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SBI Card: Manage Credit Card

SBI Cards and Payment Services Limited · 244 ratings · ★ 4.3

4.3
★★★★★
244 ratings
5 ★
175 (72%)
4 ★
31 (13%)
3 ★
5 (2%)
2 ★
7 (3%)
1 ★
26 (11%)
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Top complaints - extracted from 12 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"card"
4 negative reviews mention this · 33% of all complaints
★★★★★ "Not able to login into the application because of SIM based authentication. I am currently facing an issue logging into the SBI Credit Card application on my iPhone while I am in the United States. During login, the app asks to send an automated SMS for verification to Indian mobile number. The SMS is successfully…" - ketant89
2
"work"
4 negative reviews mention this · 33% of all complaints
★★★★ "No help if you are locked out. The contact numbers in the app dont work sometimes. If they work its nearly impossible to get someone to talk to" - Gotaker
3
"login"
3 negative reviews mention this · 25% of all complaints
★★★★★ "Not able to login into the application because of SIM based authentication. I am currently facing an issue logging into the SBI Credit Card application on my iPhone while I am in the United States. During login, the app asks to send an automated SMS for verification to Indian mobile number. The SMS is successfully…" - ketant89
4
"credit"
3 negative reviews mention this · 25% of all complaints
★★★★★ "Not able to login into the application because of SIM based authentication. I am currently facing an issue logging into the SBI Credit Card application on my iPhone while I am in the United States. During login, the app asks to send an automated SMS for verification to Indian mobile number. The SMS is successfully…" - ketant89
5
"number"
3 negative reviews mention this · 25% of all complaints
★★★★★ "Not able to login into the application because of SIM based authentication. I am currently facing an issue logging into the SBI Credit Card application on my iPhone while I am in the United States. During login, the app asks to send an automated SMS for verification to Indian mobile number. The SMS is successfully…" - ketant89
6
"credit card"
3 negative reviews mention this · 25% of all complaints
★★★★★ "Not able to login into the application because of SIM based authentication. I am currently facing an issue logging into the SBI Credit Card application on my iPhone while I am in the United States. During login, the app asks to send an automated SMS for verification to Indian mobile number. The SMS is successfully…" - ketant89
7
"working"
3 negative reviews mention this · 25% of all complaints
★★★★ "App not working. It’s been a month since the app stopped working. It’s giving the message, Resource access restricted for user. I’ve tried to uninstall & reinstall it but it still doesn’t work." - P Sekhon
8
"doesn"
3 negative reviews mention this · 25% of all complaints
★★★★ "App not working. It’s been a month since the app stopped working. It’s giving the message, Resource access restricted for user. I’ve tried to uninstall & reinstall it but it still doesn’t work." - P Sekhon
9
"customer"
3 negative reviews mention this · 25% of all complaints
★★★★★ "Not able to login into the application because of SIM based authentication. I am currently facing an issue logging into the SBI Credit Card application on my iPhone while I am in the United States. During login, the app asks to send an automated SMS for verification to Indian mobile number. The SMS is successfully…" - ketant89

📋 All 12 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ developerAapl 6/7/2024 v7.4.11
Sim text verification issues
Please remove sim text based verification for credit card login
★★★★ Gotaker 6/3/2024 v7.4.11
No help if you are locked out
The contact numbers in the app dont work sometimes.
If they work its nearly impossible to get someone to talk to
★★★★ P Sekhon 3/9/2024 v7.4.7
App not working
It’s been a month since the app stopped working. It’s giving the message, Resource access restricted for user. I’ve tried to uninstall & reinstall it but it still doesn’t work.
★★★★ kids454 5/31/2023 v7.3.23
Not compatable
I am using Samsung and it says this app is not compatible.
★★★★ danish_iphoneuser 4/10/2023 v7.3.21
Face id in Iphone 11 not working
Suddenly face id stopped working in Iphone 11 and even after uninstalling and reinstalling it is doesn’t work.
Is there any bug in current update??
This was working fine till last week.
★★★★ vishalsheth 4/8/2023 v7.3.21
Issue with new app
The app does work anymore. It doesn’t login. I’ve deleted and installed fresh but still it’s not going ahead.
★★★★ sarathbattu1@gmail 3/6/2023 v7.3.20
Worst customer service
Customer care number not working 18001801290
★★★★ VnitDwivedi 2/23/2023 v7.3.20
Pathetic banking experience
I have been customer for SBI card for 4 years now, I got the card promising few perks and cash back vouchers. And with an annual fee of 3.5k+ INR. I never got the promised perks, it is impossible to reach to customer care. Last December I raised card closure request 8 times before the annual fee is applicable, every time they cancelled closure request and finally in January they charged 4.6k INR for annual card renewal fee. I wonder where did I go wrong and how SBI is able to keep customer engaged. I am still trying to close all the relations with SBI as of today.
★★★★ Duncan Zorempuia 2/9/2023 v7.3.20
Card Number
Even if i enter the exact correct number of my Credit card, it says “incorrect”
How am i supposed to fix this?
★★★★ Hugh gj 11/9/2022 v7.3.18
Useless service
This service is useless after trying more than 20 times i can’t even talk to customer once. It’s totally use less
★★★★ ghzjxyic 7/30/2021 v7.3.7
This app not correct updates
This app not updated transaction details…please fix that error.
★★★★★ ketant89 12/28/2025 v7.5.4
Not able to login into the application because of SIM based authentication
I am currently facing an issue logging into the SBI Credit Card application on my iPhone while I am in the United States. During login, the app asks to send an automated SMS for verification to Indian mobile number.
The SMS is successfully delivered to the India number, but the verification process in the app does not get completed, and I am unable to log in. This makes it very difficult to access my credit card account from outside India.
I request the SBI Card team to please provide a solution or an alternative way to complete SMS verification from the US (such as OTP, email verification, or international login support). This would be very helpful for NRI customers.
Kindly look into this issue and improve the app experience for users accessing it from abroad.

Sentiment summary

84%
Positive (4-5★)
2%
Neutral (3★)
14%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.