Review Insights · App Store
Lenme: Investing and Borrowing
Lenme Inc. · 71,800 ratings · ★ 4.4
4.4
★★★★★
71,800 ratings
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Top complaints - extracted from 38 negative reviews
Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.
1
"loan"
12 negative reviews mention this · 32% of all complaints
★★★★★ "Mislead about loan. Jumped through hoops to get the promised 200 advance and paid for subscription - only THEN to be told they’re sending out the loan request and will notify me if anyone is interested! How unethical" - Pnpk09
2
"scam"
12 negative reviews mention this · 32% of all complaints
★★★★★ "I Think It's A Scam. Not sure what's happening but you will see a list of people getting funded but you will never get funded. However, your information will be shared." - NJNCTransplant
3
"money"
8 negative reviews mention this · 21% of all complaints
★★★★★ "Terrible scam app. They will deduct money even after you cancel. Don’t even download this if you’re down to nothing" - Chudditinious
4
"paid"
6 negative reviews mention this · 16% of all complaints
★★★★★ "Mislead about loan. Jumped through hoops to get the promised 200 advance and paid for subscription - only THEN to be told they’re sending out the loan request and will notify me if anyone is interested! How unethical" - Pnpk09
5
"doesn"
6 negative reviews mention this · 16% of all complaints
★★★★★ "Terrible. Fake app doesn’t work at all" - GamerAnarki
6
"anything"
6 negative reviews mention this · 16% of all complaints
★★★★★ "Bamf. This is the worst app ever it doesn’t work the buttons do not work charged me and won’t let me even accept anything this is bs" - sweetasuhpeach
7
"been"
6 negative reviews mention this · 16% of all complaints
★★★★★ "Haven’t received a internal offer. I’ve been a member for 4 months and I have yet to receive an internal offer . I’ve requested as low as 50$ to as high as 300$. Hopefully soon" - Mossed_88
8
"subscription"
5 negative reviews mention this · 13% of all complaints
★★★★★ "Mislead about loan. Jumped through hoops to get the promised 200 advance and paid for subscription - only THEN to be told they’re sending out the loan request and will notify me if anyone is interested! How unethical" - Pnpk09
9
"information"
5 negative reviews mention this · 13% of all complaints
★★★★★ "I Think It's A Scam. Not sure what's happening but you will see a list of people getting funded but you will never get funded. However, your information will be shared." - NJNCTransplant
10
"work"
5 negative reviews mention this · 13% of all complaints
★★★★★ "Terrible. Fake app doesn’t work at all" - GamerAnarki
11
"false"
5 negative reviews mention this · 13% of all complaints
★★★★★ "Shammmm. This App Is False Advertisement don’t waste your Time.. I’ll save you the trouble." - Heyhomo
12
"charge"
5 negative reviews mention this · 13% of all complaints
★★★★★ "Bamf. This is the worst app ever it doesn’t work the buttons do not work charged me and won’t let me even accept anything this is bs" - sweetasuhpeach
📋 All 38 negative reviews
Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").
Mislead about loan
Jumped through hoops to get the promised 200 advance and paid for subscription - only THEN to be told they’re sending out the loan request and will notify me if anyone is interested! How unethical
I Think It's A Scam
Not sure what's happening but you will see a list of people getting funded but you will never get funded. However, your information will be shared.
Terrible
Fake app doesn’t work at all
Scam
They just sell your data, and try and get you to subscribe. I’ve reported them as a scam to the store for misleading information.
Shammmm
This App Is False Advertisement don’t waste your Time.. I’ll save you the trouble.
False borrowing
Terrible, I kept wondering why nobody every gave a loan and I know why because as a lender you can see everyone’s credit above there name! Try solo it’s completely better, got loan same day and lenme makes you wait months
Bamf
This is the worst app ever it doesn’t work the buttons do not work charged me and won’t let me even accept anything this is bs
Scam! To collect your data
Do not give them anything. You give them all your info and then you don’t get any “investors” lending to you. They just take your data and charge you $1.99 for nothing HUGE scam
No cash advance/loan
They will get your info and then send your info to others to see if you get a loan through them but you will also be waiting forever to be approved. no cash advance nor loan on this app it is a third party app!
Haven’t received a internal offer
I’ve been a member for 4 months and I have yet to receive an internal offer . I’ve requested as low as 50$ to as high as 300$. Hopefully soon
Never offered a loan
I have used this app on and off for 2 to 3 years and have never been offered a loan at any rate. Rather it be 200 for four months 200 for one month it doesn’t matter. All fake offers are linked to promotions and cash advance apps but nothing ever through the actual app itself customer Support likes to say it will happen eventually, where I will be matched up with a lender, but when you look at the list of loans that have taken place 90% of them are external loans with very few actually through the app itself. I cannot definitively say this app is a scam, but I can assure that these reviews cannot be that accurate.
