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1st Source Bank Mobile Banking

1st Source Bank · 12,222 ratings · ★ 4.8

4.8
★★★★★
12,222 ratings
5 ★
10,687 (87%)
4 ★
969 (8%)
3 ★
247 (2%)
2 ★
61 (0%)
1 ★
262 (2%)
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Top complaints - extracted from 33 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"bank"
10 negative reviews mention this · 30% of all complaints
★★★★★ "A little rough. The app certainly leaves something to be desired. It is not smooth and often has issues or is down/moves slow. The bank is very old school on how they do things from deposits to fees." - Munno15
2
"work"
9 negative reviews mention this · 27% of all complaints
★★★★★ "App not working. For over a week the app won’t load properly on sign in. Have to keep trying over and over. I’ve noticed my purchases with Apple Pay sometimes also has the wrote brand icon or reference next to the purchase , which makes it hard to distingu…" - 1st source - App. Not working
3
"source"
6 negative reviews mention this · 18% of all complaints
★★★★ "Okay but got worse in the last year. I hate that i have to load 30 days at a time. If im searching a specific expense I want to auto pull in all of it not each 30 days. It used to be better. I hope they utilize this feedback and improve their app. I’m a lifelong heavy app user…" - Any nickname 1495
4
"money"
6 negative reviews mention this · 18% of all complaints
★★★★ "Horrible. You’d think a banking app wouldn’t crash like more than half the month so you’re able to send money for bills and check balances on your account. This app crashes more than a junkie after a fix. Fix the app 1st source!!! I try to send rent…" - Castiel Klobucar
5
"doesn"
5 negative reviews mention this · 15% of all complaints
★★★★ "Terrible. This app is constantly going down. Like 50% of the time I open this app it just doesn’t work." - Annabannana12334
6
"check"
5 negative reviews mention this · 15% of all complaints
★★★★ "Needs work. App is down a ton. Sometimes it delays when doing transfers between accounts so you can’t see your actual balance until the app decides to catch up. And sometimes it won’t allow you to cash checks and or see your accounts in general." - ummmmm k
7
"down"
4 negative reviews mention this · 12% of all complaints
★★★★★ "A little rough. The app certainly leaves something to be desired. It is not smooth and often has issues or is down/moves slow. The bank is very old school on how they do things from deposits to fees." - Munno15
8
"issue"
4 negative reviews mention this · 12% of all complaints
★★★★ "Logining in. I’ve changed my old phone number to the current one I’m using and I’m still having issues. It won’t call me no matter how many times I presss it and it won’t give me the text option." - Ava0.2
9
"account"
4 negative reviews mention this · 12% of all complaints
★★★★★ "Only I or wife can use app/card/online. Not a direct issue with the app. But anytime I get my account fixed, my wife's access is blocked. And vice versa" - tamusjroyce
10
"banking"
4 negative reviews mention this · 12% of all complaints
★★★★ "Worthless now. App sucks now that business accounts have been removed. Who wants two different apps for the same bank? You just took the convenience out of banking with you." - Upset customer2026
11
"terrible"
4 negative reviews mention this · 12% of all complaints
★★★★ "Terrible. This app is constantly going down. Like 50% of the time I open this app it just doesn’t work." - Annabannana12334
12
"crashes"
4 negative reviews mention this · 12% of all complaints
★★★★ "Horrible. You’d think a banking app wouldn’t crash like more than half the month so you’re able to send money for bills and check balances on your account. This app crashes more than a junkie after a fix. Fix the app 1st source!!! I try to send rent…" - Castiel Klobucar

