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Schwab Mobile

The Charles Schwab Corporation · 29,035 ratings · ★ 3.0

3.0
★★★★★
29,035 ratings
5 ★
10,875 (37%)
4 ★
2,640 (9%)
3 ★
2,073 (7%)
2 ★
2,748 (9%)
1 ★
10,695 (37%)
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Top complaints - extracted from 62 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"schwab"
13 negative reviews mention this · 21% of all complaints
★★★★ "Schwab steals the interest on cash balances." - J Bohrer
2
"every"
9 negative reviews mention this · 15% of all complaints
★★★★★ "I find the current version of the Schwab app to be quite cumbersome. Specifically, there is a "missing historical data" pop-up that appears upon every login with no option to permanently dismiss it. Additionally, the Zelle enrollment proces…" - Rustam Ergashev
3
"account"
7 negative reviews mention this · 11% of all complaints
★★★★ "just downloaded and signed up for a brokerage account and instantly had log-in issues, trying multiple times and resetting passwords, clearing cache. Asked Google AI if this was an issue with Charles Shwab, and it certainly is." - J

📋 All 62 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ J Bohrer 5/7/2026 v16.4.0.84
Schwab steals the interest on cash balances.
★★★★ Kush Pacc 5/5/2026 v16.3.0.66
sucks
★★★★ Matt Kern 5/4/2026 v16.4.0.84
This app is covertly accessing your clipboard. enable the alert in android settings.
★★★★ Matt 5/3/2026 v16.4.0.84
For the size of schwab and it's budget the app is in such an unacceptable state. Why am I not able to sell by lot in the view lot window Why is there no way to change the default behavior of cost basis method? Why do I have to specify the quantity in sell window before being allowed to sell specified lots we live in an era where TIME is money and schwab is seriously wasting a lot of time.
★★★★ GOD (天帝) 5/3/2026 v16.4.0.84
Only for Domestics, not for Globals. Ai did warn me about Schwab being an outdated company, and using the app from two devices from two different countries did in fact causes a problem and I was required to call the company for verification during the US Office Hours. Could still be a good choice for domestics as the app doesn't malfunction and has most common features.
★★★★ Douglas C 5/2/2026 v16.4.0.84
This app is worse than the previous app they are deprecating. The app seems similar to the old app but it does not run well on my phone.
★★★★ John 4/28/2026 v16.3.0.66
Schwab, when is this app going to be fixed? Login takes multiple attempts and app sends multiple access codes before a pop-up states login is unavailable at this time. Garbage!
★★★★ Heath Partington 4/27/2026 v16.3.0.66
banking with schwab has been an absolute nightmare. you wont be able to access your own money most of the time, should be criminal.
★★★★ greg kelley 4/25/2026
I'm told I need to download the latest Swhab app, well I have, but still can't get to my portfolio, what gives??
★★★★ cay monkey 4/25/2026 v16.1.0.300
it's not working anymore
★★★★ J 4/23/2026 v16.3.0.66
just downloaded and signed up for a brokerage account and instantly had log-in issues, trying multiple times and resetting passwords, clearing cache. Asked Google AI if this was an issue with Charles Shwab, and it certainly is.
★★★★ Giancarlo Lira 4/23/2026
sucks
★★★★ No Name 4/21/2026 v16.3.0.66
PDT Ended a WEEK AGO and you guys Knew it would for MONTHS yet are Still trying to enforce it! Update IMMEDIATELY, or else be in Violation, not to Mention I may just find a platform not so Slow to keep up with SEC & FINRA regulations...
★★★★ Matt Breit 4/21/2026 v15.11.0.256
schwab has lost so much of my money
★★★★ Jeremy R 4/20/2026 v16.3.0.66
Now there is a serious bug where the app is black when you open it but when you go into switching recent apps then it appears and you can use it.
★★★★ B Bell 4/18/2026 v16.3.0.66
