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Review Insights · Google Play

Xoom: Send Money & Transfer

Xoom, a PayPal Service · 360,470 ratings · ★ 4.8

4.8
★★★★★
360,470 ratings
5 ★
312,524 (87%)
4 ★
29,997 (8%)
3 ★
7,405 (2%)
2 ★
2,093 (1%)
1 ★
8,446 (2%)
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Top complaints - extracted from 30 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"money"
9 negative reviews mention this · 30% of all complaints
★★★★ "Tragedy of the application, even with PayPal you can never count on sending money, mostly the problem is the currency converters are the cheapest, it wastes time and spoils your nerves." - Pablo W
2
"paypal"
5 negative reviews mention this · 17% of all complaints
★★★★ "Just another PayPal company that charges high fees and has a terrible spread, go with Sendwave for much better rates and just a $0.49 fee!" - Tim P
3
"sending"
4 negative reviews mention this · 13% of all complaints
★★★★ "Tragedy of the application, even with PayPal you can never count on sending money, mostly the problem is the currency converters are the cheapest, it wastes time and spoils your nerves." - Pablo W
4
"transaction"
4 negative reviews mention this · 13% of all complaints
★★★★ "Put my transaction into pending status on a usual 5-15 mins process transaction without a clear reason. Customer service team were not keen in assisting to resolve the issue. Going through the most terrible experience in remittance in my wh…" - CK
5
"company"
3 negative reviews mention this · 10% of all complaints
★★★★ "Just another PayPal company that charges high fees and has a terrible spread, go with Sendwave for much better rates and just a $0.49 fee!" - Tim P
6
"fees"
3 negative reviews mention this · 10% of all complaints
★★★★ "Just another PayPal company that charges high fees and has a terrible spread, go with Sendwave for much better rates and just a $0.49 fee!" - Tim P
7
"terrible"
3 negative reviews mention this · 10% of all complaints
★★★★ "Just another PayPal company that charges high fees and has a terrible spread, go with Sendwave for much better rates and just a $0.49 fee!" - Tim P
8
"work"
3 negative reviews mention this · 10% of all complaints
★★★★ "the password s never work 😒 you have to make a new one every time you want to access" - Pathy Basaldua
9
"every"
3 negative reviews mention this · 10% of all complaints
★★★★ "the password s never work 😒 you have to make a new one every time you want to access" - Pathy Basaldua
10
"amount"
3 negative reviews mention this · 10% of all complaints
★★★★ "They holded amount for many days and didn't do transfer and refunded. Long waiting without any updates." - sameena banu
11
"days"
3 negative reviews mention this · 10% of all complaints
★★★★ "They holded amount for many days and didn't do transfer and refunded. Long waiting without any updates." - sameena banu
12
"without"
3 negative reviews mention this · 10% of all complaints
★★★★ "They holded amount for many days and didn't do transfer and refunded. Long waiting without any updates." - sameena banu

