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Acorns: Save & Invest Money

Acorns Grow Incorporated · 950,615 ratings · ★ 4.7

4.7
★★★★★
950,615 ratings
5 ★
814,978 (86%)
4 ★
82,122 (9%)
3 ★
25,223 (3%)
2 ★
6,814 (1%)
1 ★
21,774 (2%)
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Top complaints - extracted from 36 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"account"
13 negative reviews mention this · 36% of all complaints
★★★★ "My account is suspended help center doesn’t work. My account is suspended it’s still charging me and there is no way to cancel it the website acorns help.com doesn’t work neither does the help center in the app pretty much stealing my money even tho I can’t use the account" - Window4200
2
"money"
11 negative reviews mention this · 31% of all complaints
★★★★ "Sick. Beware, I had a esophagus, cancer and lung cancer and didn’t follow my Acorns app for a few years. Someone had taken all my money out. Acorns told me too bad you’re screwed. It was two years ago. They said too bad you’re out of luck we don’…" - bmurtha4711
3
"acorns"
7 negative reviews mention this · 19% of all complaints
★★★★ "Sick. Beware, I had a esophagus, cancer and lung cancer and didn’t follow my Acorns app for a few years. Someone had taken all my money out. Acorns told me too bad you’re screwed. It was two years ago. They said too bad you’re out of luck we don’…" - bmurtha4711
4
"subscription"
7 negative reviews mention this · 19% of all complaints
★★★★ "No. Cancelled my subscription multiple times and I’m still getting billed every month. Customer service was slow and unhelpful. my account wouldn’t even let me invest and my card wouldn’t work even when connected. Not very user friendly and ver…" - D12idks
5
"cancel"
6 negative reviews mention this · 17% of all complaints
★★★★ "My account is suspended help center doesn’t work. My account is suspended it’s still charging me and there is no way to cancel it the website acorns help.com doesn’t work neither does the help center in the app pretty much stealing my money even tho I can’t use the account" - Window4200
6
"scam"
6 negative reviews mention this · 17% of all complaints
★★★★ "SCAM ALERT 🚨!!. I’m beyond frustrated with Acorns at this point. My account has now been locked for the fourth time in one week for no clear reason, leaving me unable to access my money. Each time I’ve had to go through the same exhausting verification pro…" - ✦sᴡᴇᴇᴛʙᴇᴇ ♡ ᴀᴘʀɪʟᴍᴀʀɪᴇ✦
7
"into"
5 negative reviews mention this · 14% of all complaints
★★★★ "SCAM ALERT 🚨!!. I’m beyond frustrated with Acorns at this point. My account has now been locked for the fourth time in one week for no clear reason, leaving me unable to access my money. Each time I’ve had to go through the same exhausting verification pro…" - ✦sᴡᴇᴇᴛʙᴇᴇ ♡ ᴀᴘʀɪʟᴍᴀʀɪᴇ✦
8
"doesn"
4 negative reviews mention this · 11% of all complaints
★★★★ "Doesn’t work. This thing has yet to give me anything towards investing for any promo I have completed nor does the extension I downloaded invest anything from any sights ever" - magicleader
9
"work"
4 negative reviews mention this · 11% of all complaints
★★★★ "Doesn’t work. This thing has yet to give me anything towards investing for any promo I have completed nor does the extension I downloaded invest anything from any sights ever" - magicleader
10
"does"
4 negative reviews mention this · 11% of all complaints
★★★★ "Doesn’t work. This thing has yet to give me anything towards investing for any promo I have completed nor does the extension I downloaded invest anything from any sights ever" - magicleader
11
"help"
4 negative reviews mention this · 11% of all complaints
★★★★ "Sick. Beware, I had a esophagus, cancer and lung cancer and didn’t follow my Acorns app for a few years. Someone had taken all my money out. Acorns told me too bad you’re screwed. It was two years ago. They said too bad you’re out of luck we don’…" - bmurtha4711
12
"times"
4 negative reviews mention this · 11% of all complaints
★★★★ "No. Cancelled my subscription multiple times and I’m still getting billed every month. Customer service was slow and unhelpful. my account wouldn’t even let me invest and my card wouldn’t work even when connected. Not very user friendly and ver…" - D12idks

