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Review Insights · Google Play

Settlemate

Settlemate · 30,097 ratings · ★ 4.3

4.3
★★★★★
30,097 ratings
5 ★
20,140 (67%)
4 ★
4,148 (14%)
3 ★
2,525 (8%)
2 ★
691 (2%)
1 ★
2,588 (9%)
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Top complaints - extracted from 53 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"money"
8 negative reviews mention this · 15% of all complaints
★★★★ "Terrible. they taken my money and never once could I get in the account. I have emailed support for a refund twice and no reply or refund." - Eva Peake
2
"subscription"
8 negative reviews mention this · 15% of all complaints
★★★★ "Having problems with this app. before you can even see what the app can actually do for you is asking for a subscription. normally if it feels too good to be true that must be the case. I would like a refund." - Snap Shot
3
"paid"
7 negative reviews mention this · 13% of all complaints
★★★★ "Worthless, Remember "Settlemate pays for itself-or we pay you back. If you don't make more than your subscription fee in your first year, we'll refund you. No hassle, no risk." Sounds great, right? Unfortunately, I haven’t received any paym…" - Jose Delao
4
"refund"
6 negative reviews mention this · 11% of all complaints
★★★★ "Terrible. they taken my money and never once could I get in the account. I have emailed support for a refund twice and no reply or refund." - Eva Peake
5
"scam"
6 negative reviews mention this · 11% of all complaints
★★★★ "scam. asks for all of your personal data, then asks to pay for a subscription for a free to use app and doesn't give you an option to skip it." - Chandler Restuccia