Search function doesn't work. When searching for a ticker using the search bar, only stocks that you own display and nothing else. This essentially makes any research or buying a new stock impossible.
★★★★ Joe M 4/17/2026 v16.3.0.66
The worst trading app. Closed positions will still show as active in your portfolio, options orders will wig out mid-transaction. The only reason Schwab is still around is because boomers are still calling their brokers on the phone to place orders.
★★★★ Rgb 4/16/2026
I know Schwab doesn't read these but for everyone else listen up. These greedy pos UPDATE their app what seems like every month. It is always for YOUR security & convenience. Yet they NEVER seem to do either. They rate a NEGATIVE 20 stars. UPDATE 4 16 26. 2 UPDATES IN THE LAST 2 WEEKS!
★★★★ Douglas Buchholz 4/16/2026 v15.12.0.266
Tried 6 times to install without success
★★★★ Jay Doppio 4/14/2026 v16.3.0.66
Another day, another issue with this app. if you are considering Charles Schwab & you mostly use apps on your phone/tablet - pick a different brokerage. I'm tired of getting errors like this "This feature is temporarily unavailable....please try again later." when trying to log in or the app taking 1+ min to start (restarting my phone didn't fix this). A huge downgrade from the TD app...like they nerfed it and made it buggy. They should have just converted their existing customers to the TD app!
★★★★ AAKASH TYAGI 4/14/2026 v16.3.0.66
I am unable to log in on the app. None of the customer service listen or care to escalate the issue. Seems like they don't have my phone number in their auth system. Should be a simple fix but they are unwilling to do it.
★★★★ John Bowman 4/13/2026 v16.3.0.66
6/6/24 Scrap it. Upgrade to the TD Ameritrade app. Still feel that way after 6 months. Now I'm also annoyed at the more frequent and seeminlgly longer and less readable agreements that have to be made to use services. I'm being encouraged more and more to move elsewhere. Schwab's only saving grace is everyone else seems to suck compared to TD Ameritrade as well. April of 2026. I still would like to have the Schwab app upgraded to what TD Ameritrade offered prior.
★★★★ Tasha English 4/13/2026 v16.3.0.66
Unfortunately this app misses the mark after you download it. Trying to set up a checking account and error messages every time. What's the purpose of having an app if it doesn't perform the way It's supposed to. The app developers need to take heed to the comments and redo the entire app. ☹️
★★★★ Jiecao Chen 4/11/2026 v16.3.0.66
worst mobile app ever
★★★★ Craig Hutchinson 4/7/2026 v16.3.0.66
For the last month it has been forcing me to call Schwab to obtain a security code every time I use the app. I even use a TOTP 2FA but apparently this isn't good enough anymore?! Seriously, do better!
★★★★ Bradley Catron 4/4/2026 v16.3.0.66
I wish I still had Scottrade or even Ameritrade.
★★★★ Andrew Lin 4/3/2026 v16.3.0.66
I like the interface. However I just figured they provide a lot of wrong tax lot info if you use a lot of put/call
★★★★ robert hoeflich 4/1/2026
won't let me log in for the question of which concert I was at first I tried and tried and tried it still won't let me login
★★★★ Henry Stafford 3/31/2026 v16.3.0.66
the new app UI is broken. please revert the version
★★★★ Nick 3/31/2026 v16.3.0.66
when you click on stock charts they never load to get more detailed info
★★★★ Richard Gilinsky 3/30/2026 v16.3.0.66
I haven't used Zelle yet. so how can I rate it?
★★★★ R P 3/28/2026
amritrade, app was much easier to use and follow. Everything is 5x harder than it should be: Have to view other apps to see dividends pay out for Stock, Rated 2.5 star is very telling how much effort has been put into the mobile app:
★★★★ WILL 3/25/2026 v16.2.0.34
They will quote how much margin you can use and then give you a margin call the next day. You can not see even half the columns as td ameritrade. Can't even see dividends in the app so bad
★★★★ Michael Trentman 3/25/2026 v16.2.0.34
