Klarna: Smarter everyday money vs Home Credit: Personal Loan App
Klarna: Smarter everyday money
Klarna Bank AB
App Store
$219.42M/mo
~$2.63B/yr · 361.4M installs
VS
Home Credit: Personal Loan App
Home Credit India Finance Private Limited
Google Play
$0/mo
~$0/yr · 39.4M installs
Revenue winner
Klarna: Smarter everyday money wins
+21941981600% vs other
Installs winner
Klarna: Smarter everyday money wins
+817% vs other
MAU winner
Klarna: Smarter everyday money wins
+3019% vs other
Rating winner
Klarna: Smarter everyday money wins
+7% vs other
Why Klarna: Smarter everyday money is winning
Top 4 reasons - backed by the public App Store / Play Store numbers.
- Klarna: Smarter everyday money earns roughly 219419816× more per month than Home Credit: Personal Loan App - $219.42M vs $0.
- Subscription model. Klarna: Smarter everyday money runs a $35.00/mo subscription that compounds; Home Credit: Personal Loan App relies on one-shot IAP or ads.
- Bigger install base. Klarna: Smarter everyday money has ~361.4M lifetime installs vs Home Credit: Personal Loan App's ~39.4M - 9.2× the funnel top.
- Better app store reviews. Klarna: Smarter everyday money sits at 4.86★ vs 4.55★ - store algorithms reward higher-rated apps with more impressions.
→ Find more apps with this revenue gap · Full Klarna: Smarter everyday money report
Side-by-side metrics
Bars scale to whichever app is bigger on that row. Green = winner.
Klarna: Smarter everyday money
vs
Home Credit: Personal Loan App
Monthly revenue (est.)?
$219.42M
◀
$0
Annual revenue (est.)
$2.63B
◀
$0
Lifetime installs (est.)
361.4M
◀
39.4M
Monthly active users (est.)?
156.1M
◀
5.0M
App Store rating
4.86★
◀
4.55★
Total ratings
2.1M
◀
685K
US grossing rank
-
=
-
Cheapest monthly sub
$35.00
◀
No sub
IAP tiers detected
0 tiers
=
0 tiers
- Category
- Finance
- Price
- Free
- Released
- Jun 22, 2016
- Last updated
- May 4, 2026
- File size
- 282.7 MB
- Content rating
- 4+
- Version
- 26.18.243
- Languages
- Czech, Danish, Dutch, English, Finnish, French +10 more
- Category
- Finance
- Price
- Free
- Released
- Apr 10, 2017
- Last updated
- Apr 23, 2026
- File size
- -
- Content rating
- Everyone
- Version
- 4.64
- Languages
- -
Klarna: Smarter everyday money trajectory
Home Credit: Personal Loan App trajectory
FAQ
Which makes more money, Klarna: Smarter everyday money or Home Credit: Personal Loan App? v
Klarna: Smarter everyday money earns about $219.42M per month, while Home Credit: Personal Loan App earns about $0. That is a ∞× revenue gap (~$219.42M more per month for Klarna: Smarter everyday money). Annual revenue: Klarna: Smarter everyday money ≈ $2.63B/year, Home Credit: Personal Loan App ≈ $0/year. Estimates are derived from public App Store / Google Play signals - grossing rank, scraped IAP tiers, ratings and category benchmarks.
Which has more downloads, Klarna: Smarter everyday money or Home Credit: Personal Loan App? v
Klarna: Smarter everyday money leads with about 361.4M estimated downloads vs 39.4M for Home Credit: Personal Loan App - a 9.2× gap. Klarna: Smarter everyday money's App Store downloads are estimated from 2.1M ratings × the standard 1:75 ratio. Home Credit: Personal Loan App reports 10,000,000+ installs on Google Play.
Are Klarna: Smarter everyday money and Home Credit: Personal Loan App in the same App Store category on each store and competing for the same money? v
Yes - both apps sit in the Finance category, which means they compete directly for the same paying users and category-level wallet share. Direct competitors, head-to-head.
Do Klarna: Smarter everyday money and Home Credit: Personal Loan App have in-app purchases? v
Klarna: Smarter everyday money does not appear to offer in-app purchases on its public listing. Home Credit: Personal Loan App does not appear to offer in-app purchases. Monetization model: Klarna: Smarter everyday money runs "Subscription (~$35.00/mo)", Home Credit: Personal Loan App runs "No App Store revenue (monetizes off-store)".
Which has better ratings, Klarna: Smarter everyday money or Home Credit: Personal Loan App? v
Klarna: Smarter everyday money edges ahead with ★ 4.9 vs ★ 4.6 (gap of 0.3 stars). Rating volume: Klarna: Smarter everyday money 2.1M ratings, Home Credit: Personal Loan App 14 ratings. Higher rating volume = stronger ASO signal even when star averages are close.
How accurate are these Klarna: Smarter everyday money vs Home Credit: Personal Loan App revenue estimates? v
Directional - typically within 2-3× of actual money earned for popular apps. The $219.42M for Klarna: Smarter everyday money and $0 for Home Credit: Personal Loan App are derived from App Store grossing rank / Google Play install ranges, scraped IAP tiers, ratings volume and category benchmarks (Finance) - net of the 15-30% Apple/Google store cut. Real revenue depends on country mix, retention, refunds and ad fill rate, none of which Apple or Google publish.
How do I compare Klarna: Smarter everyday money or Home Credit: Personal Loan App to a different App Store app? v
Use the search box at the bottom of this page or paste any two App Store or Google Play links into the homepage tool. We auto-generate a permanent comparison URL with revenue, downloads, IAP tiers, subscription pricing and grossing rank for both apps.