📋 All 53 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Laurie Tingley 5/8/2026 v4.3.6
to soon to tell
★★★★ Fitch 5/8/2026 v4.3.6
Paywall blocked
★★★★ Eva Peake 5/7/2026 v4.3.6
Terrible. they taken my money and never once could I get in the account. I have emailed support for a refund twice and no reply or refund.
★★★★ justin rupp 5/7/2026 v4.3.6
worse app ever! don't waste your $35!
★★★★ Lori Fromhell 5/6/2026
just wants you to send its advertisement to all of your contacts. won't go past that point. waste of time.
★★★★ Johanna McHugh 5/5/2026 v4.3.6
unfortunately you have to pay for the app.....
★★★★ Teyah Valentine 5/4/2026
more paywalled garbage. don't bother. I'd hoped this would at least be marginally useful as a permanently disabled person with no income, but if you're in the same position as me, I can confirm it's worthless.
★★★★ Snap Shot 5/3/2026 v4.3.6
Having problems with this app. before you can even see what the app can actually do for you is asking for a subscription. normally if it feels too good to be true that must be the case. I would like a refund.
★★★★ Dave 5/2/2026
they give fake arbitrary settlement numbers to try and get fake ratings and then they want you to subscribe just for links to external settlement websites? bait and switch
★★★★ Jose Delao 5/2/2026 v4.3.6
Worthless, Remember "Settlemate pays for itself-or we pay you back. If you don't make more than your subscription fee in your first year, we'll refund you. No hassle, no risk." Sounds great, right? Unfortunately, I haven’t received any payment, despite it showing the claim form was sent, nothing ever arrived by mail or email. On top of that, I paid for an annual subscription through August 2026, canceled auto-renew, and now I’m locked out of the app unless I renew early and it can't be ignored.
★★★★ J. Tyler Ray 5/1/2026 v4.3.6
buggy, won't let you log in, or log out properly does not remember you after a few days, has no use but sends you to sites that say "no.proof required" but you have to provide proof. even if you're eligible you're not. waste of money
★★★★ Lydia Longoria 5/1/2026 v4.3.6
UPDATE 5/1/2026: I canceled my membership, which will be expiring in September 2026. You would think I would still have access - WRONG!!! I can only access if I pay AGAIN. This app is trash!! I should be given an entire refund for all the time and energy wasted time trying to access this page! I paid for a year's subscription only to find the app isn't working!! I uninstalled and reinstalled the app, and it's still not working.
★★★★ Lawrence Todd 5/1/2026 v4.3.6
the app always loses your information and you have to start all over again. they can't retrieve anything that you have done with the settlements that you worked on. this has happened 4 times now. customer service is a joke. wouldn't recommend this to my worst enemy.
★★★★ Chandler Restuccia 4/30/2026 v4.3.6
scam. asks for all of your personal data, then asks to pay for a subscription for a free to use app and doesn't give you an option to skip it.
★★★★ Jessica Hillenbrand 4/30/2026
not worth it.
★★★★ Chris Seeley 4/30/2026 v4.3.6
its not letting me get to the point im able to log back in. it wants me to answer questions all over from begining
★★★★ Tiffany Fergerson 4/29/2026
Its a pay to use
★★★★ Jonathan Fischer 4/28/2026 v4.3.6
wow, this app wants 13 dollars a month to... do nothing, nada, to yell me, we found 0.00 owed. now pay us 12 dollars. scam app, dont use
★★★★ Angela Cunningham 4/28/2026
I just downloaded the app and it won't stay open, it continues to crash and close itself
★★★★ Amy Rowland 4/28/2026 v4.3.6
you don't bother to mention the monthly fee to use the app. do better
★★★★ Marja Lesman 4/27/2026 v4.3.6
😠
★★★★ Terry Ogden 4/26/2026
no good
★★★★ Veronica Davis 4/25/2026 v4.3.6
App update & I am unable to access. What manner of madness is this? Even after update still ...
★★★★ Oleg C 4/25/2026
immediately asks for payment before you can see anything. asks you to share with friends about a million times before you see the payment screen, and also gets your phone number before it says you have to pay to see anything. don't input anything, don't install
★★★★ Yoshi Wood 4/25/2026
paid app first ... it miss leads you to thinking it's free friendly app. asks you to rate the app without even doing anything besides saying oh you missed out on $4k... now that we've shown you what you missed rate us and now buy our program because we are the best ... cost doesn't seem like much but I'll just Google and go to the web pages of the lawyers. if they showed and help you with a case as an example I might of... but the way the app works seems scamy and scummy.
★★★★ Stephenie Moss 4/24/2026 v4.3.6
Not useful for me
★★★★ Shawn Kaiser 4/24/2026 v4.1.0
I had doubts about this app when beginning. its been a few months so far and all I've gotten are login issues and denied request....kinda scammie is my only feeling 😕
★★★★ Angela Mouton 4/23/2026 v4.3.6
The part about leaving $93.08 money on the table, I can't get past that. Still can't get past that. Still can't get past that. Uninstalled it. 🤬
★★★★ Linda Kowatsch 4/22/2026 v4.3.4
I could not log in it kept sending me back to where u input your email
★★★★ Demetrius Brown 4/22/2026 v4.3.4
keeps booting me out of the app
★★★★ B Ez 4/22/2026
probably a scam, judging by the other reviews. I refuse to give them any money to find out though. would be nice to be able to browse inside the app before paying but you cannot see anything unless you sign up for a subscription. good luck with that.
★★★★ donna reilly 4/22/2026 v4.3.4
It wont take my address after i paid. and believe me.I know where I live.....bad app I want my money back NOW! I will be reporting you for this scam.
★★★★ B Stamm 4/21/2026 v4.3.4
piece of garbage
★★★★ Erica Cherry 4/21/2026 v4.3.4
won't let me log in takes me to main set up page only and when I put in my info says a user is already using this email I know it's me let me log in I need you guys to fix this or issue me a refund
★★★★ Nadina Cardoza 4/21/2026 v4.3.4
every time I click on it it just kicks me out and closes
★★★★ Nathan French 4/21/2026 v4.3.4
so far, I have had to re-sign up for this app using the same email 3-4 different times. And I haven't even gotten into the apps home home after signing up again, and it making me rate them before I can go any further. This is ridiculous. why can't the app keep me logged in? and why doesn't it save my login information? it sent me a notification, "Don't miss out on this," and I have to re-sign up. whoever may be reading this try a different app.
★★★★ Grace Smith 4/21/2026 v4.3.4
all the good reviews are fake and this app is for data mining
★★★★ Adam Clough 4/19/2026 v4.3.4
for USA citizens, need US phone number.... boooo
★★★★ Anthony Torres 4/19/2026 v4.3.4
can't login keeps looping which is very annoying.
★★★★ Robin Finnie 4/19/2026 v4.3.4
you have to buy the app before you can get on claims. that's not how it works. don't do it.
★★★★ Rebecca Owens 4/18/2026 v4.3.4
it dosnt go anywhere
★★★★ Louis Mercado 4/18/2026 v4.3.4
you need to pay to get into a settlement? sounds like a rip off.
★★★★ William Travels 4/17/2026 v4.3.4
Worst navigation ever. You will sit and wait for an access code over and over again. But the timer is only 60 seconds to enter it. It may or may not arrive or may arrive the next day and be timed out. I ended up just uninstalling the app. Horrible.
★★★★ Ray Godfrey 4/17/2026 v4.3.4
have to pay upfront and sells info to third-party / scammers
★★★★ Luna Evergreen 4/17/2026 v4.3.4
it's not free. im too broke to pay for a monthly subscription. even if its about $3, im really that broke and thought this app would actually help me. and then it had the audacity to give me a back handed comment for trying to exit out after finding out i had to pay them to get money. crazy work, honestly repulsive.
★★★★ Lady A 4/17/2026 v4.3.4
download the app, started to input my information, found out there's a pretty hefty monthly fee, went ahead and paid one monthly fee. but when I go to input my information like my name, date of birth and email and try to save my profile, the app keeps closing. I want a refund immediately and do not wish to use your services. I can see Clearly that this is a scam.
★★★★ Christianah Lawrence 4/17/2026 v4.3.4
scam.
★★★★ MIKE STRIDDE 4/15/2026 v4.3.4
paid for a subscription, have yet to receive any money, 2 settlements I tried to claim it said I was too late but I was able to do it through their websites. this app is useless and total waste of money!
★★★★★ Muff Clarkson 5/8/2026 v4.3.6
No idea what I'm doing.
★★★★★ Amanda Mackie 4/26/2026 v4.3.6
buggy - can't connect bank

+ 3 more in the clipboard copy

Sentiment summary

81%
Positive (4-5★)
8%
Neutral (3★)
11%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.