This app worked previously but now every time that I attempt to login I get a message stating "The login service is temporarily unavailable. we are working to resolve the problem" So far temporarily has been about 4 weeks!
★★★★ Nick 3/25/2026 v16.2.0.34
Would be better if it didn't keep crashing in the middle of trading days. Yeah that was heavy sarcasm. Taking away 1 start because it's down again during a heavy trading day. Are you afraid we're all going to pull our money out? if this keeps happening you may be right.
★★★★ Brandon 3/25/2026
App isn't working at all and can't manage my account or even see my balance! I miss TD Ameritrade. Schwab is trash by comparison.
★★★★ Reto Furler 3/20/2026 v16.2.0.34
another update and rather making improvements they removed usefully capabilities such as details to a options position when clicking on it from the watchlist. now it just shows "please enter valid symbol". heck it is one of my positions so yes it is a valid symbol. unbelievable! managers and QC asleep at the wheel or just incompetent
★★★★ Bitz Leon 3/20/2026 v16.2.0.34
app resume can lock you into a state where you can't leave the order status screen because for some reason the back button logs you out. the back button should never log you out without confirmation. fire your qa team please
★★★★ mckeever mckeever 3/19/2026 v16.2.0.34
bad
★★★★ Bryan Sumruld 3/19/2026 v16.2.0.34
I can login at my computer but not on the app...
★★★★ Sanket Patel 3/19/2026 v16.2.0.34
You would think for a well know bank, the app would work. it has so many bugs, balance does not display properly and there are glitches everytime you do something in the app.
★★★★ Cy Chino 3/17/2026 v15.12.0.266
the worst thing a financial app can do is to have the wrong information. The "Daily Change" is fixed... well, a refresh link was added. but other issues remain. the "gain los"s tab is useless. it repeats what can be displayed in "positions" tab. it's supposed to show gain or lose over a particular stock over a period of time, but maybe there's a different understanding and I'm just not at the level of the geniuses who designed this thing. the UI is still attrocious. And order status... no room..
★★★★ E S 3/16/2026 v16.2.0.34
annoying. on android, I keep getting message "Screen Share We apologize, something went wrong. Please try again." screen was not shared whatsoever.
★★★★ Kate Tribbett 3/16/2026 v16.2.0.34
so glitchy. I regret opening an account with them. if I had paid attention with how bad their app was, I would have chosen Vanguard.
★★★★ Mark VanWey 3/14/2026 v16.2.0.34
had this app for years. now it says my password is incorrect. I use a password manager, and it logs in on the PC just fine. the mobile app is broken
★★★★ Jill Littlejohn 3/13/2026 v15.11.0.256
Horrid! No longer have any contact! Guess I'll have to call in a lot!!!
★★★★ Daniel McBride 3/13/2026 v16.2.0.34
bug on homescreen will not allow operations, graph is glitching bad
★★★★ Zacery Blaisdell 3/13/2026 v16.2.0.34
my trade area on app doesn't show a cd option
★★★★ Jorge Carreon 3/12/2026
Excellent service, Terrible App. And this is an app review so 1 star for a company this big is being honest. It just lags, sometimes crashes, the interface is terrible not readable, a sophomore student in UX/UI and another en graphic design could have made a better work
★★★★ John 3/11/2026 v16.2.0.34
Update: And now, this multi billion dollar corporation just broke THEIR OWN option detail screen across the ENTIRE APP. Prior: Just unbelievable; stunning incompetence. Today, all data was down for the ENTIRE DAY. After a YEAR of complaints, they still log you out every 2 damn seconds, and people have complained about this from day one. TD Ameritrade, you could set it for 8 hours, no problem.

+ 12 more in the clipboard copy

Sentiment summary

47%
Positive (4-5★)
7%
Neutral (3★)
46%
Negative (1-2★)

🎯 Significant negative sentiment - strong clone-and-improve target. Read the complaints above.