Bright: Loans & Credit Builder vs Klarna: Smarter everyday money
Bright: Loans & Credit Builder
Bright Capital Inc
App Store
$13.92M/mo
~$167.04M/yr · 38.2M installs
VS
Klarna: Smarter everyday money
Klarna Bank AB
App Store
$37.12M/mo
~$445.42M/yr · 382.1M installs
Revenue winner
Klarna: Smarter everyday money wins
+167% vs other
Installs winner
Klarna: Smarter everyday money wins
+901% vs other
MAU winner
Klarna: Smarter everyday money wins
+114% vs other
Rating winner
Klarna: Smarter everyday money wins
+2% vs other
Why Klarna: Smarter everyday money is winning
Top 3 reasons - backed by the public App Store / Play Store numbers.
- Klarna: Smarter everyday money earns roughly 3× more per month than Bright: Loans & Credit Builder - $37.12M vs $13.92M.
- Premium pricing. Klarna: Smarter everyday money charges $35.00/mo vs Bright: Loans & Credit Builder's $4.00/mo - higher ARPU per converted user.
- Bigger install base. Klarna: Smarter everyday money has ~382.1M lifetime installs vs Bright: Loans & Credit Builder's ~38.2M - 10.0× the funnel top.
→ Find more apps with this revenue gap · Full Klarna: Smarter everyday money report
Side-by-side metrics
Bars scale to whichever app is bigger on that row. Green = winner.
Bright: Loans & Credit Builder
vs
Klarna: Smarter everyday money
Monthly revenue (est.)?
$13.92M
▶
$37.12M
Annual revenue (est.)
$167.04M
▶
$445.42M
Lifetime installs (est.)
38.2M
▶
382.1M
Monthly active users (est.)?
12.3M
▶
26.4M
App Store rating
4.77★
▶
4.86★
Total ratings
255K
▶
2.2M
US grossing rank
-
=
-
Cheapest monthly sub
$4.00
▶
$35.00
IAP tiers detected
0 tiers
=
0 tiers
- Category
- Finance
- Price
- Free
- Released
- Jun 30, 2020
- Last updated
- Jun 4, 2026
- File size
- 101.0 MB
- Content rating
- 17+
- Version
- 1.60.1
- Languages
- English
- Category
- Finance
- Price
- Free
- Released
- Jun 22, 2016
- Last updated
- Jun 29, 2026
- File size
- 284.0 MB
- Content rating
- 4+
- Version
- 26.26.303
- Languages
- Czech, Danish, Dutch, English, Finnish, French +10 more
Bright: Loans & Credit Builder trajectory
Klarna: Smarter everyday money trajectory
FAQ
Which makes more money, Bright: Loans & Credit Builder or Klarna: Smarter everyday money? v
Klarna: Smarter everyday money earns about $37.12M per month, while Bright: Loans & Credit Builder earns about $13.92M. That is a 2.7× revenue gap (~$23.20M more per month for Klarna: Smarter everyday money). Annual revenue: Bright: Loans & Credit Builder ≈ $167.04M/year, Klarna: Smarter everyday money ≈ $445.42M/year. Estimates are derived from public App Store signals - grossing rank, scraped IAP tiers, ratings and category benchmarks.
Which has more downloads, Bright: Loans & Credit Builder or Klarna: Smarter everyday money? v
Klarna: Smarter everyday money leads with about 382.1M estimated downloads vs 38.2M for Bright: Loans & Credit Builder - a 10.0× gap. Bright: Loans & Credit Builder's App Store downloads are estimated from 255K ratings × the standard 1:75 ratio. Klarna: Smarter everyday money's App Store downloads are estimated from 2.2M ratings.
Are Bright: Loans & Credit Builder and Klarna: Smarter everyday money in the same App Store category and competing for the same money? v
Yes - both apps sit in the Finance category, which means they compete directly for the same paying users and category-level wallet share. Direct competitors, head-to-head.
Do Bright: Loans & Credit Builder and Klarna: Smarter everyday money have in-app purchases? v
Bright: Loans & Credit Builder does not appear to offer in-app purchases on its public listing. Klarna: Smarter everyday money does not appear to offer in-app purchases. Monetization model: Bright: Loans & Credit Builder runs "Subscription (~$4.00/mo)", Klarna: Smarter everyday money runs "Subscription (~$35.00/mo)".
Which has better ratings, Bright: Loans & Credit Builder or Klarna: Smarter everyday money? v
Klarna: Smarter everyday money edges ahead with ★ 4.9 vs ★ 4.8 (gap of 0.1 stars). Rating volume: Bright: Loans & Credit Builder 255K ratings, Klarna: Smarter everyday money 2.2M ratings. Higher rating volume = stronger ASO signal even when star averages are close.
How accurate are these Bright: Loans & Credit Builder vs Klarna: Smarter everyday money revenue estimates? v
Directional - typically within 2-3× of actual money earned for popular apps. The $13.92M for Bright: Loans & Credit Builder and $37.12M for Klarna: Smarter everyday money are derived from App Store grossing rank, scraped IAP tiers, ratings volume and category benchmarks (Finance) - net of the 15-30% Apple/Google store cut. Real revenue depends on country mix, retention, refunds and ad fill rate, none of which Apple or Google publish.
How do I compare Bright: Loans & Credit Builder or Klarna: Smarter everyday money to a different App Store app? v
Use the search box at the bottom of this page or paste any two App Store links into the homepage tool. We auto-generate a permanent comparison URL with revenue, downloads, IAP tiers, subscription pricing and grossing rank for both apps.