📋 All 36 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Soverign1755 5/8/2026 v4.192.0
Mr. Forrest Baker
Woody
★★★★ magicleader 5/4/2026 v4.191.0
Doesn’t work
This thing has yet to give me anything towards investing for any promo I have completed nor does the extension I downloaded invest anything from any sights ever
★★★★ bmurtha4711 5/2/2026 v4.191.0
Sick
Beware, I had a esophagus, cancer and lung cancer and didn’t follow my Acorns app for a few years. Someone had taken all my money out. Acorns told me too bad you’re screwed. It was two years ago. They said too bad you’re out of luck we don’t care we’re not gonna help you someone got your money. Go suck an egg.
★★★★ Window4200 5/1/2026 v4.191.0
My account is suspended help center doesn’t work
My account is suspended it’s still charging me and there is no way to cancel it the website acorns help.com doesn’t work neither does the help center in the app pretty much stealing my money even tho I can’t use the account
★★★★ Cerca d ti 4/30/2026 v4.191.0
Estafa
Esta aplicación una vez q la descargas aunque anules la suscripción t sigue cobrando.
★★★★ D12idks 4/26/2026 v4.190.0
No
Cancelled my subscription multiple times and I’m still getting billed every month. Customer service was slow and unhelpful. my account wouldn’t even let me invest and my card wouldn’t work even when connected. Not very user friendly and very confusing to use.
★★★★ Marc Edson Theophyl 4/22/2026 v4.190.0
Marc Edson Theophyl
Marc Edson Theophyl
★★★★ ✦sᴡᴇᴇᴛʙᴇᴇ ♡ ᴀᴘʀɪʟᴍᴀʀɪᴇ✦ 4/22/2026 v4.190.0
SCAM ALERT 🚨!!
I’m beyond frustrated with Acorns at this point. My account has now been locked for the fourth time in one week for no clear reason, leaving me unable to access my money. Each time I’ve had to go through the same exhausting verification process, including PIN resets, push notifications, chats with support, and now uploading personal documents yet again.
After submitting the requested documents immediately, I was told it could take another full business day to review, despite this being an ongoing issue that has already happened multiple times. When I requested escalation to a regional or district manager, I was repeatedly told that was not possible.
I understand security is important, but repeatedly locking customers out of their own money without clear explanations, then forcing them into a 24+ hour waiting period every time, is unacceptable. The support agents were polite, but the process itself is exhausting, repetitive, and feels completely disconnected from the urgency of customers needing access to their funds. 😡
★★★★ LightsideoverDark 4/21/2026 v4.190.0
Never again
Horrible I would not recommend using this app humans are the only species on this planet that actively works against it
★★★★ Lie and scam 4/13/2026 v4.188.0
Referred
They do not comply with what they say when you complete the referrals they invent things like that your referrals did not complete the steps and to verify their lie they put as if they did not complete the steps to my mom and I personally was the one who helped her create the account so it is a lie what they say so as not to pay the bonus
★★★★ broskinos lover 101 4/8/2026 v4.188.0
Bad
Completely scammy
Offer is not what it seems
★★★★ Trash. 👎👎👎 4/7/2026 v4.188.0
bad
it did not let me sign up at all the keybord wont come up and it would freeze when i tried exeting out and reloading it
★★★★ Kn827nnsgtuiwcnvgtyiw 4/3/2026 v4.187.0
Glitch
I’ve downloaded and deleted this app 4X just trying to open an account. It will not let me type
★★★★ AnalizaShu 4/2/2026 v4.187.0
Their referral promotions are a scam.
I had a referral “promotion” where if I refer 3 people I got $975. I referred 3 people and was there when they signed up. They signed up on the same day. One was my mom. She is older so she forgot her password a few days later so she reset it. They counted her as a NEW sign up after resetting her password so instead of going for the promotion I sent; they counted her for the new one. So I ended up only getting 2/3 of the referrals. I contacted support.
The support person is Indian, does not understand what I’m trying to say. He finally gets it and says “it must be the system that is counting her for another promotion” and I said yes. Because I did not share any other promotions with her; and I was there when she signed up, so I know she did.
I -never- would have bothered helping her or the other 2 people sign up for a $5 reward.
Don’t waste your time.
Another thing. They will continue to withdraw money from your investments to cover their monthly fee of $6. (Or whatever plan you have) even if you’re no longer doing round ups or able to add money for whatever reason.
U don’t need acorn to invest. Use fidelity and auto invest $5 a week if that’s all you can afford. Acorn is a scam to lure in people who don’t normally invest.
★★★★ all stupid nicknames are taken 4/2/2026 v4.187.0
It’s a Scam People!!!
Don’t fall for it. Once you sign up they do t let you cancel. It’s worse than a GYM Membership
★★★★ Es mala todo 4/1/2026 v4.187.0
Es pesima y roban
Bad application, they steal
★★★★ lightwarrior101 3/31/2026 v4.179.0
They owe me $12
This place just kept charging me a monthly fee even though the account had been closed. Then they never bothered to refund it in full. Glad I’m not using this app anymore.
★★★★ Js771201 3/31/2026 v4.187.0
Ripoff
I never authorized them to charge my bank account and then when I realized they would I tried to cancel but was still charged and I have tried a second time!!! Absolute ripoff app
★★★★ okristine 3/30/2026 v4.186.0
Lack of details, I’m lost.
My friend tried using me as a person to help him get that $900, but due to the app not telling me any details, I thought I was safe to cancel it after. Especially after telling me that the transactions were approved. Won’t even let me bring back my subscription. Confusing design.
★★★★ Acornisascam 3/27/2026 v4.186.0
Scam
