Klarna: Smarter everyday money vs Varo Bank: Online Banking

Klarna: Smarter everyday money

Klarna Bank AB
App Store
$35.11M/mo
~$421.29M/yr · 361.4M installs
VS

Varo Bank: Online Banking

Varo Bank, N.A.
Google Play
$0/mo
~$0/yr · 7.5M installs
Revenue winner Klarna: Smarter everyday money wins +3510717100% vs other
Installs winner Klarna: Smarter everyday money wins +4691% vs other
MAU winner Klarna: Smarter everyday money wins +1467% vs other
Rating winner Klarna: Smarter everyday money wins +7% vs other

Why Klarna: Smarter everyday money is winning

Top 4 reasons - backed by the public App Store / Play Store numbers.

  1. Klarna: Smarter everyday money earns roughly 35107171× more per month than Varo Bank: Online Banking - $35.11M vs $0.
  2. Subscription model. Klarna: Smarter everyday money runs a $35.00/mo subscription that compounds; Varo Bank: Online Banking relies on one-shot IAP or ads.
  3. Bigger install base. Klarna: Smarter everyday money has ~361.4M lifetime installs vs Varo Bank: Online Banking's ~7.5M - 47.9× the funnel top.
  4. Better app store reviews. Klarna: Smarter everyday money sits at 4.86★ vs 4.53★ - store algorithms reward higher-rated apps with more impressions.

→ Find more apps with this revenue gap · Full Klarna: Smarter everyday money report

Side-by-side metrics

Bars scale to whichever app is bigger on that row. Green = winner.

Klarna: Smarter everyday money
vs
Varo Bank: Online Banking
Monthly revenue (est.)?
$35.11M
◀
$0
Annual revenue (est.)
$421.29M
◀
$0
Lifetime installs (est.)
361.4M
◀
7.5M
Monthly active users (est.)?
24.9M
◀
1.6M
App Store rating
4.86★
◀
4.53★
Total ratings
2.1M
◀
244K
US grossing rank
-
=
-
Cheapest monthly sub
$35.00
◀
No sub
IAP tiers detected
0 tiers
=
0 tiers

Klarna: Smarter everyday money

Klarna Bank AB
App Store
Category
Finance
Price
Free
Released
Jun 22, 2016
Last updated
May 4, 2026
File size
282.7 MB
Content rating
4+
Version
26.18.243
Languages
Czech, Danish, Dutch, English, Finnish, French +10 more
View full Klarna: Smarter everyday money report →

Varo Bank: Online Banking

Varo Bank, N.A.
Google Play
Category
Finance
Price
Free
Released
Oct 1, 2020
Last updated
Apr 21, 2026
File size
-
Content rating
Everyone
Version
4.30.0
Languages
-
View full Varo Bank: Online Banking report →

Klarna: Smarter everyday money trajectory

JunJulAugSepOctNovDecJanFebMarAprMay

Varo Bank: Online Banking trajectory

JunJulAugSepOctNovDecJanFebMarAprMay

Related app pages

Klarna: Smarter everyday money App Store page →Varo Bank: Online Banking Play Store page →

Related comparisons

Binance Us Buy Btc Crypto iOS vs Klarna Smarter Everyday Money iOSKlarna Smarter Everyday Money iOS vs Binance Buy Bitcoin Crypto AndroidKlarna Smarter Everyday Money iOS vs Monzo Mobile Banking AndroidKlarna Smarter Everyday Money iOS vs Google Wallet AndroidKlarna Smarter Everyday Money iOS vs Paypal Pay Send Save AndroidKlarna Smarter Everyday Money iOS vs Wise International Transfers Android

Compare another pair

FAQ

Which makes more money, Klarna: Smarter everyday money or Varo Bank: Online Banking? v
Klarna: Smarter everyday money earns about $35.11M per month, while Varo Bank: Online Banking earns about $0. That is a ∞× revenue gap (~$35.11M more per month for Klarna: Smarter everyday money). Annual revenue: Klarna: Smarter everyday money ≈ $421.29M/year, Varo Bank: Online Banking ≈ $0/year. Estimates are derived from public App Store / Google Play signals - grossing rank, scraped IAP tiers, ratings and category benchmarks.
Which has more downloads, Klarna: Smarter everyday money or Varo Bank: Online Banking? v
Klarna: Smarter everyday money leads with about 361.4M estimated downloads vs 7.5M for Varo Bank: Online Banking - a 47.9× gap. Klarna: Smarter everyday money's App Store downloads are estimated from 2.1M ratings × the standard 1:75 ratio. Varo Bank: Online Banking reports 5,000,000+ installs on Google Play.
Are Klarna: Smarter everyday money and Varo Bank: Online Banking in the same App Store category on each store and competing for the same money? v
Yes - both apps sit in the Finance category, which means they compete directly for the same paying users and category-level wallet share. Direct competitors, head-to-head.
Do Klarna: Smarter everyday money and Varo Bank: Online Banking have in-app purchases? v
Klarna: Smarter everyday money does not appear to offer in-app purchases on its public listing. Varo Bank: Online Banking does not appear to offer in-app purchases. Monetization model: Klarna: Smarter everyday money runs "Subscription (~$35.00/mo)", Varo Bank: Online Banking runs "No App Store revenue (monetizes off-store)".
Which has better ratings, Klarna: Smarter everyday money or Varo Bank: Online Banking? v
Klarna: Smarter everyday money edges ahead with ★ 4.9 vs ★ 4.5 (gap of 0.3 stars). Rating volume: Klarna: Smarter everyday money 2.1M ratings, Varo Bank: Online Banking 33K ratings. Higher rating volume = stronger ASO signal even when star averages are close.
How accurate are these Klarna: Smarter everyday money vs Varo Bank: Online Banking revenue estimates? v
Directional - typically within 2-3× of actual money earned for popular apps. The $35.11M for Klarna: Smarter everyday money and $0 for Varo Bank: Online Banking are derived from App Store grossing rank / Google Play install ranges, scraped IAP tiers, ratings volume and category benchmarks (Finance) - net of the 15-30% Apple/Google store cut. Real revenue depends on country mix, retention, refunds and ad fill rate, none of which Apple or Google publish.
How do I compare Klarna: Smarter everyday money or Varo Bank: Online Banking to a different App Store app? v
Use the search box at the bottom of this page or paste any two App Store or Google Play links into the homepage tool. We auto-generate a permanent comparison URL with revenue, downloads, IAP tiers, subscription pricing and grossing rank for both apps.