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Review Insights · Google Play

True Finance: Cash Advance

JoinTrueDev · 35,107 ratings · ★ 4.3

4.3
★★★★★
35,107 ratings
5 ★
26,297 (75%)
4 ★
2,886 (8%)
3 ★
1,497 (4%)
2 ★
723 (2%)
1 ★
3,699 (11%)
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Top complaints - extracted from 74 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"subscription"
20 negative reviews mention this · 27% of all complaints
★★★★ "Last month I downloaded the True app and received a cash advance for $50. I paid it back on May 1. Then, this week I tried to download it again but received this message: "This app not compatible with your device". But True still charged me…" - Rose Florian
2
"account"
19 negative reviews mention this · 26% of all complaints
★★★★ "Tried to connect my account multiple times It will connect then the this app will log out and I'd have to continue redoing the whole process again not worth my time" - Carlos A Lopez Morales
3
"advance"
16 negative reviews mention this · 22% of all complaints
★★★★ "Last month I downloaded the True app and received a cash advance for $50. I paid it back on May 1. Then, this week I tried to download it again but received this message: "This app not compatible with your device". But True still charged me…" - Rose Florian
4
"bank"
13 negative reviews mention this · 18% of all complaints
★★★★ "6.99 and you people can't even connect to my bank account on THE FIRST SIGN UP? Pathetic" - NitroFairyWing
5
"cash"
9 negative reviews mention this · 12% of all complaints
★★★★ "Last month I downloaded the True app and received a cash advance for $50. I paid it back on May 1. Then, this week I tried to download it again but received this message: "This app not compatible with your device". But True still charged me…" - Rose Florian
6
"charged"
9 negative reviews mention this · 12% of all complaints
★★★★ "Last month I downloaded the True app and received a cash advance for $50. I paid it back on May 1. Then, this week I tried to download it again but received this message: "This app not compatible with your device". But True still charged me…" - Rose Florian
7
"money"
9 negative reviews mention this · 12% of all complaints
★★★★ "why spend money on a subscription. IF WE ARE BORROWING MONEY. please just wake up one day and use your brains one day" - Cameron Teager
8
"connect"
8 negative reviews mention this · 11% of all complaints
★★★★ "Tried to connect my account multiple times It will connect then the this app will log out and I'd have to continue redoing the whole process again not worth my time" - Carlos A Lopez Morales

