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Review Insights · Google Play

Afterpay. Buy now, pay it in 4

Afterpay · 147,899 ratings · ★ 4.3

4.3
★★★★★
147,899 ratings
5 ★
109,075 (74%)
4 ★
16,638 (11%)
3 ★
1,848 (1%)
2 ★
1,848 (1%)
1 ★
18,487 (12%)
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Top complaints - extracted from 60 negative reviews

Recurring phrases mined from 1-2★ reviews. The bigger the percentage, the more users have the same problem. Fix the top 2-3 in your version and you have product-market fit on day one.

1
"account"
17 negative reviews mention this · 28% of all complaints
★★★★ "spent thousands of dolas threw after they wont let me start up new account after i gt rid of the 1 i had for years .ud think afterpay wud look after good customers.few off my friends are considering gtn eid there after pays since i told the…" - Kim Barnes
2
"afterpay"
16 negative reviews mention this · 27% of all complaints
★★★★ "spent thousands of dolas threw after they wont let me start up new account after i gt rid of the 1 i had for years .ud think afterpay wud look after good customers.few off my friends are considering gtn eid there after pays since i told the…" - Kim Barnes
3
"customer"
9 negative reviews mention this · 15% of all complaints
★★★★ "spent thousands of dolas threw after they wont let me start up new account after i gt rid of the 1 i had for years .ud think afterpay wud look after good customers.few off my friends are considering gtn eid there after pays since i told the…" - Kim Barnes
4
"support"
8 negative reviews mention this · 13% of all complaints
★★★★ "don't use ...they support traders who take your money and don't deliver the ordered product" - Ian
5
"service"
8 negative reviews mention this · 13% of all complaints
★★★★ "Dont Use Afterpay. I closed my account by mistake and they have a unlawful policy about cannot open a account in future. that is against the law. Customer Service when contacting are useless and not reliable. STAY AWAY. they are other bette…" - Joel
6
"closed"
7 negative reviews mention this · 12% of all complaints
★★★★★ "so I used to use this app but had to close my account for personal reasons after a while I was going to create a new account with the same details but unfortunately nope you have 1 account and only 1 account but once the account is closed i…" - Dchild
7
"payment"
6 negative reviews mention this · 10% of all complaints
★★★★ "slow useless app, try to make payments, you scroll through and as you scroll it just opens a payment your finger just slid over. its rubbish. so slow. so frustrating." - Troy Flanagan

📋 All 60 negative reviews

Every 1-2★ review we fetched. Use the copy button to grab them all for your own analysis (paste into ChatGPT/Claude with a prompt like "summarize core user problems, group by theme, ignore bugs, focus on missing features").

