KB Pay vs Klarna: Smarter everyday money

KB Pay

KB KOOKMINCARD CO., LTD.
App Store
$0/mo
~$0/yr · 8K installs
VS

Klarna: Smarter everyday money

Klarna Bank AB
App Store
$219.42M/mo
~$2.63B/yr · 361.4M installs
Revenue winner Klarna: Smarter everyday money wins +21941981600% vs other
Installs winner Klarna: Smarter everyday money wins +4276879% vs other
MAU winner Klarna: Smarter everyday money wins +4786570% vs other
Rating winner Klarna: Smarter everyday money wins +46% vs other

Why Klarna: Smarter everyday money is winning

Top 4 reasons - backed by the public App Store / Play Store numbers.

  1. Klarna: Smarter everyday money earns roughly 219419816× more per month than KB Pay - $219.42M vs $0.
  2. Subscription model. Klarna: Smarter everyday money runs a $35.00/mo subscription that compounds; KB Pay relies on one-shot IAP or ads.
  3. Bigger install base. Klarna: Smarter everyday money has ~361.4M lifetime installs vs KB Pay's ~8K - 42769.8× the funnel top.
  4. Better app store reviews. Klarna: Smarter everyday money sits at 4.86★ vs 3.33★ - store algorithms reward higher-rated apps with more impressions.

Find more apps with this revenue gap · Full Klarna: Smarter everyday money report

Side-by-side metrics

Bars scale to whichever app is bigger on that row. Green = winner.

KB Pay
vs
Klarna: Smarter everyday money
Monthly revenue (est.)?
$0
$219.42M
Annual revenue (est.)
$0
$2.63B
Lifetime installs (est.)
8K
361.4M
Monthly active users (est.)?
3K
156.1M
App Store rating
3.33★
4.86★
Total ratings
169
2.1M
US grossing rank
-
=
-
Cheapest monthly sub
No sub
$35.00
IAP tiers detected
0 tiers
=
0 tiers

KB Pay

KB KOOKMINCARD CO., LTD.
App Store
Category
Finance
Price
Free
Released
Sep 16, 2013
Last updated
Apr 23, 2026
File size
240.5 MB
Content rating
4+
Version
6.0.7
Languages
English, Korean
View full KB Pay report →

Klarna: Smarter everyday money

Klarna Bank AB
App Store
Category
Finance
Price
Free
Released
Jun 22, 2016
Last updated
May 4, 2026
File size
282.7 MB
Content rating
4+
Version
26.18.243
Languages
Czech, Danish, Dutch, English, Finnish, French +10 more
View full Klarna: Smarter everyday money report →

KB Pay trajectory

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Klarna: Smarter everyday money trajectory

JunJulAugSepOctNovDecJanFebMarAprMay

FAQ

Which makes more money, KB Pay or Klarna: Smarter everyday money? v
Klarna: Smarter everyday money earns about $219.42M per month, while KB Pay earns about $0. That is a ∞× revenue gap (~$219.42M more per month for Klarna: Smarter everyday money). Annual revenue: KB Pay ≈ $0/year, Klarna: Smarter everyday money ≈ $2.63B/year. Estimates are derived from public App Store signals - grossing rank, scraped IAP tiers, ratings and category benchmarks.
Which has more downloads, KB Pay or Klarna: Smarter everyday money? v
Klarna: Smarter everyday money leads with about 361.4M estimated downloads vs 8K for KB Pay - a 42769.8× gap. KB Pay's App Store downloads are estimated from 169 ratings × the standard 1:75 ratio. Klarna: Smarter everyday money's App Store downloads are estimated from 2.1M ratings.
Are KB Pay and Klarna: Smarter everyday money in the same App Store category and competing for the same money? v
Yes - both apps sit in the Finance category, which means they compete directly for the same paying users and category-level wallet share. Direct competitors, head-to-head.
Do KB Pay and Klarna: Smarter everyday money have in-app purchases? v
KB Pay does not appear to offer in-app purchases on its public listing. Klarna: Smarter everyday money does not appear to offer in-app purchases. Monetization model: KB Pay runs "No App Store revenue (monetizes off-store)", Klarna: Smarter everyday money runs "Subscription (~$35.00/mo)".
Which has better ratings, KB Pay or Klarna: Smarter everyday money? v
Klarna: Smarter everyday money edges ahead with ★ 4.9 vs ★ 3.3 (gap of 1.5 stars). Rating volume: KB Pay 169 ratings, Klarna: Smarter everyday money 2.1M ratings. Higher rating volume = stronger ASO signal even when star averages are close.
How accurate are these KB Pay vs Klarna: Smarter everyday money revenue estimates? v
Directional - typically within 2-3× of actual money earned for popular apps. The $0 for KB Pay and $219.42M for Klarna: Smarter everyday money are derived from App Store grossing rank, scraped IAP tiers, ratings volume and category benchmarks (Finance) - net of the 15-30% Apple/Google store cut. Real revenue depends on country mix, retention, refunds and ad fill rate, none of which Apple or Google publish.
How do I compare KB Pay or Klarna: Smarter everyday money to a different App Store app? v
Use the search box at the bottom of this page or paste any two App Store links into the homepage tool. We auto-generate a permanent comparison URL with revenue, downloads, IAP tiers, subscription pricing and grossing rank for both apps.