📋 All 74 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Carlos A Lopez Morales 5/8/2026 v10.4.0
Tried to connect my account multiple times It will connect then the this app will log out and I'd have to continue redoing the whole process again not worth my time
★★★★ NitroFairyWing 5/8/2026 v10.4.0
6.99 and you people can't even connect to my bank account on THE FIRST SIGN UP? Pathetic
★★★★ Rose Florian 5/7/2026 v10.4.0
Last month I downloaded the True app and received a cash advance for $50. I paid it back on May 1. Then, this week I tried to download it again but received this message: "This app not compatible with your device". But True still charged me $6.99 for a subscription fee.
★★★★ Margaret Mayes 5/7/2026
spam and dumb. Make you pay subscription of 6.99 after sending you emails and cannot get anything.
★★★★ James Wilson 5/7/2026 v10.4.0
still wont send code to log in
★★★★ Eugene Marsh 5/7/2026
keep turning offering me alone but check all the boxes and it does not go on from there I guess I will just remove this app too false advertisement keeps on popping up on my phone don't need that
★★★★ Chris Frye 5/7/2026
I'd give negative stars if possible. Pay almost $10 a month for POSSIBLE access to a cash advance. They offer credit monitoring as part of the subscription, which is free elsewhere. Customer service is a joke. The whole app is lousy. Avoid at all costs, total scam.
★★★★ Stephanie 5/6/2026 v10.4.0
they charge you 6.99 membership and only approve you for 10.00 so stupid and not worth the time
★★★★ Moises Hernandez 5/6/2026 v10.4.0
literally doesn't let me connect my bank to it and charged me a membership fee and I can't even use it. EDIT: I have contacted support and they haven't resolved my issue, I don't get an error it just doesn't connect my bank and my bank is known common bank
★★★★ Troy Evans 5/6/2026
paid 6.99 just so I can find out my bank won't connect although they said it did. now, all i want is a refund of my 6.99 and I cant send another message to their "support" since I sent a message already. horrible. dont waste your time. and True, I still want my refund of 6.99.
★★★★ Dawn Barnett 5/6/2026 v10.4.0
you have taken many subscription fees from the same bank account but will not give me a cash advance
★★★★ J. Jamison 5/5/2026 v10.4.0
Had to pay $6.99 fee upfront only to be denied ( which I understand why) . Had for 3 days and denied refund when closed account. App says if you were denied, you can request refund. Requested and denied refund when never got an advance. $7 adds up when you have a lot of people. Beware!!!
★★★★ Denise Winston 5/5/2026 v10.4.0
hello again, I have a loan from your company and I'm scheduled to pay it back May.6th, the problem is I have been on unpaid suspension from my job and did not receive any pay on april.30th so I can't even pay the loan back at this time so I was asking for an extension again, I did email send a email on May 2nd and have not received a response. so I need to know because I'm overdrawn at my bank
★★★★ Jennifer Creech 5/5/2026 v10.4.0
this app is a total scam! they make you pay the subscription fee up front and then it won't even let you link your bank to qualify for the advance. they make you pay and then try to get you to complete tasks or do paid games but won't allow you to link your bank for the advance. there's plenty of paid game sites that don't charge a subscription fee. this app is a scam!
★★★★ Dawn Marie 5/4/2026 v10.4.0
I emailed you 4 days ago and no reply. your customer service sucks
★★★★ Cameron Teager 5/4/2026 v10.4.0
why spend money on a subscription. IF WE ARE BORROWING MONEY. please just wake up one day and use your brains one day
★★★★ Jeana Valentine 5/4/2026 v10.4.0
seems like like it's a revolving door around them taking advantage of indigent people is subscription fees and giving you $10 for when you're desperate sometimes that helps but it's a revolving door around getting put in the hole it seems like
★★★★ Philip Litalien 5/4/2026
customer service is the worst I have ever seen
★★★★ Brandy Seright 5/4/2026 v10.4.0
Update...still do not have my money and obviously never will. DO NOT PLAY WITH THIS APP. I have been trying to get $75 for weeks now, only to be told "it's still in review, we need screenshots, etc." At this point, I have no belief or confidence in this company. They also still withdrawal money even after you have revoked ach authorization. STAY away.
★★★★ Max Baldwin 5/4/2026
says 6.99 a month but has charged my account 27.99 so bye enjoy you won't steal again from me. as I said I deleted my info but will be watching there better not be another charge
★★★★ Mariana Brewster 5/3/2026 v10.4.0
it charged me for the subscription but it said I didnt get it and when I tried again it still isnt working
★★★★ Veronica Goode 5/3/2026 v10.4.0
won't let me link account after 3 days. app trash lol
★★★★ James Jackson 5/3/2026 v10.4.0
