YNAB vs Monzo - Mobile Banking
YNAB
You Need A Budget LLC
App Store
$1.37M/mo
~$16.47M/yr · 6.6M installs
VS
Monzo - Mobile Banking
Monzo
Google Play
$0/mo
~$0/yr · 13.1M installs
Revenue winner
YNAB wins
+137251800% vs other
Installs winner
Monzo - Mobile Banking wins
+99% vs other
MAU winner
YNAB wins
+75% vs other
Rating winner
YNAB wins
+15% vs other
Why YNAB is winning
Top 3 reasons - backed by the public App Store / Play Store numbers.
- YNAB earns roughly 1372518× more per month than Monzo - Mobile Banking - $1.37M vs $0.
- Subscription model. YNAB runs a $14.99/mo subscription that compounds; Monzo - Mobile Banking relies on one-shot IAP or ads.
- Better app store reviews. YNAB sits at 4.79★ vs 4.16★ - store algorithms reward higher-rated apps with more impressions.
Side-by-side metrics
Bars scale to whichever app is bigger on that row. Green = winner.
YNAB
vs
Monzo - Mobile Banking
Monthly revenue (est.)?
$1.37M
◀
$0
Annual revenue (est.)
$16.47M
◀
$0
Lifetime installs (est.)
6.6M
▶
13.1M
Monthly active users (est.)?
2.8M
◀
1.6M
App Store rating
4.79★
◀
4.16★
Total ratings
60K
▶
173K
US grossing rank
-
=
-
Cheapest monthly sub
$14.99
◀
No sub
IAP tiers detected
1 tiers
◀
0 tiers
- Category
- Finance
- Price
- Free
- Released
- Oct 20, 2015
- Last updated
- Apr 29, 2026
- File size
- 147.2 MB
- Content rating
- 4+
- Version
- 26.16
- Languages
- English
- Category
- Finance
- Price
- Free
- Released
- May 13, 2016
- Last updated
- May 7, 2026
- File size
- -
- Content rating
- Everyone
- Version
- 7.24.0
- Languages
- -
YNAB trajectory
Monzo - Mobile Banking trajectory
FAQ
Which makes more money, YNAB or Monzo - Mobile Banking? v
YNAB earns about $1.37M per month, while Monzo - Mobile Banking earns about $0. That is a ∞× revenue gap (~$1.37M more per month for YNAB). Annual revenue: YNAB ≈ $16.47M/year, Monzo - Mobile Banking ≈ $0/year. Estimates are derived from public App Store / Google Play signals - grossing rank, scraped IAP tiers, ratings and category benchmarks.
Which has more downloads, YNAB or Monzo - Mobile Banking? v
Monzo - Mobile Banking leads with about 13.1M estimated downloads vs 6.6M for YNAB - a 2.0× gap. YNAB's App Store downloads are estimated from 60K ratings × the standard 1:75 ratio. Monzo - Mobile Banking reports 10,000,000+ installs on Google Play.
Are YNAB and Monzo - Mobile Banking in the same App Store category on each store and competing for the same money? v
Yes - both apps sit in the Finance category, which means they compete directly for the same paying users and category-level wallet share. Direct competitors, head-to-head.
What in-app purchases and subscription pricing do YNAB and Monzo - Mobile Banking offer? v
YNAB: IAP range 1 tiers detected. Monzo - Mobile Banking: no IAP detected on the public listing. YNAB runs a "Subscription (~$14.99/mo)" monetization model; Monzo - Mobile Banking runs "No App Store revenue (monetizes off-store)". Scraped tier prices and detected subscription pricing drive the bulk of the per-app revenue estimate above.
Which has better ratings, YNAB or Monzo - Mobile Banking? v
YNAB edges ahead with ★ 4.8 vs ★ 4.2 (gap of 0.6 stars). Rating volume: YNAB 60K ratings, Monzo - Mobile Banking 654 ratings. Higher rating volume = stronger ASO signal even when star averages are close.
How accurate are these YNAB vs Monzo - Mobile Banking revenue estimates? v
Directional - typically within 2-3× of actual money earned for popular apps. The $1.37M for YNAB and $0 for Monzo - Mobile Banking are derived from App Store grossing rank / Google Play install ranges, scraped IAP tiers, ratings volume and category benchmarks (Finance) - net of the 15-30% Apple/Google store cut. Real revenue depends on country mix, retention, refunds and ad fill rate, none of which Apple or Google publish.
How do I compare YNAB or Monzo - Mobile Banking to a different App Store app? v
Use the search box at the bottom of this page or paste any two App Store or Google Play links into the homepage tool. We auto-generate a permanent comparison URL with revenue, downloads, IAP tiers, subscription pricing and grossing rank for both apps.