BHIM Bharat's Own Payments App vs Klarna: Smarter everyday money

BHIM Bharat's Own Payments App

National Payments Corporation of India (NPCI)
App Store
$0/mo
~$0/yr · 111K installs
VS

Klarna: Smarter everyday money

Klarna Bank AB
App Store
$35.18M/mo
~$422.20M/yr · 362.2M installs
Revenue winner Klarna: Smarter everyday money wins +3518330800% vs other
Installs winner Klarna: Smarter everyday money wins +327020% vs other
MAU winner Klarna: Smarter everyday money wins +53898% vs other
Rating winner Klarna: Smarter everyday money wins +11% vs other

Why Klarna: Smarter everyday money is winning

Top 4 reasons - backed by the public App Store / Play Store numbers.

  1. Klarna: Smarter everyday money earns roughly 35183308× more per month than BHIM Bharat's Own Payments App - $35.18M vs $0.
  2. Subscription model. Klarna: Smarter everyday money runs a $35.00/mo subscription that compounds; BHIM Bharat's Own Payments App relies on one-shot IAP or ads.
  3. Bigger install base. Klarna: Smarter everyday money has ~362.2M lifetime installs vs BHIM Bharat's Own Payments App's ~111K - 3271.2× the funnel top.
  4. Better app store reviews. Klarna: Smarter everyday money sits at 4.86★ vs 4.38★ - store algorithms reward higher-rated apps with more impressions.

→ Find more apps with this revenue gap · Full Klarna: Smarter everyday money report

Side-by-side metrics

Bars scale to whichever app is bigger on that row. Green = winner.

BHIM Bharat's Own Payments App
vs
Klarna: Smarter everyday money
Monthly revenue (est.)?
$0
▶
$35.18M
Annual revenue (est.)
$0
▶
$422.20M
Lifetime installs (est.)
111K
▶
362.2M
Monthly active users (est.)?
46K
▶
25.0M
App Store rating
4.38★
▶
4.86★
Total ratings
1K
▶
2.1M
US grossing rank
-
=
-
Cheapest monthly sub
No sub
▶
$35.00
IAP tiers detected
0 tiers
=
0 tiers

BHIM Bharat's Own Payments App

National Payments Corporation of India (NPCI)
App Store
Category
Finance
Price
Free
Released
Feb 10, 2017
Last updated
Apr 22, 2026
File size
163.4 MB
Content rating
4+
Version
4.0.21
Languages
English
View full BHIM Bharat's Own Payments App report →

Klarna: Smarter everyday money

Klarna Bank AB
App Store
Category
Finance
Price
Free
Released
Jun 22, 2016
Last updated
May 4, 2026
File size
282.7 MB
Content rating
4+
Version
26.18.243
Languages
Czech, Danish, Dutch, English, Finnish, French +10 more
View full Klarna: Smarter everyday money report →

BHIM Bharat's Own Payments App trajectory

JunJulAugSepOctNovDecJanFebMarAprMay

Klarna: Smarter everyday money trajectory

JunJulAugSepOctNovDecJanFebMarAprMay

Related app pages

BHIM Bharat's Own Payments App App Store page →Klarna: Smarter everyday money App Store page →

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Compare another pair

FAQ

Which makes more money, BHIM Bharat's Own Payments App or Klarna: Smarter everyday money? v
Klarna: Smarter everyday money earns about $35.18M per month, while BHIM Bharat's Own Payments App earns about $0. That is a ∞× revenue gap (~$35.18M more per month for Klarna: Smarter everyday money). Annual revenue: BHIM Bharat's Own Payments App ≈ $0/year, Klarna: Smarter everyday money ≈ $422.20M/year. Estimates are derived from public App Store signals - grossing rank, scraped IAP tiers, ratings and category benchmarks.
Which has more downloads, BHIM Bharat's Own Payments App or Klarna: Smarter everyday money? v
Klarna: Smarter everyday money leads with about 362.2M estimated downloads vs 111K for BHIM Bharat's Own Payments App - a 3271.2× gap. BHIM Bharat's Own Payments App's App Store downloads are estimated from 1K ratings × the standard 1:75 ratio. Klarna: Smarter everyday money's App Store downloads are estimated from 2.1M ratings.
Are BHIM Bharat's Own Payments App and Klarna: Smarter everyday money in the same App Store category and competing for the same money? v
Yes - both apps sit in the Finance category, which means they compete directly for the same paying users and category-level wallet share. Direct competitors, head-to-head.
Do BHIM Bharat's Own Payments App and Klarna: Smarter everyday money have in-app purchases? v
BHIM Bharat's Own Payments App does not appear to offer in-app purchases on its public listing. Klarna: Smarter everyday money does not appear to offer in-app purchases. Monetization model: BHIM Bharat's Own Payments App runs "No App Store revenue (monetizes off-store)", Klarna: Smarter everyday money runs "Subscription (~$35.00/mo)".
Which has better ratings, BHIM Bharat's Own Payments App or Klarna: Smarter everyday money? v
Klarna: Smarter everyday money edges ahead with ★ 4.9 vs ★ 4.4 (gap of 0.5 stars). Rating volume: BHIM Bharat's Own Payments App 1K ratings, Klarna: Smarter everyday money 2.1M ratings. Higher rating volume = stronger ASO signal even when star averages are close.
How accurate are these BHIM Bharat's Own Payments App vs Klarna: Smarter everyday money revenue estimates? v
Directional - typically within 2-3× of actual money earned for popular apps. The $0 for BHIM Bharat's Own Payments App and $35.18M for Klarna: Smarter everyday money are derived from App Store grossing rank, scraped IAP tiers, ratings volume and category benchmarks (Finance) - net of the 15-30% Apple/Google store cut. Real revenue depends on country mix, retention, refunds and ad fill rate, none of which Apple or Google publish.
How do I compare BHIM Bharat's Own Payments App or Klarna: Smarter everyday money to a different App Store app? v
Use the search box at the bottom of this page or paste any two App Store links into the homepage tool. We auto-generate a permanent comparison URL with revenue, downloads, IAP tiers, subscription pricing and grossing rank for both apps.