★★★★ Boyce Evelyn 5/10/2026
yuck
★★★★ Kim Barnes 5/9/2026
spent thousands of dolas threw after they wont let me start up new account after i gt rid of the 1 i had for years .ud think afterpay wud look after good customers.few off my friends are considering gtn eid there after pays since i told them
★★★★ AE Turner 5/6/2026
app keeps closing after logging in - started happening immediately after updating
★★★★ British Untouchables 5/5/2026 v1.135.0
lt's my first time to try afterpay app. I'm having difficulty using it. It takes forever to open this app. It's very, very slow.
★★★★ Tigerborn 5/5/2026 v1.135.0
Withdrawing funds from a customers' account at 5am, hours before the business day starts, is highly unreasonable.
★★★★ Paul Clarke 5/5/2026
it's the worst idea ever after a dozen unresolved issues I have decided to delete and give my feed back not as a positive but a bad lots of reviews of how terrible afterpay is. they are fast to penalize and take money even after mentioned hard ship , but also takes forever long and hard to contact or resulve from simple things as verifying identify. to resolving fraudulent matters. they have zero care for us Australians. be careful. because there's no phone number to contact 24/7 only through hr
★★★★ Troy Flanagan 5/5/2026 v1.135.0
slow useless app, try to make payments, you scroll through and as you scroll it just opens a payment your finger just slid over. its rubbish. so slow. so frustrating.
★★★★ Ian 5/2/2026 v1.134.0
don't use ...they support traders who take your money and don't deliver the ordered product
★★★★ Jayd Honu 5/2/2026 v1.134.0
my Gmail that I use for my afterpay account got scammed. I closed the account and tried to set up a new one with my new email. A'pay - Not allowed more than 1 acct, even if old one is closed due to circumstances beyond my control. perfect record financially. Unbelievable!
★★★★ Jordan 5/1/2026 v1.135.0
customer support is just AI after being a customer for about 18 months, paying never late, mostly in advance they just blocked my account for a random fraud audit?? and have not been able to communicate with a real human person since about 9am this morning it is now 6pm I am currently undertaking volunteer bushfire recovery work and was trying to organise tools whilst in town. their support and I suspect many levels of management is just an AI . don't use
★★★★ Guy Morel 5/1/2026 v1.132.0
I know it's all my fault but the lack of compassion is so so disappointing. I've had a mental health breakdown with suicidal thoughts and had to go declare bankruptcy. I have nothing and life is so damn hard and I wish I wasn't in this position but my mental health puts me in a place I don't want to be in. Now they are sending lawyers our way. Be aware with these heartless people.
★★★★ J 4/30/2026 v1.134.0
Garbage customer support. Also ever since the introduction of afterpay card, it is such a painful experience. Never works first time.
★★★★ Joel 4/28/2026
Dont Use Afterpay. I closed my account by mistake and they have a unlawful policy about cannot open a account in future. that is against the law. Customer Service when contacting are useless and not reliable. STAY AWAY. they are other better Buy now pay later schemes such as Zip and Klarna etc than this scam mob.
★★★★ Rupesh Jack 4/27/2026
worst customer service. very lazy customer service people who did not read black and white messages and just copy paste templates to waste peoples time. and that too after so many hours. never had such bad experiences before!
★★★★ Josh Ktisti 4/27/2026 v1.132.0
Afterpay are no better than Criminals. they are happy to breech Australian Credit regulations. they are impossible to contact and have zero morality. be weary of them and DO NOT EXPECT TO BE TREATED FAIRLY.
★★★★ Andrew Cameron 4/27/2026 v1.34.0
won't send me a sms vertification code....Soo frustrating and after pay won't help.
★★★★ Rachael K. 4/27/2026 v1.134.0
It has a bug. Firstly, is taking ages to load the app. Then I realise it has signed me out. I use my login which I know is correct. Check 10x. retype the exact same thing and it logs me in. I try to pay and it says my (previously loaded) payment details are incorrect, which have worked previously. My card has not expired and I have money in the account. I close the app and try again and it has signed me out again. Try to login using the same password and it says it's incorrect again. Ridiculous.
★★★★ Tristram Jager 4/26/2026 v1.134.0
the worst company i have ever had to deal with. you cant ring them they ignore you when they feel like it and im not sure if they can actually fix problem or just cause them . im eaiting for them to unfreeze my account but no one know how
★★★★ Rifaath Rahman 4/24/2026 v1.134.0
there is issue with the registration process. i can't put in the amounts for earning and spending cap for completing registration process.
★★★★ cristian sanchez 4/23/2026 v1.134.0
It's the worst credit app ever. They were never able to verify my identity even though I sent them all the types of identification they requested, and they just replied that they couldn't provide me with the service.
★★★★ Andreì Tonga 4/22/2026
Transaction declined for no reason, have never missed a payment once, now they message me saying, it's important to know we may decline even if it's within your estimated available to spend, we appreciate your understanding that we can't approve every transaction, to complete your transaction use another payment method other then afterpay, what do I need this app for if you are going to decline me because I'm just a number and yous are a big company, never coming back to this app. Red flag
★★★★ Warren Honey 4/22/2026 v1.134.0
REVIEWING APP NOT THE SERVICE: New Update Looks TERRIBLE & loads way slower now👎🏻 Im dumbfounded humans think they need updates it doesn't fix anything ever it only can get worse ,Say an app's 91% good then update what% could make it better?=9% better, 91% worse. Choosing DATE repayments would be Smarter! AFTERPAY DOSEN'T WORK WITH "DoorDash" & NEVER HAS!? Organize repayments screen in DATE order ! & make clearer information!! DARKMODE Needed 😎 very bad on Eyes🔥👀 when viewing at Night 🌙
★★★★ anas 4/22/2026 v1.134.0
never tries to access accounts