📋 All 33 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Ava0.2 4/29/2026 v2026.01.01
Logining in
I’ve changed my old phone number to the current one I’m using and I’m still having issues. It won’t call me no matter how many times I presss it and it won’t give me the text option.
★★★★ Upset customer2026 1/14/2026 v2025.10.1
Worthless now
App sucks now that business accounts have been removed. Who wants two different apps for the same bank? You just took the convenience out of banking with you.
★★★★ ummmmm k 12/20/2025 v2025.10.1
Needs work
App is down a ton. Sometimes it delays when doing transfers between accounts so you can’t see your actual balance until the app decides to catch up. And sometimes it won’t allow you to cash checks and or see your accounts in general.
★★★★ Annabannana12334 11/17/2025 v2025.10.1
Terrible
This app is constantly going down. Like 50% of the time I open this app it just doesn’t work.
★★★★ Any nickname 1495 9/19/2025 v2025.07.1
Okay but got worse in the last year
I hate that i have to load 30 days at a time. If im searching a specific expense I want to auto pull in all of it not each 30 days. It used to be better. I hope they utilize this feedback and improve their app. I’m a lifelong heavy app user for first source
★★★★ Castiel Klobucar 9/18/2025 v2025.07.1
Horrible
You’d think a banking app wouldn’t crash like more than half the month so you’re able to send money for bills and check balances on your account. This app crashes more than a junkie after a fix.
Fix the app 1st source!!! I try to send rent and I look like trash to my landlord for not being able to send it due to your horrible app being down.
How about do updates at 9pm on a weekend instead of 2pm on a Thursday!
★★★★ HappyCustomer56 9/2/2025 v2025.07.1
Unreliable
Sometimes the app works and an hour later it has lost connection to all bank accounts. Tried everything. Disappointing.
★★★★ Kunsrn 7/6/2025 v2025.05
Keeps kicking me out the app
Everytime i open the app and wanna go to zelle or access my money it kicks me out of the app and takes me about 4-5 attempts for it to stay in the app and do what i want it to do fix this its been happening for 2 months
★★★★ Greedy meat 10/16/2024 v2024.07.01
Terrible
App crashes and never loads!
★★★★ CoffeeLiberal 6/3/2024 v2024.04.01
Most worthless bank I’ve ever known
Tried to go local as opposed to doing business with a bigger national bank and couldn’t regret it more! They flashed my account for fraud in 2022 and can’t specifically answer as to why so I’m unable to do any bank to bank or wire transfers. Save yourself the time and bank somewhere else!!!
★★★★ Kortalkortalkortal 5/24/2024 v2024.04.01
Fraud protection non existent
We had our identities stolen about a week ago (we had them stolen in January as well. Just got our new cards last month and they were stolen again. We don’t shop online besides amazon). Have made several calls to get a stop payment and investigation to which they say they can’t stop. Once it’s posted they may be able to investigate. So we have to knowingly let them steal my hard earned money before they’ll do anything. Then MAYBE I’ll get my money back in a few months. We are pulling our money and going elsewhere. Not to mention their horrible fraud protections work hours are next to nothing. So when we catch an issue they’re already closed. And there is nothing you can do in the app to stop them from stealing my money. Times are way too hard to have to watch someone openly steal my hard earned money to a bank that shrugs and says oops sowwy 🤷🏼‍♂️
★★★★ dr.reviewer181818 8/6/2023 v2023.05
Trash
This app only works when it wants to. Most of the time I get “application error”
★★★★ Str8Klownin1 8/6/2023 v2023.05
Application Error
90% of the time this is what it says, We are unable to display your information at this time. Please try again later. App barley works. Absolute junk.
★★★★ BobbyWeird 4/6/2023 v2023.03
Transaction listings are a joke
I have multiple debit cards and many credit cards and I have never seen any other company that doesn't give real time transaction info. Nights and weekends included. With First source it's always guess work every night and all weekend.
★★★★ Vitnay 12/12/2022 v2022.6.0.1
Check deposit
The check deposit technology is horrible- my checks are always bouncing back because the app takes the image in black and white and by doing so, the image looses the majority of detail. Which is the reason my checks won’t be deposited. Very frustrating. Chase and Wells Fargo are a dream in comparison but I prefer to bank small. Please fix this issue!
