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XTB Online Investing

XTB S.A. · 144,785 ratings · ★ 4.4

4.4
★★★★★
144,785 ratings
5 ★
110,257 (76%)
4 ★
12,766 (9%)
3 ★
2,756 (2%)
2 ★
5,657 (4%)
1 ★
12,766 (9%)
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Top complaints - extracted from 53 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"account"
10 negative reviews mention this · 19% of all complaints
★★★★ "very bad experience with xtb since 3 days still my account is under verification, very slow customer service don't waste your time" - Ruhul Alom
2
"money"
6 negative reviews mention this · 11% of all complaints
★★★★ "Don't use this APP , NOT RECOMMENDED They stole my money . It was so easy to deposit money but impossible to withdraw money even after providing them with every document they asked for. That's a robbery" - Hesham Hassane

📋 All 53 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Sergii Ponomarov 5/4/2026
this app cant autorizated new user!
★★★★ Ruhul Alom 5/4/2026 v2.167.0
very bad experience with xtb since 3 days still my account is under verification, very slow customer service don't waste your time
★★★★ Anugrah Rizki 5/4/2026
I wonder the goal of the ads for? can't even proceed the kyc of new customers, slow working assessment team, I unistalled this
★★★★ P 5/2/2026 v2.167.0
App crashes when I try to log in. Horrible
★★★★ Andrei 4/30/2026
April 2026: the new charts do not load in full screen. You get a forever empty screen. Please test before releasing garbage.
★★★★ Hesham Hassane 4/30/2026 v2.167.0
Don't use this APP , NOT RECOMMENDED They stole my money . It was so easy to deposit money but impossible to withdraw money even after providing them with every document they asked for. That's a robbery
★★★★ Chandra Yudistira 4/29/2026 v2.166.0
aplikasi busuk serba lama
★★★★ Jewen Casilag 4/28/2026 v2.166.0
Extremely frustrating experience. A system error affected my trade, and while they initially promised no added cost, they later required me to deposit funds just to fix their own issue. My balance even dropped from around 8 AED to -42.11 AED without a clear explanation. This is not what was agreed. The resolution shifted the burden onto me instead of correcting their mistake. Serious concerns about transparency and accountability. Traders should think twice.
★★★★ Michał Długosz 4/27/2026 v2.166.0
pit 8-c źle wystawiony
★★★★ DailyCLB 4/27/2026 v2.166.0
Cum sa fiu pregatit sa fac o investitie majora cand aplicatia asta mi-a dar 3 erori in primele 5 min dupa descarcare?
★★★★ kera kun 4/26/2026 v2.166.0
one of the worse apps I've ever tried they took three weeks and yet it's not verified and unable to use the account i advise for everyone is to look for another app
★★★★ PHANTARNO 4/26/2026 v2.165.1
in the adverts its states you get a free stock when you sing up it does not state anything about putting money in within the first 7 days to unlock your free stock false advertisement.
★★★★ Indra indika satria 4/26/2026
seriously? I've been waiting for 7 days and you haven't verified my account?
★★★★ andrew cook 4/25/2026
hard on body. Andy.
★★★★ joel p shajan 4/24/2026 v2.166.0
very bad , lots of bug after update
★★★★ Gavin Y-W 4/23/2026 v2.166.0
Unfortunately new Zealand is not a country or interest here, cannot even open an account 🤔😒 uninstalling
★★★★ Wilkan Kusumo Haryo 4/22/2026 v2.165.1
Broker ampas, event aja dilicikin apalagi ntar kalo trading
★★★★ Al Rafii Muhammad Rasyiiq Hidayat 4/22/2026 v2.165.1
APLIKASI JELEK, ACC SANGAT LAMA, KYC HARI MINGGU SAMPAI SEKARANG BELUM DI ACC DAN DIAKTIVASI, SEDANGKAN ORANG LAIN YANG KYC KEMARIN, TIDAK PERLU SEHARIAN UDAH ADA YANG ACC, RUSAK RUSAK
★★★★ arknight acc43 4/22/2026
the most worst app,It takes so long to verify, the market price has already gone up
★★★★ Sinne 4/21/2026
SCAAAAMM DOESNT LET ME WITHDRAW AND MY CARD NEVER GETS VERIFIED
★★★★ Stephen Goldstraw 4/21/2026 v2.165.1
Terable because it's not responding to my needs for only a cash ISA, not interested in stocks & shares ISA
★★★★ Degris Arinald 4/21/2026 v2.165.1
sl bad verification , already verif but still need verif please fix the bugs
★★★★ Nikita Sanda 4/20/2026
kocak
★★★★ Yazid Bustomi 4/20/2026 v2.165.1
ngasih reward ga niat, masa iya saya mau jual saham grab 70k, fee nya 50k, gila lu
★★★★ myata Perumana 4/20/2026 v2.165.1
Ga jelas, susah amat mau verifikasi
★★★★ Jan Kolbusz 4/19/2026 v2.165.1
From one day to the next, without any warning, my card deposit was blocked. This exposed me to significant losses and forced me to hastily close unfavorable positions. I don't recommend them; I'm switching to the competition. Everyone should also consider opening an account with them.
★★★★ Mohamed Ibrahim Younis Mohamed 4/15/2026 v2.164.0