📋 All 30 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ FRISHE NUES 6/22/2026 v10.10.3
they say in begining cash will be available in minutes.. in the end it won't be available untill tomorrow morning🤦‍♀️🤦‍♀️
★★★★ Tim P 6/20/2026 v10.9.0
Just another PayPal company that charges high fees and has a terrible spread, go with Sendwave for much better rates and just a $0.49 fee!
★★★★ Pablo W 6/19/2026 v10.9.0
Tragedy of the application, even with PayPal you can never count on sending money, mostly the problem is the currency converters are the cheapest, it wastes time and spoils your nerves.
★★★★ Rodney Miguez 6/16/2026
terrible to just try to sign up it's messed up
★★★★ Pathy Basaldua 6/15/2026 v10.9.0
the password s never work 😒 you have to make a new one every time you want to access
★★★★ sameena banu 6/14/2026 v10.9.0
They holded amount for many days and didn't do transfer and refunded. Long waiting without any updates.
★★★★ Bongani Mashengele (Mashten) 6/12/2026 v10.9.0
Money was transferred from my Paypal account to a mysterious account number in Bank of Ireland. I got no cooperation to resolve the matter, instead I was getting AI generated response soon after all my emails to explain the fraud. Very impersonal crowd. Never to be used again. No one listens to Customer complaints.
★★★★ Ruel Mallari 6/5/2026 v10.9.0
hey XOOM! I've been trying to get help and reached out; haven't heard anything (going on 3 days). Why is my transfer delayed after I've sent money previously with no issue? Now, I can't even log in...i'll change my review rating if I get any immediate help
★★★★ MARY L. DICKSON 6/3/2026
it ate my 100 dollars netspend helped and doubled it saying I won 100 I'll also never see. Temu chimed in to match now we're at 🫂300 so I joined sellvia like Jesus would have. make it 400, half actual cash half false promises like a dream. now everyon s like you won 100 dollars everywhere I go lik smoke n Mirrors. I forgot to activate my card first it ruined everything and beyond xooms creditworthiness to fix It I'm out 300 and mad. oh well ;/
★★★★ yolande soen 6/2/2026 v10.9.0
They're unable to process the payment. please try later ! What's going on 😔
★★★★ CK 5/29/2026 v10.9.0
Put my transaction into pending status on a usual 5-15 mins process transaction without a clear reason. Customer service team were not keen in assisting to resolve the issue. Going through the most terrible experience in remittance in my whole life. Not recommended to use.
★★★★ Michael 5/23/2026
app will work on old phone but not new phone. when I enter correct login info they app says "sorry, we're having trouble at the moment" but I can go login on old phone
★★★★ Darin-James Spencer 5/14/2026
nService is getting worse and worse. Asking private questions like who are we sending to. Stupid I am not a robot and SLOW TRANSFERS! Also we need option to choose method of payment every time. Not randomly. App chokes and caprures the money without completing transaction. Update 2025: App malfunctions, steals money. No help from customer service! BEWARE! BEWARE! This company will FRAUDENYLY BLOCK YOUR ACCOUNT.
★★★★ Rob Clemmett 5/7/2026 v10.9.0
Absolute bag of trash refuses to link to PayPal whatsoever, PayPal can't help as xoom runs independently, but your automated system sucks can't even spk to anyone to get this resolved, most annoying thing ever as every transaction goes through thus company
★★★★ tefo O 5/3/2026 v10.8.0
Apparently the developers forgot the UAE exists on the map as if we are still sending money via carrier pigeons what a joke for a global app in 2026
★★★★ Rusty McNeely 4/29/2026
don't waste your time
★★★★ Me Lizzy 4/27/2026 v10.8.0
I have used Xoom through PayPal for close to 8 months now, and despite the fact that they show one amount as the fee then switch it once you complete the transaction to a slightly higher amount, it wasn't enough to bother me. However, 2 days ago, I sent myself money, yet when Xoom said it was available, it was not available when I got to the bank. I requested a cancelation through PayPal and Xoom, but neither want to give me my money back. DON'T USE!!!
★★★★ Christophe Velard 4/25/2026 v10.5.0
I've been. using this app for a while now they said I reached my limit and am not sending millions or thousands of dollars they make me laugh when all these apps mention money and how$ 50 is money The criminals transferred millions not a lousy$ 50 now my friend has no food because of that non sense
★★★★ Jason Sardie 4/25/2026 v10.8.0
absolutely useless and does not work properly at all. pointless.
★★★★ Kenshin Maks 4/23/2026 v10.8.0
Jesus Christ it takes forever to Process....
★★★★ CJ Angrist 4/22/2026
dropped countries...
★★★★ Joseph 4/21/2026
horrible people, never ends well
★★★★ Angela A 4/17/2026 v9.10.1
I have used this app for the past 8 to 10 years and it was good. but in the past few months it's been only issues with it from exchange rates, fees go up and down like crazy depending on amount of money. to most recently the money been delay for no reason whatsoever. it's just one problem after another. I really hope they fixed this issues but until then not using this app. and definitely don't recommend it to others.
★★★★ Daniel Abrahamian 4/15/2026
OK
★★★★ Scotty 4/11/2026 v10.8.0
not needed
★★★★ Vasi Dee 4/8/2026 v10.5.0
useless from the US
★★★★ karla munoz 4/8/2026 v10.8.0
takes forever to login
★★★★★ Byron Elvira 6/12/2026 v10.9.0
empezaron a cobrar mucho por envíos ...
★★★★★ Elizabeth Higareda 5/29/2026 v10.8.0
to much fees, and any way the make money with in the exchange money
★★★★★ Jun Bug 5/2/2026 v10.6.0
easy to use but but they are robbing you. now looking for a better remittance

Sentiment summary

95%
Positive (4-5★)
2%
Neutral (3★)
3%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.