first you lied about the subscription then you charged me for it
★★★★ Deetheefirstlady 5/1/2026 v10.4.0
The app isn't not sending the verification code for nee account access. I've tried this three times.
★★★★ Daniel Clifton 5/1/2026 v10.4.0
app won't connect bank!
★★★★ Dixon 5/1/2026 v10.4.0
DO NOT USE THIS APP UNLESS YOU JUST WANT TO PAY A SUBSCRIPTION FEE AND NOT GET ANY LOANS I THINK I GOT TWO OUT OF THESE GUYS ONE WAS FOR $50 AND ONE WAS FOR 15 AND THEN EVERY TIME THEY CHARGE MY ACCOUNT FOR THE PAYBACK IT WOULD SAY PENDING AND I COULD NEVER GET ANOTHER ADVANCE
★★★★ Carolyn Lindsey 4/28/2026 v10.4.0
always wants money...but don't want to give you anything
★★★★ Steven Mann 4/28/2026 v10.4.0
they took my subscription and then wouldn't give me an advance
★★★★ Anthony Rodriguez 4/28/2026 v10.4.0
Good luck getting any customer service if you are charged twice
★★★★ Christopher 4/28/2026
it says I'm still in the processing era and that was last Thursday I seen where they took the money off my account
★★★★ Vanicia Webb 4/27/2026
no customer support help only Ai
★★★★ Gene Halcomb 4/27/2026 v10.4.0
cash advance don't let me look at anything without subscribing I don't play that game too many alerts on auto insurance two don't care for it I use public transportation all I want to know is if I can get a loan or not I'm not paying for a subscription until I get a yay or nay
★★★★ Diana Gemini 4/27/2026 v10.4.0
I don't even have an account with them never asked for an advance, but they keep trying to charge my card for some subscription fee. I've emailed them a billion times and each time I do the try to charge my card. I've asked numerous times to cancel what ever subscription they claim I have because I can't access it from my end and no help what so ever. DON'T WASTE YOUR TIME WITH THESE PEOPLE THEY ARE A BUNCH OF SCAMMERS.
★★★★ Steven R Johnson 4/27/2026
I was approved for $10 and refused the loan. They have charged me $6.99 for 3 months for a membership fee even though I canceled the membership. I would like them to stop charging me this fee but trying to get in touch with someone seems to be impossible.
★★★★ Bella Italia 4/27/2026 v10.4.0
6.99 per month only to have them say $10 is what I can get lol. I'm no.
★★★★ Tana Carboni 4/26/2026 v10.4.0
it ask me to connect my bank account I did 7 times and still says I didn't this app needs help
★★★★ Whitney Martin 4/26/2026 v10.4.0
Don't fall for this scam. This app is a joke!! THEY TAKE 2X MORE MONEY THAN WHAT THEY EVER GIVE YOU. DO NOT MAKE THE SAME MISTAKE I DID.
★★★★ Restless Lightning 4/26/2026 v10.4.0
horrible got ripped off, don't pay for the subscription because you'll get a whole $10 then the app won't like your debit card and make you wait days to try again. meanwhile people are starving and they take 6.99 of my last $10 just to offer $10 and get nothing, BS
★★★★ Wendy G Kennedy WendyGino69 4/26/2026 v10.4.0
Disgusting....
★★★★ Jennifer Stout 4/26/2026 v10.4.0
Can't get a response from customer support.
★★★★ Cw fany SHOWS Edits 4/25/2026 v10.4.0
I wouldn't recommend i tried to pay for the subscription it took the money twice out of my account and it's saying it didn't go through when it did, I WANT MY MONEY BACK!!
★★★★ Lisa Mitchell 4/25/2026
when i signed in ask for email address i sent it another person email come up???
★★★★ Patrick Ochalek 4/24/2026 v10.4.0
Bad experience - it won't allow me to repay - I just want to close account and their customer service is the worse
★★★★ Zac Davis 4/24/2026 v10.4.0
trash. paid $6.99 subscription fee, was approved for $25 advance, advance was sent to my account and immediately retracted, can't try again for 2 weeks, meaning I paid $6.99 for a subscription to literally nothing. try to get a refund, the only support on there is s chat bot with two responses. just don't. it's a scam.
★★★★ William Ortiz 4/24/2026 v10.4.0
not enough in advance and being charged for something I canceled
★★★★ Sueanna Williams 4/24/2026 v10.4.0
I downloaded this app last night, this morning I did all the steps to linking my bank account to this app 3 times and it still shows that my bank account is not linked, this app sucks.
★★★★ Mae Hughes 4/24/2026 v10.4.0
Not worth the time.
★★★★ Mark Taht 4/24/2026 v10.4.0
Horrible overdraft protection service. please please go to DAVE CASH or BRIGIT.
★★★★ Susan Maynard 4/24/2026 v10.4.0
they take your membership fee and can't help
★★★★ Michael bucci 4/23/2026 v10.4.0
similar to other comments, its not worth it and full of problems. I paid the subscription, but couldn't connect my bank account. So they took my money for something that doesnt work. I've seen plenty of people saying you pay, not knowing if you'll even be approved. kinda sketchy... uninstall.

+ 24 more in the clipboard copy

Sentiment summary

83%
Positive (4-5★)
4%
Neutral (3★)
13%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.