Klarna: Smarter everyday money vs Monzo Bank - Mobile Banking

Klarna: Smarter everyday money

Klarna Bank AB
App Store
$37.12M/mo
~$445.42M/yr · 382.1M installs
VS

Monzo Bank - Mobile Banking

Monzo Bank Limited
App Store
$0/mo
~$0/yr · 448K installs
Revenue winner Klarna: Smarter everyday money wins +3711848600% vs other
Installs winner Klarna: Smarter everyday money wins +85098% vs other
MAU winner Klarna: Smarter everyday money wins +13603% vs other
Rating winner Klarna: Smarter everyday money wins +2% vs other

Why Klarna: Smarter everyday money is winning

Top 3 reasons - backed by the public App Store / Play Store numbers.

  1. Klarna: Smarter everyday money earns roughly 37118486× more per month than Monzo Bank - Mobile Banking - $37.12M vs $0.
  2. Subscription model. Klarna: Smarter everyday money runs a $35.00/mo subscription that compounds; Monzo Bank - Mobile Banking relies on one-shot IAP or ads.
  3. Bigger install base. Klarna: Smarter everyday money has ~382.1M lifetime installs vs Monzo Bank - Mobile Banking's ~448K - 852.0× the funnel top.

→ Find more apps with this revenue gap · Full Klarna: Smarter everyday money report

Side-by-side metrics

Bars scale to whichever app is bigger on that row. Green = winner.

Klarna: Smarter everyday money
vs
Monzo Bank - Mobile Banking
Monthly revenue (est.)?
$37.12M
◀
$0
Annual revenue (est.)
$445.42M
◀
$0
Lifetime installs (est.)
382.1M
◀
448K
Monthly active users (est.)?
26.4M
◀
192K
App Store rating
4.86★
◀
4.74★
Total ratings
2.2M
◀
6K
US grossing rank
-
=
-
Cheapest monthly sub
$35.00
◀
No sub
IAP tiers detected
0 tiers
=
0 tiers

Klarna: Smarter everyday money

Klarna Bank AB
App Store
Category
Finance
Price
Free
Released
Jun 22, 2016
Last updated
Jun 29, 2026
File size
284.0 MB
Content rating
4+
Version
26.26.303
Languages
Czech, Danish, Dutch, English, Finnish, French +10 more
View full Klarna: Smarter everyday money report →

Monzo Bank - Mobile Banking

Monzo Bank Limited
App Store
Category
Finance
Price
Free
Released
Feb 4, 2016
Last updated
Jul 2, 2026
File size
478.7 MB
Content rating
4+
Version
7.33.0
Languages
English, Spanish
View full Monzo Bank - Mobile Banking report →

Klarna: Smarter everyday money trajectory

AugSepOctNovDecJanFebMarAprMayJunJul

Monzo Bank - Mobile Banking trajectory

AugSepOctNovDecJanFebMarAprMayJunJul

Related app pages

Klarna: Smarter everyday money App Store page →Monzo Bank - Mobile Banking App Store page →

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FAQ

Which makes more money, Klarna: Smarter everyday money or Monzo Bank - Mobile Banking? v
Klarna: Smarter everyday money earns about $37.12M per month, while Monzo Bank - Mobile Banking earns about $0. That is a ∞× revenue gap (~$37.12M more per month for Klarna: Smarter everyday money). Annual revenue: Klarna: Smarter everyday money ≈ $445.42M/year, Monzo Bank - Mobile Banking ≈ $0/year. Estimates are derived from public App Store signals - grossing rank, scraped IAP tiers, ratings and category benchmarks.
Which has more downloads, Klarna: Smarter everyday money or Monzo Bank - Mobile Banking? v
Klarna: Smarter everyday money leads with about 382.1M estimated downloads vs 448K for Monzo Bank - Mobile Banking - a 852.0× gap. Klarna: Smarter everyday money's App Store downloads are estimated from 2.2M ratings × the standard 1:75 ratio. Monzo Bank - Mobile Banking's App Store downloads are estimated from 6K ratings.
Are Klarna: Smarter everyday money and Monzo Bank - Mobile Banking in the same App Store category and competing for the same money? v
Yes - both apps sit in the Finance category, which means they compete directly for the same paying users and category-level wallet share. Direct competitors, head-to-head.
Do Klarna: Smarter everyday money and Monzo Bank - Mobile Banking have in-app purchases? v
Klarna: Smarter everyday money does not appear to offer in-app purchases on its public listing. Monzo Bank - Mobile Banking does not appear to offer in-app purchases. Monetization model: Klarna: Smarter everyday money runs "Subscription (~$35.00/mo)", Monzo Bank - Mobile Banking runs "No App Store revenue (monetizes off-store)".
Which has better ratings, Klarna: Smarter everyday money or Monzo Bank - Mobile Banking? v
Klarna: Smarter everyday money edges ahead with ★ 4.9 vs ★ 4.7 (gap of 0.1 stars). Rating volume: Klarna: Smarter everyday money 2.2M ratings, Monzo Bank - Mobile Banking 6K ratings. Higher rating volume = stronger ASO signal even when star averages are close.
How accurate are these Klarna: Smarter everyday money vs Monzo Bank - Mobile Banking revenue estimates? v
Directional - typically within 2-3× of actual money earned for popular apps. The $37.12M for Klarna: Smarter everyday money and $0 for Monzo Bank - Mobile Banking are derived from App Store grossing rank, scraped IAP tiers, ratings volume and category benchmarks (Finance) - net of the 15-30% Apple/Google store cut. Real revenue depends on country mix, retention, refunds and ad fill rate, none of which Apple or Google publish.
How do I compare Klarna: Smarter everyday money or Monzo Bank - Mobile Banking to a different App Store app? v
Use the search box at the bottom of this page or paste any two App Store links into the homepage tool. We auto-generate a permanent comparison URL with revenue, downloads, IAP tiers, subscription pricing and grossing rank for both apps.