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Wise - Global Money

Wise Payments Ltd · 103,315 ratings · ★ 4.7

4.7
★★★★★
103,315 ratings
5 ★
89,603 (87%)
4 ★
4,894 (5%)
3 ★
1,638 (2%)
2 ★
1,146 (1%)
1 ★
6,049 (6%)
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Top complaints - extracted from 29 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"money"
11 negative reviews mention this · 38% of all complaints
★★★★ "They steal 80% of the money you send. Do not use this app I have sent two transactions using this app and each time over 80% of the money after they already took a fee did not show up in my girlfriends account" - Willlamark
2
"send"
7 negative reviews mention this · 24% of all complaints
★★★★ "Almost unbelievable. After considerable information exchange WISE still almost got my VISA revoked because your people asked for HOME ADDRESS, not PROFILE ADDRESS. NONE of your team could put 2+2 together. Why do I say that? Because over the past years since 20…" - MartyL16
3
"account"
6 negative reviews mention this · 21% of all complaints
★★★★ "They steal 80% of the money you send. Do not use this app I have sent two transactions using this app and each time over 80% of the money after they already took a fee did not show up in my girlfriends account" - Willlamark
4
"wise"
5 negative reviews mention this · 17% of all complaints
★★★★ "Almost unbelievable. After considerable information exchange WISE still almost got my VISA revoked because your people asked for HOME ADDRESS, not PROFILE ADDRESS. NONE of your team could put 2+2 together. Why do I say that? Because over the past years since 20…" - MartyL16
5
"doesn"
4 negative reviews mention this · 14% of all complaints
★★★★ "Almost unbelievable. After considerable information exchange WISE still almost got my VISA revoked because your people asked for HOME ADDRESS, not PROFILE ADDRESS. NONE of your team could put 2+2 together. Why do I say that? Because over the past years since 20…" - MartyL16
6
"sending"
4 negative reviews mention this · 14% of all complaints
★★★★ "Almost unbelievable. After considerable information exchange WISE still almost got my VISA revoked because your people asked for HOME ADDRESS, not PROFILE ADDRESS. NONE of your team could put 2+2 together. Why do I say that? Because over the past years since 20…" - MartyL16
7
"scam"
3 negative reviews mention this · 10% of all complaints
★★★★ "Scam. Hidden fees doesn’t disclosed before sending, not going to use it again, other apps are cheaper" - Soliman Egypt
8
"bank"
3 negative reviews mention this · 10% of all complaints
★★★★ "Where’s my money?. Where the heck is my money. You say you went it to my bank. Then move the date. Then say it’s their issue. Is this a scam?" - dumbgame321