Extremely poor experience with XTB regarding fund withdrawals. I have a pending withdrawal to Al Rajhi Bank since February 26th. Despite providing a UETR number, the bank confirmed no funds were received. I’ve repeatedly requested the MT103 swift copy from XTB customer support to track the transaction, but they keep stalling and refuse to provide it. Total lack of transparency and professional support. Stay away if you value your money.
★★★★ Михайло Кушнір 4/15/2026 v2.160.0
Dodanie zdjęcia paszportu odbywa się nie przez aplikację tylko na adres mejlowy jakiegoś pracownika firmy. Moim zdaniem to nie jest bezpieczny sposób przekazania danych osobowych.
★★★★ Greg W 4/9/2026 v2.164.0
Without doubt, the worst investment platform I have ever used. Support is nearly non existent. They are now stopping me from moving my account to another provider. AVOID AVOID AVOID.
★★★★ Philipp Salata 4/7/2026 v2.163.0
awful experience. No feedback and response from support for 3 days after I submitted id for verification
★★★★ Probably Me 4/7/2026 v2.163.0
Trying for the 10th time to login without success. No sms with the login code for more than one hour. Close to a panick attack.
★★★★ Muhammad Amin 4/6/2026 v2.163.0
saya sudah deposit ke rekening BCA XTB, tetapi dananya tidak masuk ke akun XTB saya. mohon penjelasannya
★★★★ Fares Jabr 4/2/2026 v2.162.1
how working
★★★★ Marcin Koziara 4/2/2026 v2.162.1
nie działa automatyczne dodawanie konta do wypłaty poprzez wykonanie przelewu i nie wysyłają kodu do formularza dodania konta.
★★★★ Mal Vino 4/2/2026 v2.162.1
Unreliable platform. During a market dip, they deleted all pending buy limit orders before the opening, claiming 'technical issues.' It feels like a scam. I advise serious investors to stay away. Also their caching system is in kindergarden. Takes ages before the platform "see" the top up. In there result you are not able to place an order/offer. In game where time is money this is unacceptable. If you are serious about investing AVOID this app! To the app provider: regular testing is a MUST!
★★★★ adam y 3/30/2026 v2.162.1
customer service sucks.
★★★★ GJS Develop 3/29/2026 v2.162.1
absolutely terrible app. wouldnt trust it with any larger sum of money. asks to verify id, click on the button, only gives you a password. no way to record a video or upload documents. go to the page in the browser. say ive already uploaded my documents. then later the option just dissapears as if its been verified, when i uploaded nothing. try to make a deposit using a card. takes you to your bank app to approve the payment, once you approve the payment goes ack to this app and does nothing
★★★★ Becky Christian-lau 3/28/2026 v2.162.1
It sounds too good to be true They are the only interest in investment only not cash ISA!!!
★★★★ Adam Michał Małecki 3/25/2026 v2.161.0
Często nie potrafi poprawnie narysować zamknięcia ostatniej świecy czy słupka, gdy rynek jest zamknięty - błąd ten jest obecny przez lata mimo zgłoszeń. Często trzeba trochę poczekać, aż wykres się załaduje. Brakuje synchronizacji wykresów nie tylko z wersją web, ale również pomiędzy samymi aplikacjami mobilnymi. Nie oferuje niektórych funkcjonalności lub działają one inaczej, niż w wersji web. Ogólnie da się korzystać, choć pozostawia trochę do życzenia. EDIT: Nowy system wykresów to porażka.
★★★★ David Williams 3/23/2026
account verification pending for over a month and no chat assistance provided within an hour. impossible for me to use this service
★★★★ Matthijs Alberts 3/23/2026 v2.161.0
Account activation takes very long. App crashes too often.
★★★★ Maciej Kozłowski 3/23/2026 v2.161.0
can't login
★★★★ Isan Vegas 3/23/2026 v2.161.0
aplikasi sampah sengaja tidak bisa mendaftar digagalkan terus saat akan foto ktp
★★★★★ Yoan Pertama 4/18/2026 v2.165.1
why i didn't receive the SMS activation, several times i've try but the SMS is not sent to me.
★★★★★ Alex 4/17/2026
bring global currently for the UI setting. in case I have the account in a local currency, to see in the app the value automatically converted in USD or EUR
★★★★★ Marius Popa 4/14/2026 v2.164.0
Am I supposed to trust with money a platform where the sms code is not sent when I want to add my bank account and support charbot just fails with an error code?
★★★★★ Asad Asadraza 4/13/2026 v2.164.0
dimag harab
★★★★★ Irimia Madalina 4/10/2026 v2.163.0
Din pacate nu poti actualiza datele atunci cand ai o carte de identitate electronica, neavand optiunea incarcarii documentului de atestare a domiciliului.
★★★★★ Andrés Felipe Díaz 4/8/2026 v2.163.0
I was suddenly logged out and I couldn't log into the app again. I changed the password, tried different ways and it wasn't possible.
★★★★★ Alexander Noritz 4/6/2026 v2.163.0
No disponible para personas con ciudadanía americana :(

+ 3 more in the clipboard copy

Sentiment summary

85%
Positive (4-5★)
2%
Neutral (3★)
13%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.