False advertisement
Tricks you into paying a subscription fee you never get an offer I requested one and never got
Terrible scam app
They will deduct money even after you cancel. Don’t even download this if you’re down to nothing
Scam
Weird seems like a scam. It did take the 1.99
Scam take your money
So I used this app once. Before and closed it. When I went to use again I signed up with a different email and of course they charge you subscription fee before the app tells you and issue. Support then tells you they will reactivate your account but not refund or transfer the fee you just paid. So after all that I go in to the reactivated account and have to pay another fee and then they come
Back and say their 3rd party can verify my info that they I used the first time. Now I wait for refund for both accounts and who knows how many people have all my personal information. Email is blowing up with tons of spam. Use EarnIn or Cleo instead.
Back and say their 3rd party can verify my info that they I used the first time. Now I wait for refund for both accounts and who knows how many people have all my personal information. Email is blowing up with tons of spam. Use EarnIn or Cleo instead.
Bull
Basically this app forwards you to other lenders but has none of their own.
Not useful
Not useful
False advertising
It isn’t for lending
Scam
Beware this is very much like a scam, I tried to do the three day trial I canceled within that trial, but they still charge me for the one your membership have not had any luck getting it refunded. i’ve tried multiple times to do a request and there is never any options for an offer. I’ve let it sit there for several days and never any kind of options. This is just a scam to try and link you to external loan companies. That you could apply for without having paid for the subscription save your money.
LIARS
Straight up false advertising a cash advance when you question them about it radio silence. DO NOT DOWNLOAD
Paid reviews
Last time I looked at reviews majority were negative. I decided to give this app a try again to see if I had luck this time to get a loan. Nope. Nothing. Same issue as before, waiting and paid for my request to get picked up by an external….. that’s a scam, it’s want your information and still not even for a loan….prepay…….that’s not a loan…..pull this app!
Usury Is Not Worth It
New Review: I’ve been asking this company for financial reports associated with my lending activity, and they will not send me reports when I ask them to. They keep telling me that the reports will be sent to me on the 28th of the month, which is ridiculous. This company should provide financial reports from my past years of loans on demand. I guess this is what I get for engage in usury.
Old Review: I like the app a lot. It works. I have been making out loans, but I did not realize how risky it was. I was under the impression that the app might have a sort of system of assurance to be repaid for your loans. Well, if someone doesn’t pay you back, you are just out of luck. You take the risk of having someone default on your loan, and the app does not repay you or anything. That makes sense, but it is annoying when someone doesn’t pay you.
Old Review: I like the app a lot. It works. I have been making out loans, but I did not realize how risky it was. I was under the impression that the app might have a sort of system of assurance to be repaid for your loans. Well, if someone doesn’t pay you back, you are just out of luck. You take the risk of having someone default on your loan, and the app does not repay you or anything. That makes sense, but it is annoying when someone doesn’t pay you.
SCAM
The only time I’ve ever had to show proof of my social security card is to the IRS. Straight Arabian scam.
Waste
Wants to charge 29.99 to only waste your time and not giving you a loan.
Doesn’t actually work
They’ve had the same ppl names “borrowing money” since the last time I downloaded this app.
Trash app
Enough said. App is TRASH
App doesnt work
Hi, this message intend for you. This app doesn’t work.
Scam
Don’t do it save your self the time an find a legitimate app to borrow from I just got charged 30 dollars an I haven’t been able to get a loan or anything and the price they advertise is not the price you’re going to be charged I wish I could give this app no stars
Honestly it’s trash
Not that u can’t get whatever u need from the app but the fact that y’all don’t include all banks like varo is absolutely insane so because of that that’s why u get 1 star from me include all banks not just majors one
BS APP
LENDERS ARE TRASH AND IVE BEEN TRYING TO GET A LOAN FOR JUST $150 FOR 3 WEEKS NOW NO ONE HAS ACCEPTED ME ITS BS !!
Scan
Do not download it is a scam , they will collect all of your info request your social security card and id. Yet never be able to help with the situation of verifying your social. They then use that personal info.
Buyers beware
It’s an offer for loans your not approved and they charge you money. Dont use this app block and report.
Don’t do it
Applied for loans on other platforms and was approved with out paying a fee. I paid on this site and they not only didn’t give any offers they send you to credit card and loan sites with 35 % interest or play games and get money. Save your money and go else where. You’re never going to talk to a real customer service person and I have photos to prove it.
Money amount
The amount could be more than 50$..
New to app
I’m not too sure how exactly the app is supposed to work but so far I’ve been offered external offers that lead to a website that stays on a log in loop without any success of actually being able to log in
Fake/horrible
I put in all my information paid the subscription for them to tell me my information is wrong and Social security before I even paid for anything triple check my information but now I’m gonna be locked out all because they won’t let me talk to a human and the app is just saying it’s wrong information everything I have is verified but they wanna pull that up to lock you out intentionally So you can pay the subscription and leave
Hard Inquiry
This app is ok if you are needing assistance borrowing money however the interest rate set by lenders is exceptionally high. Also be prepared for a hard inquiry on your credit report.
If possible look into companies that verify income and provide cash advances without adding such a record to one's credit report.
If possible look into companies that verify income and provide cash advances without adding such a record to one's credit report.
Lendme Borrow
So far the app hasn’t done anything for me, I’ve asked for a loan 2 weeks ago and I haven’t gotten a single offer.
Sentiment summary
86%
Positive (4-5★)
3%
Neutral (3★)
11%
Negative (1-2★)