📋 All 29 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Deyadog13 5/8/2026 v9.33
No va bene
Trattengono i soldi che non è loro
★★★★ Esther Ángel 5/8/2026 v9.36
Reclaim
Me cancela la transacion no tengo dinero
★★★★ MartyL16 5/8/2026 v9.36
Almost unbelievable
After considerable information exchange WISE still almost got my VISA revoked because your people asked for HOME ADDRESS, not PROFILE ADDRESS. NONE of your team could put 2+2 together. Why do I say that? Because over the past years since 2019 I have ALWAYS tried to maintain my ADDRESS correctly.
Apparently, it is your mistake, not mine that won’t allow me to actually enter the PERSONAL ADDRESS you required solely because YOUR WISE address input screen DOESN’T ALLOW ANYONE with a brain to enter the exact PERSONAL HOME ADDRESS that YOLANDA requested. Yet you ‘slammed the door in my face, without even any courtesy to explain ALL that WISE asked for rather than what your PROFILE system would allow.
Yes, although retired from USA ACTIVE DUTY as far back as 1987 when I worked for the USA GOVERNMENT I actually wrote software that would accept ANY WORLDWIDE HOME ADDRESS. That is more than 50 years ago WISE.
My advice, before sending me or others DEMANDS for something you required, have someone with a brain to ‘quality control review’ whatever you intend to distribute.
★★★★ Enmanuel97 5/8/2026 v9.36
Mal trabajo de su parte
Pasé casi 5 días intentando enviar solo 50 USD y se mantenía igual en pausa que si revisión de esto de aquello solo por 50USD me enfadaron son exageradamente incompetentes por mi no los utilizo en lo que me queda de vianda 😡😡😡😡
★★★★ Ceci spencer 5/8/2026 v9.33
Took for ever and a lot of effort to recover
I was requested for more information on a new recipient that was provided on time understanding the scrutiny email was confirmed and had to push for 2 weeks for this to happen not able to respond
Finally after the lack of functioning chat the never call back phone promise through email an representative was able to release it considering the risks of a fintech app with just their word to honor their part of the deal
★★★★ Berkshire CPAP 5/7/2026 v9.35
Clumsy
Riddled with Questions
★★★★ Willlamark 5/7/2026 v9.35
They steal 80% of the money you send
Do not use this app I have sent two transactions using this app and each time over 80% of the money after they already took a fee did not show up in my girlfriends account
★★★★ lickmyownarmpits 5/6/2026 v9.35
Why
Why does it stop whatever audio is playing when logging in? It is not an audio app. Fix this.
★★★★ Soliman Egypt 5/6/2026 v9.34
Scam
Hidden fees doesn’t disclosed before sending, not going to use it again, other apps are cheaper
★★★★ Tclayjr 5/6/2026 v9.33
Masochism
This is an evil company who lie to you every single transaction and you are a damn fool to use this app when Remitly has absolutely no problems at all and they charge far less and always transfer immediately instead of making you wait a week to get a transfer. Anyone who give wise a good review is a masochist or an idiot.
★★★★ Nevertakenthisnock 5/6/2026 v9.34
Don’t trust arrive time
Slowest transaction ever
★★★★ wertfzsffdsd 5/5/2026 v9.34
Doesn’t work
Does not work, constantly says no money in the account when I’m staring at the amount I’m trying to send. Bogus app.
★★★★ Ganeke 5/5/2026 v9.34
Do NOT Submit your ID
This company is shady. Be careful not to upload your ID to them. They still have my money, closed my account without a reason, and did not provide a number to call.
★★★★ dumbgame321 5/5/2026 v9.33
Where’s my money?
Where the heck is my money. You say you went it to my bank. Then move the date. Then say it’s their issue.
Is this a scam?
★★★★ Oravirato 5/4/2026 v9.33
They lost my money
I have sent money from my bank account to wise app and they have lost it.
About 3500 USD.
★★★★ mcauliffem 5/4/2026 v9.33
Trouble sending
When I try to send money it says there is a problem and doesn’t let me fix it. My friend can’t get the money I told her I would send.
★★★★ Dianisim 5/3/2026 v9.33
Scam
Stating services that are not covered (send to debit), impossible to withdraw money, charged in, charged out (sending money to yourself, pay the fee to a tiny hat), there are decent real apps, that actually do what advertised and much cheaper.
★★★★ calvincs23 5/2/2026 v9.33
poor!!!
poor!!!
★★★★ he70+ 5/2/2026 v9.33
It has become incredible hard to manage Wise!!
The title says it ALL!!
★★★★ Pppplwos 5/1/2026 v9.33
Abuso
9 dolares para una tarjeta física 😂 al menos den la primera gratis ladrones
★★★★ DJessy7637499494949494 5/1/2026 v9.33
Frustrated
I don’t know what u guys did on the app but my entire list of people that was saved and I would sometimes send money disappeared! I am extremely frustrated and now I will look for another app!
★★★★ Chefmax 53 5/1/2026 v9.33
App is confused
I just completed 2 transfers from my NFCU account and on the 3rd transfer I got a message saying this account is not available to you. This is the same accounts and transfer routine I have been using for 3 years at least. Very inconvenient.
★★★★ tinoco mendoza 4/30/2026 v9.33
Poor Bank Connection, slow transfers
I always struggle to get support and even if I have money, to cannot send it.
Now I also struggle to send it fast, I use to send it in minutes due to my time sensitive transactions, now, it takes 7 or more days, now it is useless to send it with it, what are you doing with the app??
★★★★ spoilediPhone user 4/30/2026 v9.33
Has promise but UX not great, scaling issues means your money in limbo!
Moved my rating down as dealing with customer service at Wise has been awful. I loaded money into Wise account at beginning of week, have been a customer for a while, never had issues before, for some reason I am at Thursday and no agent can tell me why my money is being held up, they keep saying it will be in tomorrow, never happens, messaging said 2 days possibly (no reason why, I paid by debit, but we are at 4 days and still no answers. Their whole product/service revolves around guaranteeing currency rates, which have expired in this situation.
Luckily this wasn’t an emergency or I would be screwed! Deleting my account after this.
★★★★ Kameramann51 4/30/2026 v9.33
Плохо
Невозможно подтвердить адрес, который стоит в личной карте. Остальные квитанции не содержат точного адреса, а только Имя и Фамилию. Не буду больше с ними связываться.
★★★★ Listocoño 4/30/2026 v9.33
Muy costosa
Baje la app. Porque chat gpt me recomendó por ser facil y ECONÓMICA, Cosa que no es así. Por 20$ que envías te cobran casi 15$ 😱 así que eliminaré esta app. No recomendable para transferir internacionalmente
★★★★★ Leslab808 5/5/2026 v9.33
Not user friendly
I’d say that I’m tech savvy but this app has need to hard to use and navigate. I only downloaded since a friend is trying to send me monies she owes me
★★★★★ Silvia Schäfer2 5/1/2026 v9.33
I haven't received any money
😭🤝
★★★★★ Bism@rk 5/1/2026 v9.33
Updated: Deposit times are so slow
Previously I rated it 5 stars for amazing UX, UI, API responsiveness and conversion rates. The deposit times have become so slow like almost 7 day and conversion rate is almost same as Xoom. Maybe they were giving better rates for new customers and gradually gotten worse.

Sentiment summary

91%
Positive (4-5★)
2%
Neutral (3★)
7%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.