★★★★ Nainesh Dahya 4/21/2026 v1.134.0
poor customer service and fraudulent payments taken from staff members
★★★★ Gweesip Stromboli 4/21/2026
Terrible app. worse with every update so far, now can't sign in at all. Deliberately scummy to try and force you to miss payments.
★★★★ Willy Wonka 4/20/2026 v1.128.0
Made an order and waited weeks just for it to process then it just cancelled itself and said I had to confirm order process
★★★★ Sophie Lemay 4/20/2026 v1.134.0
Can't even use it, it won't let me finish my application. I'm stuck at the part where I need to add my income, it keeps bugging and won't let me add anything
★★★★ Kenneth Ngaw siang kian 4/19/2026
Closed my account for refinancing my housing loan and try to reapply back again and Afterpay said permanently closed means can't apply back again forever. i have been with Afterpay for 7 years no loyalty at all. Will not recommend to my friends.
★★★★ Time-Travelling Fairy 4/19/2026 v1.134.0
You can't change the day you prefer to pay, and there's no customer support. A broken app all in all.
★★★★ Christie Hall 4/19/2026 v1.134.0
happy to change the stars to more, but the latest update has the app not working at all, wont load and keeps logging me off have uninstalled and reinstalled it have cleared things and still cant use the app
★★★★ Joseph Dilabio 4/18/2026 v1.132.0
to.many late fees
★★★★ Shemarah Archer 4/17/2026 v1.134.0
I jeed help i use my email to make an account and it says already have an account qhenni go to login with the email says no account with that email
★★★★ Wayne Lancaster (Wayno) 4/17/2026 v1.134.0
app is rubbish installed the app and it wont let me complete my application, app wont let me enter any income info in the box. tried all the trouble shooting tips might as well delete the app its useless.
★★★★ Ashley Denishensky 4/17/2026 v1.134.0
problem with changing the preferred date in personal settings. tried to get someone to fix it but they now have an AI assistant chat bot who just sends me around in circles re-doing the same recommended fixes each time but never sends me to an actual human to chat with.
★★★★ Adam Norris 4/17/2026 v1.134.0
app is full of bugs that won't let you change or fill in your info
★★★★ Harley Bunbun 4/16/2026 v1.134.0
Glitching. Preferred payment day drop down option isn't working. Contacted Afterpay support and did their instructions and still not working on 2 different phones
★★★★ Karen Leeanne 4/16/2026 v1.134.0
Been a great customer for years, always paid on time, account suddenly closed and nothing but rude unhelpful response to my question as to why.
★★★★ The Yeoshin 4/16/2026
never even got to use it, don't owe them any money still they didn't let me use their service. racists.
★★★★ Jake Tezner 4/15/2026 v1.124.0
terrible app, if u don't use it after a while they stop allowing you to use it. even though all debt is always paid. disgusting! better apps our there
★★★★ nazia mesia 4/15/2026
no rating .. very bad service closed my acc after 5 years.
★★★★ Feres 4/14/2026 v1.134.0
don't know what's going on with this app. on startup takes for ever to open. then takes me back to login page. buttons don't work , freezes when logging in then gives me an error. I have deleted and reinstalled and still
★★★★ Claudia K 4/13/2026 v1.133.0
Definitely bugs that need fixing it has logged me out at least 3 times while just trying to make payments this morning, I highly suggest fixing this as it should be this stressful to just pay what I owe
★★★★ Rachel Burke 4/13/2026 v1.133.0
customer service is disgraceful, waiting 3 days so far to speak to someone over an attempt to make a large purchase that wasn't me. phone lines are shut down to make online more efficient apparently. account frozen by the AI because of attempted fraudulent transaction but absolutely no help to rectify the problem! absolutely terrible will be deleting my account altogether!
★★★★ Laura Banks 4/13/2026 v1.133.0
The most unhelpful support when dealing with a duplicate order glitch. My screen froze while purchasing, Afterpay made an order but one wasn't made with the merchant. When it loaded, it made a second order with Afterpay and one order with the merchant. Asked Afterpay to get rid of the duplicate one that didn't go through with the merchant. They got rid of one order and disputed the other. Now I don't get my purchase because of an Afterpay mistake that they incorrectly corrected.
★★★★ m._.m 4/10/2026 v1.133.0
"sorry we had trouble logging you in" "sorry we encountered a problem" "sorry we couldn't reset your password". Jesus Christ please fix this
★★★★ Robb V 4/10/2026 v1.133.0
Click on support option in app it does nothing!!!. how can i contact with enquiry that isn't on ya selected questions list???!!
★★★★ Madeline Farrant 4/10/2026 v1.133.0
I never review apps but yours is the most glitchiest slowest app ive ever had.
★★★★ Joly Huna 4/10/2026
shame on afterpay shame on afterpay and support members stop Rob in Australia you deducted this $9.99 without asking and then not a single transaction complete have some shame. my not single transaction complete and support members say me our system decided. I applie for Australia government please Stop this Afterpay and all such companies rob the common people I believe that they should be closed permanently with heavy fine thanks 🙏🙏
★★★★ Jay Coastal 4/9/2026 v1.133.0
I pay a monthly card fee for AfterPay yet they insist on showing me pointless ads when I pay off an item. Very frustrating. If they keep it up, I'll happily close my account.
★★★★ Doug White 4/9/2026 v1.133.0
Worst customer protection. Afterpays Random security checks' are a joke. We gave up after 3 random checks! you to can go to pay in store. To ' randomly' learn you've been chosen! Step 1: understand afterpay has just frozen your account Step 2: Be ready to pay another way! tell merchant afterpay is 'randomly' blocking sales 'for customer protection' Step 3: Contact APay, recieve link, provide Gov ID & Bank statement Step 4: Risk repeating every shop with afterpay!

+ 10 more in the clipboard copy

Sentiment summary

85%
Positive (4-5★)
1%
Neutral (3★)
14%
Negative (1-2★)

✓ Strong positive sentiment - clone path is harder, users like the existing app.