★★★★ jthrashman 1/31/2022 v2021.11.0.62
WARNING! For the people who do all there deposits mobile
Do not use first source if you are going to deposit checks through the app. They hold you check for a week and when it finally “processes” they hold it even more time after that. Just a warning. There wait time is crazy..
★★★★ Dirtball95 1/28/2022 v2021.11.0.62
Great at first
Only works on the first phone you use it with. App reset on new or other phone doesn’t work making it completely useless. Still useless resets months later. This app is worthless if u switch phones or forget log in.
★★★★ Rodeopepper 11/8/2021 v2021.6.0.59
Terrible App
I have been banking with 1st source for over 30 years and this app is going to be the last straw. It will never work for a mobile deposit and then you have to take the endorsed check into a branch. I called customer service and their answer “just keep trying it will eventually work”. Well after 500 tries I’m done and first thing tomorrow I’m looking for a new bank.
★★★★ penguin_love123 10/26/2021 v2021.6.0.59
Poor poor app
Please just look at Wells Fargo or chase and you can see how poor this one is. It’s really quite bad. I know you must be trying but to improve look at these two and mirror there’s. That would be awesome.
★★★★ Indiana Hoosier 7/13/2021 v2021.6.0.59
Terrible app
App freezes and crashes. Worst bank app ever.
★★★★ Poor alerts 1/7/2021 v6.5.5.53
Alerts
The alerts come in days later eight direct deposit shows up a day or two laterI withdrawal shows up late
★★★★ Lauren Schmidt 6/8/2020 v6.3.46
Bad app
This app crashes and is very outdated
★★★★ gradyfershin 7/18/2019 v6.0.1.32
Yo
This app looks like I’d find it on a iPhone 4. I can’t even freeze my card from it. Only banked with them cause they were closest to my work👎🏻 poor decision
★★★★ reaper317 6/18/2019 v5.12.2.31
No good bank
They like take money an add extra 36$ fee like 3 times in less then 24hrs. I would never again banking with em at all.
★★★★ JasSpaz012169 8/22/2018 v5.10.1.28
Awesome!!
I love the app! So many awesome features including purchase rewards. I just wish they had Face ID still!
★★★★★ 1st source - App. Not working 4/25/2026 v2026.01.01
App not working
For over a week the app won’t load properly on sign in. Have to keep trying over and over.
I’ve noticed my purchases with Apple Pay sometimes also has the wrote brand icon or reference next to the purchase , which makes it hard to distinguish purchases made.
★★★★★ Munno15 4/2/2026 v2026.01.01
A little rough
The app certainly leaves something to be desired. It is not smooth and often has issues or is down/moves slow. The bank is very old school on how they do things from deposits to fees.
★★★★★ tamusjroyce 2/25/2026 v2025.10.1
Only I or wife can use app/card/online
Not a direct issue with the app. But anytime I get my account fixed, my wife's access is blocked. And vice versa
★★★★★ swarthysynth 12/29/2025 v2025.10.1
Poor quality app
The app needs improvement. It does not run well in iOS.
★★★★★ Sami_104 5/23/2025 v2025.05
Recent update bugs V2025.05.00.01
After my app updated I cannot click the Zelle or transfer money section without it kicking me out of the app completely. I am not sure if it is for any other of the “Manage Money” sections or not. I have tried to restart my phone, close out the app and reopen it, and made sure my internet connection was good before I tried. Very very inconvenient. I hope this is fixed soon.
★★★★★ Cowfish21 10/29/2021 v2021.6.0.59
Zelle doesn’t work
This is the second time I’ve went to send someone money and Zelle doesn’t work. This is only an issue with 1st Source Bank. No other bank has this issue. Makes me want to close this account.
★★★★★ bjeffery76 7/4/2021 v2021.6.0.59
New version 😠
This new version of the app is not user friendly. The old one would at least subtract your pending transactions, but this new version doesn’t so you have to do the math yourself. Since I don’t use a checkbook, I don’t have a ledger to look at. I want the old version back. Don’t like it at all!!! 😠
★★★★★ IUHalls 5/21/2020 v6.3.46
Check photos
The photo portion is garbage. Often won’t allow the image. Turns 2020 technology into 1970s photo. Just let the camera do the work or let folks upload the photo they took of the check. Won’t tell you why it won’t accept the picture just a pain.

Sentiment summary

95%
Positive (4-5★)
2%
Neutral (3★)
3%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.