026 v4.55.0
this app tells me it's unavailable and to log in in 15 mins. PC mastercard needs to fix this bug.
★★★★ Shirley Wesaquate 4/17/2026 v4.55.0
app doesn't work properly it keeps stopping when i click on it.
★★★★ Jake Klassen. 4/16/2026 v4.55.0
this used to work good, Now is complete Garbage, Doesn't let me sign in and always says this system is currently unavailable.
★★★★ Shardul Joshi (LP) 4/16/2026 v4.55.0
The app doesn't open and crashes randomly
★★★★ Lorne Dreger 4/16/2026 v4.55.0
Your app sucks. I have a spending account that shows the availability balance is more than my total balance! How is that possible?????? You said this last update was a bug fix!!! Didn't fix anything!!!! A few updates since November 2025 BUT still the same problem. Need to fire the tech team! As of April 16, still the worst financial app. Now my deposits to the Money account don't even show up. Made a deposit of $100 on April 10 and not recorded in the app.
★★★★ Mohsen Azimi 4/16/2026 v4.33.0
awful app! learn something from USA!
★★★★ Tim Newell 4/16/2026 v4.55.0
From 5 stars to 1. Your app is unusable on a Galaxy s24. Quit pushing AI slop and hire developers who actually know what they're doing. Im forced to uninstall and reinstall every time I want to use my bank. Been a great run, but wealthsimple/koho are better in every way. Its not me.. its you.
★★★★ Nate G 4/16/2026 v4.55.0
latest update force closes app on opening. Cant use it at all!! customer service was not helpful at all. The only access to accounts is through the website! 👎
★★★★ Amanda Proulx 4/15/2026 v4.55.0
Everytime I try to use the app, I have to uninstall and reinstall just to get in. Site has issues
★★★★ Karan Sheth 4/15/2026 v4.55.0
can't open. crash while opening. useless developers
★★★★ Alexandra M 4/15/2026 v4.55.0
*Update: it's 2 months since I wrote this, and nothing has been done to fix this issue everyone is having. When I wrote it, I also contacted PC Financial through my account. They didn't even bother to reply. One wonders if they're even in business anymore.* Won't let me log in anymore. Every time I try, it says the system is unavailable and to try again in 10-15 minutes. From reviews here, everyone is having this issue. How are we supposed to see our statements and monitor activity on our cards?
★★★★ Gigi Coleen 4/14/2026
awful
★★★★ Lyssa Jada Marie Carter 4/14/2026 v4.55.0
doesn't let me login anymore I have to use the browser
★★★★ Kandace salverda 4/14/2026 v4.55.0
it always bugs out logging in. u have to uninstall and reinstall everytime
★★★★ Alain Larocque 4/14/2026 v4.55.0
The app is not working. When I logging on the website it gives me an error and I can't use my card. I've been trying to call customer support for the past 3 days!!! What is going on?? This is getting really ridiculous!!
★★★★ Tony H 4/13/2026 v4.55.0
Used to be good. Now cannot even login. edit: I wrote an email describing the same issue so many other users are experiencing. No response in over 1 month, and no responses here. Let me put this in the most respectful way possible: Who are under your employment? Because They have been outright ignoring us.
★★★★ Leslie Ann Smith 4/13/2026 v4.55.0
for a few months now, I have to uninstall the app and then reinstall for a single use. and do it all over again the next time I want to use the app!
★★★★ Boaz Lau 4/13/2026 v4.55.0
The App hasnt worked for over 3 months, infact its been such a terrible experiance with the app that ive now decided to leave pc financial
★★★★ H A 4/13/2026 v4.55.0
The app has a bug and will not log in. Extremely concerning since one also gets signed up for the paper free option to save time and be environmentally responsible
★★★★ Robin L 4/12/2026 v3.24.0
Love PC Money! hate this app. went from 5 stars to 1. fix your app. don't waste your storage on this app. Just go to their website instead.
★★★★ David Thistle 4/12/2026 v4.55.0
DO NOT USE THIS BANK. The bank is a scam they will take money from you. Only deal with Canadian banks not credit card companies, also they are CONSISTENTLY UNDER MAINTENANCE so you have no access to money in your bank.
★★★★ David Courvoisier 4/12/2026 v4.55.0
every time I open app it has issues and I hAve to uninstall and reinstall for it to work. this has been happening for the last 3 months now. before this it worked great. this app is not reliable any more.

+ 29 more in the clipboard copy

Sentiment summary

84%
Positive (4-5★)
3%
Neutral (3★)
13%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.