They are genuinely such a scam. The referral does not work and I refered 5 friends, two of them never popped up on my portal this is so stupid and their customer service is useless too. Do not ever use this or trust them
★★★★ Dexen Gray 3/27/2026 v4.186.0
Hidden Subscription
Just a heads up, their charges only show up as “subscription” on your bank statement with no details. I tried the service briefly, thought I cancelled, and ended up getting charged for 2 years without realizing it. It took months of dealing with my bank and multiple companies just to figure it out. Not cool. If you try it, double check your billing because it won’t clearly say what you’re paying for and since you connect a checking account it doesn’t show up in your “Apple Subscriptions”.
★★★★ Atl chuck 3/26/2026 v4.186.0
scams ya with frees
avoid this they take anything you earn in hidden fees not worth the time and money you spend !!!
★★★★ fhilnbh 3/25/2026 v4.186.0
Forced to amend my tax return because they can’t do their job right
They sent me a “corrected” form so I had to amend my return and spend hundreds dollars more just to do so. They are the worst. I took my business somewhere else.
★★★★ Smithsailing 3/23/2026 v4.186.0
Total Scsm
This App is a total Scam Acorns refuses to pay for referrals
★★★★ Jkvs11 3/23/2026 v4.185.0
Referrals are Scam
After all I did to have my referral bonus they make me ineligible for problems in their platform. Do not recommend this.
★★★★ fohmane 3/23/2026 v4.185.0
Shady practices.
They’ll charge you a pretty hefty fee and tell you that it doesn’t show up under your subscriptions or on the account but it’s the just cost of using their top tier services lol. Straight from customer support. Will be disputing the charge and reaching out to the BBB in hopes that I can protect other people from their shady practices. They know their app is aimed towards a certain audience. And they take full advantage of that. They are not here to help you grow your money. Be aware, put your money into a HYSA at your local credit union instead! You can round up manually, avoid Acorns.
★★★★ sunky munky 3/19/2026 v4.185.0
Terrible.
Horrible user interface. Paid subcription. I hope this company falls completely and never earns another penny.
★★★★ Tachface10 3/19/2026 v4.185.0
Stealing my money
I have had to log into this app to cancel subscriptions at least 10 times now I canceled the subscription. It’s not charging me for a couple months and then all of a sudden I start getting charged in my bank account and they restart my subscription without my consent or my authority I have not been able to get this app to completely remove all my information.
★★★★ Virtue_v2 3/19/2026 v4.185.0
Had gold subscription and saved up to $300 and lost it all
Thanks
★★★★ Keepske 3/18/2026 v4.185.0
They hold your $ HOSTAGE!
Literally invested 5k$ off the rip to see how it would place my money. Easy. Clean app! Took my money quickly immediately no problem! Then because the market slumped (not acorns fault obviously) I decided to pull my investment because it lost 450$ in two days and I was gonna put the remaining money in my portfolio for later.
I withdrawal and immediately get LOCKED out of my account due to suspicious activity. I have verified my email, phone number, sent my photo ID, SS number. Everything. Withdrawal into same account even. And now my account is frozen. No deposit has been made and zero money returned to me after 14 days.
They won’t “verify” my request from the SAME ip address to the SAME bank account. Even after ID verification, SS number and two factor authentication via email AND phone number! :)
They are holding my money hostage for what? Because I have free will?
Avoid this app.
Put your money into a different app. They can’t manage money; but they sure can hold it. Can’t wait to spend hours on customer service trying to get my withdrawal of MY OWN MONEY send to already verified bank account! Thanks acorns!
Easy investing! But hard to get your hard earned money back! :D
★★★★ SmeddieX 3/17/2026 v4.185.0
Prepare to get nickel and dimed
Monthly fees, transfer fees all for custodial account. Restricted on what you can add to accounts based on how much you want to pay in monthly fees. No in-kind xfers, management fees, wire fees. It never ends. It’s a cute looking platform that ultimately sticks it to its client.
★★★★ LA RAZON DE LO CORRECTO 3/17/2026 v4.185.0
Why?
Por qué preguntar si el usuario es Residente estado unidense? Yo no lo soy, de que se trata la pregunta para poder tener la confianza de usar la app?, agradezco la respuesta y solución para cambiar la calificación
Gracias
★★★★ B ex 15882 3/16/2026 v4.184.0
Don’t get
Hope you don’t want to cancel your subscription because they make it so difficult to do so and it takes weeks! Tried it to see if I like it and it was very confusing so I wanted to cancel and they keep taking money from you as you’re waiting to cancel your subscription. Do not recommend.
★★★★★ Dorvin Nora 5/7/2026 v4.192.0
Thank you so much
Thank you so much
★★★★★ Gavin Willimon 3/21/2026 v4.185.0
Withdraw
Everytime I try to withdraw money it will not allow me to, saying “oops try again in a few minutes “
★★★★★ Tony R. Hayes 3/16/2026 v4.184.0
Sounded good until I seen the fee.
Well the only reason I wanted to sign up was to do the round up option and the Gold package sounds really like a great idea. But I decided not to use Acorns because of the fee. Using the round up on Acorns would mean that you would have to round up too many times to pay the fee before anything from rounding up would be counted towards your account on Acorns. So say you do the $12.00 subscription monthly, and you finally hit enough round ups to make $12.00 and it took half a month to get that $12.00 worth of round ups so now you only have half a month to actually put your roundup into your account as your own money. The monthly fees are the reason I keep saying no to Acorns.

Sentiment summary

94%
Positive (4-5★)
3%
Neutral (3★)
3%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.