Klarna: Smarter everyday money vs 하나Pay(하나카드)

Klarna: Smarter everyday money

Klarna Bank AB
App Store
$37.09M/mo
~$445.04M/yr · 381.8M installs
VS

하나Pay(하나카드)

Hana Card Co., Ltd.
App Store
$0/mo
~$0/yr · 34K installs
Revenue winner Klarna: Smarter everyday money wins +3708625900% vs other
Installs winner Klarna: Smarter everyday money wins +1126046% vs other
MAU winner Klarna: Smarter everyday money wins +185795% vs other
Rating winner Klarna: Smarter everyday money wins +11% vs other

Why Klarna: Smarter everyday money is winning

Top 4 reasons - backed by the public App Store / Play Store numbers.

  1. Klarna: Smarter everyday money earns roughly 37086259× more per month than 하나Pay(하나카드) - $37.09M vs $0.
  2. Subscription model. Klarna: Smarter everyday money runs a $35.00/mo subscription that compounds; 하나Pay(하나카드) relies on one-shot IAP or ads.
  3. Bigger install base. Klarna: Smarter everyday money has ~381.8M lifetime installs vs 하나Pay(하나카드)'s ~34K - 11261.5× the funnel top.
  4. Better app store reviews. Klarna: Smarter everyday money sits at 4.86★ vs 4.40★ - store algorithms reward higher-rated apps with more impressions.

→ Find more apps with this revenue gap · Full Klarna: Smarter everyday money report

Side-by-side metrics

Bars scale to whichever app is bigger on that row. Green = winner.

Klarna: Smarter everyday money
vs
하나Pay(하나카드)
Monthly revenue (est.)?
$37.09M
◀
$0
Annual revenue (est.)
$445.04M
◀
$0
Lifetime installs (est.)
381.8M
◀
34K
Monthly active users (est.)?
26.3M
◀
14K
App Store rating
4.86★
◀
4.40★
Total ratings
2.2M
◀
678
US grossing rank
-
=
-
Cheapest monthly sub
$35.00
◀
No sub
IAP tiers detected
0 tiers
=
0 tiers

Klarna: Smarter everyday money

Klarna Bank AB
App Store
Category
Finance
Price
Free
Released
Jun 22, 2016
Last updated
Jun 29, 2026
File size
284.0 MB
Content rating
4+
Version
26.26.303
Languages
Czech, Danish, Dutch, English, Finnish, French +10 more
View full Klarna: Smarter everyday money report →

하나Pay(하나카드)

Hana Card Co., Ltd.
App Store
Category
Finance
Price
Free
Released
Apr 16, 2014
Last updated
Jun 1, 2026
File size
218.3 MB
Content rating
4+
Version
7.4.7
Languages
Korean
View full 하나Pay(하나카드) report →

Klarna: Smarter everyday money trajectory

AugSepOctNovDecJanFebMarAprMayJunJul

하나Pay(하나카드) trajectory

AugSepOctNovDecJanFebMarAprMayJunJul

Related app pages

Klarna: Smarter everyday money App Store page →하나Pay(하나카드) App Store page →

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FAQ

Which makes more money, Klarna: Smarter everyday money or 하나Pay(하나카드)? v
Klarna: Smarter everyday money earns about $37.09M per month, while 하나Pay(하나카드) earns about $0. That is a ∞× revenue gap (~$37.09M more per month for Klarna: Smarter everyday money). Annual revenue: Klarna: Smarter everyday money ≈ $445.04M/year, 하나Pay(하나카드) ≈ $0/year. Estimates are derived from public App Store signals - grossing rank, scraped IAP tiers, ratings and category benchmarks.
Which has more downloads, Klarna: Smarter everyday money or 하나Pay(하나카드)? v
Klarna: Smarter everyday money leads with about 381.8M estimated downloads vs 34K for 하나Pay(하나카드) - a 11261.5× gap. Klarna: Smarter everyday money's App Store downloads are estimated from 2.2M ratings × the standard 1:75 ratio. 하나Pay(하나카드)'s App Store downloads are estimated from 678 ratings.
Are Klarna: Smarter everyday money and 하나Pay(하나카드) in the same App Store category and competing for the same money? v
Yes - both apps sit in the Finance category, which means they compete directly for the same paying users and category-level wallet share. Direct competitors, head-to-head.
Do Klarna: Smarter everyday money and 하나Pay(하나카드) have in-app purchases? v
Klarna: Smarter everyday money does not appear to offer in-app purchases on its public listing. 하나Pay(하나카드) does not appear to offer in-app purchases. Monetization model: Klarna: Smarter everyday money runs "Subscription (~$35.00/mo)", 하나Pay(하나카드) runs "No App Store revenue (monetizes off-store)".
Which has better ratings, Klarna: Smarter everyday money or 하나Pay(하나카드)? v
Klarna: Smarter everyday money edges ahead with ★ 4.9 vs ★ 4.4 (gap of 0.5 stars). Rating volume: Klarna: Smarter everyday money 2.2M ratings, 하나Pay(하나카드) 678 ratings. Higher rating volume = stronger ASO signal even when star averages are close.
How accurate are these Klarna: Smarter everyday money vs 하나Pay(하나카드) revenue estimates? v
Directional - typically within 2-3× of actual money earned for popular apps. The $37.09M for Klarna: Smarter everyday money and $0 for 하나Pay(하나카드) are derived from App Store grossing rank, scraped IAP tiers, ratings volume and category benchmarks (Finance) - net of the 15-30% Apple/Google store cut. Real revenue depends on country mix, retention, refunds and ad fill rate, none of which Apple or Google publish.
How do I compare Klarna: Smarter everyday money or 하나Pay(하나카드) to a different App Store app? v
Use the search box at the bottom of this page or paste any two App Store links into the homepage tool. We auto-generate a permanent comparison URL with revenue, downloads, IAP tiers, subscription pricing and grossing rank for both apps.