Klarna: Smarter everyday money vs Zip - Shop Now, Pay Later
Klarna: Smarter everyday money
Klarna Bank AB
App Store
$37.09M/mo
~$445.04M/yr · 381.8M installs
VS
Zip - Shop Now, Pay Later
zip.co
Google Play
$287.6K/mo
~$3.45M/yr · 2.8M installs
Revenue winner
Klarna: Smarter everyday money wins
+12795% vs other
Installs winner
Klarna: Smarter everyday money wins
+13449% vs other
MAU winner
Klarna: Smarter everyday money wins
+4575% vs other
Rating winner
Klarna: Smarter everyday money wins
+27% vs other
Why Klarna: Smarter everyday money is winning
Top 4 reasons - backed by the public App Store / Play Store numbers.
- Klarna: Smarter everyday money earns roughly 129× more per month than Zip - Shop Now, Pay Later - $37.09M vs $287.6K.
- Premium pricing. Klarna: Smarter everyday money charges $35.00/mo vs Zip - Shop Now, Pay Later's $9.95/mo - higher ARPU per converted user.
- Bigger install base. Klarna: Smarter everyday money has ~381.8M lifetime installs vs Zip - Shop Now, Pay Later's ~2.8M - 135.5× the funnel top.
- Better app store reviews. Klarna: Smarter everyday money sits at 4.86★ vs 3.83★ - store algorithms reward higher-rated apps with more impressions.
→ Find more apps with this revenue gap · Full Klarna: Smarter everyday money report
Side-by-side metrics
Bars scale to whichever app is bigger on that row. Green = winner.
Klarna: Smarter everyday money
vs
Zip - Shop Now, Pay Later
Monthly revenue (est.)?
$37.09M
◀
$287.6K
Annual revenue (est.)
$445.04M
◀
$3.45M
Lifetime installs (est.)
381.8M
◀
2.8M
Monthly active users (est.)?
26.3M
◀
564K
App Store rating
4.86★
◀
3.83★
Total ratings
2.2M
◀
77K
US grossing rank
-
=
-
Cheapest monthly sub
$35.00
◀
$9.95
IAP tiers detected
0 tiers
=
0 tiers
- Category
- Finance
- Price
- Free
- Released
- Jun 22, 2016
- Last updated
- Jun 29, 2026
- File size
- 284.0 MB
- Content rating
- 4+
- Version
- 26.26.303
- Languages
- Czech, Danish, Dutch, English, Finnish, French +10 more
- Category
- Finance
- Price
- Free
- Released
- Feb 9, 2020
- Last updated
- Jun 26, 2026
- File size
- -
- Content rating
- Everyone
- Version
- 26.6.20.272
- Languages
- -
Klarna: Smarter everyday money trajectory
Zip - Shop Now, Pay Later trajectory
FAQ
Which makes more money, Klarna: Smarter everyday money or Zip - Shop Now, Pay Later? v
Klarna: Smarter everyday money earns about $37.09M per month, while Zip - Shop Now, Pay Later earns about $287.6K. That is a 129.0× revenue gap (~$36.80M more per month for Klarna: Smarter everyday money). Annual revenue: Klarna: Smarter everyday money ≈ $445.04M/year, Zip - Shop Now, Pay Later ≈ $3.45M/year. Estimates are derived from public App Store / Google Play signals - grossing rank, scraped IAP tiers, ratings and category benchmarks.
Which has more downloads, Klarna: Smarter everyday money or Zip - Shop Now, Pay Later? v
Klarna: Smarter everyday money leads with about 381.8M estimated downloads vs 2.8M for Zip - Shop Now, Pay Later - a 135.5× gap. Klarna: Smarter everyday money's App Store downloads are estimated from 2.2M ratings × the standard 1:75 ratio. Zip - Shop Now, Pay Later reports 1,000,000+ installs on Google Play.
Are Klarna: Smarter everyday money and Zip - Shop Now, Pay Later in the same App Store category on each store and competing for the same money? v
Yes - both apps sit in the Finance category, which means they compete directly for the same paying users and category-level wallet share. Direct competitors, head-to-head.
Do Klarna: Smarter everyday money and Zip - Shop Now, Pay Later have in-app purchases? v
Klarna: Smarter everyday money does not appear to offer in-app purchases on its public listing. Zip - Shop Now, Pay Later does not appear to offer in-app purchases. Monetization model: Klarna: Smarter everyday money runs "Subscription (~$35.00/mo)", Zip - Shop Now, Pay Later runs "Subscription (~$9.95/mo)".
Which has better ratings, Klarna: Smarter everyday money or Zip - Shop Now, Pay Later? v
Klarna: Smarter everyday money edges ahead with ★ 4.9 vs ★ 3.8 (gap of 1.0 stars). Rating volume: Klarna: Smarter everyday money 2.2M ratings, Zip - Shop Now, Pay Later 17 ratings. Higher rating volume = stronger ASO signal even when star averages are close.
How accurate are these Klarna: Smarter everyday money vs Zip - Shop Now, Pay Later revenue estimates? v
Directional - typically within 2-3× of actual money earned for popular apps. The $37.09M for Klarna: Smarter everyday money and $287.6K for Zip - Shop Now, Pay Later are derived from App Store grossing rank / Google Play install ranges, scraped IAP tiers, ratings volume and category benchmarks (Finance) - net of the 15-30% Apple/Google store cut. Real revenue depends on country mix, retention, refunds and ad fill rate, none of which Apple or Google publish.
How do I compare Klarna: Smarter everyday money or Zip - Shop Now, Pay Later to a different App Store app? v
Use the search box at the bottom of this page or paste any two App Store or Google Play links into the homepage tool. We auto-generate a permanent comparison URL with revenue, downloads, IAP tiers, subscription pricing and grossing rank for both apps.