YNAB vs Credit Karma - Credit Score
YNAB
You Need A Budget LLC
App Store
$1.37M/mo
~$16.47M/yr · 6.6M installs
VS
Credit Karma - Credit Score
Credit Karma, LLC
Google Play
$0/mo
~$0/yr · 3.2M installs
Revenue winner
YNAB wins
+137251800% vs other
Installs winner
YNAB wins
+109% vs other
MAU winner
YNAB wins
+319% vs other
Rating winner
YNAB wins
+1% vs other
Why YNAB is winning
Top 3 reasons - backed by the public App Store / Play Store numbers.
- YNAB earns roughly 1372518× more per month than Credit Karma - Credit Score - $1.37M vs $0.
- Subscription model. YNAB runs a $14.99/mo subscription that compounds; Credit Karma - Credit Score relies on one-shot IAP or ads.
- Bigger install base. YNAB has ~6.6M lifetime installs vs Credit Karma - Credit Score's ~3.2M - 2.1× the funnel top.
Side-by-side metrics
Bars scale to whichever app is bigger on that row. Green = winner.
YNAB
vs
Credit Karma - Credit Score
Monthly revenue (est.)?
$1.37M
◀
$0
Annual revenue (est.)
$16.47M
◀
$0
Lifetime installs (est.)
6.6M
◀
3.2M
Monthly active users (est.)?
2.8M
◀
675K
App Store rating
4.79★
◀
4.73★
Total ratings
60K
▶
94K
US grossing rank
-
=
-
Cheapest monthly sub
$14.99
◀
No sub
IAP tiers detected
1 tiers
◀
0 tiers
- Category
- Finance
- Price
- Free
- Released
- Oct 20, 2015
- Last updated
- Apr 29, 2026
- File size
- 147.2 MB
- Content rating
- 4+
- Version
- 26.16
- Languages
- English
- Category
- Finance
- Price
- Free
- Released
- -
- Last updated
- Oct 3, 2025
- File size
- -
- Content rating
- Everyone
- Version
- 25.42
- Languages
- -
YNAB trajectory
Credit Karma - Credit Score trajectory
FAQ
Which makes more money, YNAB or Credit Karma - Credit Score? v
YNAB earns about $1.37M per month, while Credit Karma - Credit Score earns about $0. That is a ∞× revenue gap (~$1.37M more per month for YNAB). Annual revenue: YNAB ≈ $16.47M/year, Credit Karma - Credit Score ≈ $0/year. Estimates are derived from public App Store / Google Play signals - grossing rank, scraped IAP tiers, ratings and category benchmarks.
Which has more downloads, YNAB or Credit Karma - Credit Score? v
YNAB leads with about 6.6M estimated downloads vs 3.2M for Credit Karma - Credit Score - a 2.1× gap. YNAB's App Store downloads are estimated from 60K ratings × the standard 1:75 ratio. Credit Karma - Credit Score reports 1,000,000+ installs on Google Play.
Are YNAB and Credit Karma - Credit Score in the same App Store category on each store and competing for the same money? v
Yes - both apps sit in the Finance category, which means they compete directly for the same paying users and category-level wallet share. Direct competitors, head-to-head.
What in-app purchases and subscription pricing do YNAB and Credit Karma - Credit Score offer? v
YNAB: IAP range 1 tiers detected. Credit Karma - Credit Score: no IAP detected on the public listing. YNAB runs a "Subscription (~$14.99/mo)" monetization model; Credit Karma - Credit Score runs "No App Store revenue (monetizes off-store)". Scraped tier prices and detected subscription pricing drive the bulk of the per-app revenue estimate above.
Which has better ratings, YNAB or Credit Karma - Credit Score? v
YNAB edges ahead with ★ 4.8 vs ★ 4.7 (gap of 0.1 stars). Rating volume: YNAB 60K ratings, Credit Karma - Credit Score 16 ratings. Higher rating volume = stronger ASO signal even when star averages are close.
How accurate are these YNAB vs Credit Karma - Credit Score revenue estimates? v
Directional - typically within 2-3× of actual money earned for popular apps. The $1.37M for YNAB and $0 for Credit Karma - Credit Score are derived from App Store grossing rank / Google Play install ranges, scraped IAP tiers, ratings volume and category benchmarks (Finance) - net of the 15-30% Apple/Google store cut. Real revenue depends on country mix, retention, refunds and ad fill rate, none of which Apple or Google publish.
How do I compare YNAB or Credit Karma - Credit Score to a different App Store app? v
Use the search box at the bottom of this page or paste any two App Store or Google Play links into the homepage tool. We auto-generate a permanent comparison URL with revenue, downloads, IAP tiers, subscription pricing and grossing rank for both apps.